Comparison

Tatra banka vs SKPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tatra banka

Manage your finances entirely online, from opening accounts and taking out loans to tracking expenses and making payments. Access your banking information and perform transactions anytime, anywhere, with features like mobile ATM withdrawals and smart watch integration.

Highlights
  • Online account and loan opening
  • Mobile ATM cash withdrawal
  • Account and loan overview
  • Payment card management
  • Expense prediction and categorization
  • Mobile payments
  • Chatbot customer support
Features
Read full description

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

About

SKPAY

Features
Read full description

SKPAY je predplatená bezkontaktná karta, vďaka ktorej môžeš platiť bezhotovostne a získať hotovosť tak, ako s bežnou bankomatovou kartou. K SKPAY karte nepotrebuješ bankový účet. Možnosti karty SKPAY - platby v kamenných obchodoch, aj bezkontaktne - výber hotovosti z bankomatov - nákupy na internete, bezpečne - platby a výbery hotovosti na pošte cez POŠTOMAT

Screenshots

Tatra banka4 screens
SKPAY4 screens

Verdict

The call

The clearest difference is update cadence: Tatra banka at monthly against SKPAY's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tatra banka ships an update monthly, SKPAY every 9 months. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
Tatra banka versus SKPAY: the parameters behind the verdict, then further details
ParameterTatra bankaSKPAY
PriceFreeFree
Rating4.8 (282 ratings) — better—
Positive reviews52.1% of reviews—
Number of ratings282 — better—
Update frequencyMonthly — betterEvery 9 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size330 MB36 MB
Age rating12+4+
DeveloperTatra banka, a.s.SKPAY, a.s.

Bugs and requests

Tatra banka

Reported bugs

7 issues
  • Application only works with black background
  • App resets after update
  • Spending report broken after last update
  • Connection validation tool issues
  • App crashes on iPhone 4s after update
Show 2 more
  • Incompatible with iOS 5.0
  • Requires physical card reader for login

Requested features

9 requests
  • Support for Dynamic Type
  • More language options
  • Feature to favorite contacts
  • Ability to load QR code from photo album
  • Face ID/Touch ID login
Show 4 more
  • Apple Pay support
  • Native iPad version
  • SMS notifications
  • Improved connection validation tool

SKPAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tatra banka

No in-app purchases

None

SKPAY

No in-app purchases

Questions

Is Tatra banka free?
Tatra banka is free to download, with no in-app purchases.
Is SKPAY free?
SKPAY is free to download, with no in-app purchases.
Do Tatra banka or SKPAY have ads?
Neither Tatra banka nor SKPAY shows ads.
Which is updated more often, Tatra banka or SKPAY?
Tatra banka ships an update monthly, and SKPAY every 9 months. Most recently, Tatra banka was updated on October 19, 2026 and SKPAY on October 11, 2026.

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