利嘉閣‧按揭易 vs BoC Pay+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
利嘉閣‧按揭易
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利嘉閣‧按揭易 提供一站式按揭服務及資訊，集「按揭計算機」、按揭轉介申請及跟進於一身，助您輕鬆完成按揭流程。 提供工具及服務包括: － 按揭計算機，提供多種計算模式 (每月供款、最高負擔樓價和最短還款年期及利息等)，緊貼最新政府樓按措施變化合符最新政策要求，並提供按揭保費功能。 － 免費物業估價服務 － e按揭評估（可獲悉我們按揭專員提供的「預先評估結果」） － e按揭申請
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
Screenshots
Verdict
The clearest difference is ads: BoC Pay+ at none against 利嘉閣‧按揭易's shown. BoC Pay+ also leads on update cadence (every 4 weeks vs every 2 months). 利嘉閣‧按揭易's advantage is review sentiment (54% vs 43%). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
利嘉閣‧按揭易 ships an update every 2 months, BoC Pay+ every 4 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.
| Parameter | 利嘉閣‧按揭易 | BoC Pay+ |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.7 (11 ratings) — better |
| Positive reviews | 53.8% of reviews — better | 43.0% of reviews |
| Number of ratings | — | 11 — better |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 243 MB |
| Age rating | 17+ | 4+ |
| Developer | Ricacorp Properties Limited | Bank of China (Hong Kong) Limited |
Customer experience
利嘉閣‧按揭易
BoC Pay+
In-app purchases
利嘉閣‧按揭易
No in-app purchases
BoC Pay+
No in-app purchases
