Comparison

Qualifier Plus IIIx/fx vs HTCAgent ONE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Qualifier Plus IIIx/fx

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Highlights
  • Instant loan payment calculations (P&I, PITI)
  • Buyer qualifying for conventional, FHA, and VA loans
  • Complete cash flow solutions (IRR, NPV, NFV)
  • Amortization schedules with remaining balances
  • Bi-weekly loans and ARMS calculations
  • Rent vs. Buy comparisons
  • Date Math function
Features
Currently charting
Read full description

Two in one: the official Qualifier Plus® IIIx from Calculated Industries for your iPhone and iPad includes two models: #3415 and #3430 (Qualifier Plus IIIfx). And while perhaps obvious, if you change from an iOS device to a non-iOS device, you WILL need to buy a new license as they are incompatible. Advanced Residential and Commercial Mortgage Finance Calculator for Agents, Brokers, Investors, Attorneys, Loan Officers and other Mortgage Industry Professionals The Qualifier Plus® IIIx app from Calculated Industries gives real estate and mortgage professionals the power, portability and ease-of-use of the Qualifier Plus IIIx and Qualifier Plus IIIfx on your iPhone or iPad. Get instant access to P&I, PITI and total loan payments for conventional, FHA and VA loans. Includes complete buyer qualifying and more. Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers. Need answers to both common and advanced real estate finance problems? Just pull out your iPhone or iPad, tap on the Qualifier Plus icon, and you’ll have the answers for your client in seconds. • Complete Cash Flow solutions including Internal Rate of Return, Net Present Value and Net Future Value • Qualifying keys provide on-the-spot buyer qualifying for conventional, FHA and VA loans • Instantly solve your clients’ real estate finance questions • E-mail loan worksheets to your clients from your iPhone Built-in functions help you find instant solutions for: • Calculate IRR for multiple cash flows • Amortizations with remaining balances • Bi-weekly loans and ARMS • Rent vs. Buy comparisons and estimated tax savings • Future Value, property appreciation FEATURES: • Created by Calculated Industries, the originator of the Real Estate Master and Qualifier Plus Real Estate and mortgage calculators • Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone • Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes Time-saving Utilities Include: • Date Math function lets you instantly see closing and expire dates • Triple Zero key saves time and keystrokes • Memory Function • User-Definable Preferences — define and store payments per year, taxes and insurance Special Functions: • Entry-editing backspace key – with a swipe of a finger • Works as a standard calculator • Free User Guide available at www.calculated.com SUBSCRIPTION INFORMATION: The first 7 days are free. Subscriptions offered will automatically renew at the end of the chosen period. Payment will be charged to your Apple account upon purchase confirmation. The subscription will automatically renew unless auto-renew is turned off or subscription is canceled in settings at least one day (24-hours) before the subscription period ends. You can manage your subscription and turn off auto-renewal in your Apple account Settings > Account (Apple ID) > Subscriptions. TRADEMARKS: Qualifer Plus® is a registered trademark of Calculated Industries, Inc.

About

HTCAgent ONE

This app helps real estate professionals quickly generate buyer estimates and seller net sheets. It offers customizable email and printout options for client presentations. A free trial is available for subscription plans.

Highlights
  • Generate buyer estimates
  • Create seller net sheets
  • Customizable email/printouts
  • City/County specific calculations
  • Real estate professional focused
Features
Read full description

HTCAgent ONE is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. HTCAgent ONE also allows the user to fully customize email/printouts for their clients. Visit htcagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

Screenshots

Qualifier Plus IIIx/fx4 screens
HTCAgent ONE4 screens

Verdict

The call

The clearest difference is rating: Qualifier Plus IIIx/fx at 4.9 against HTCAgent ONE's 4.1. Qualifier Plus IIIx/fx also leads on review sentiment (89% vs 60%) and ratings volume (3.5K vs 9). HTCAgent ONE's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 2 months vs every 10 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qualifier Plus IIIx/fx sells 2 in-app purchases, starting at $5.99 per month and HTCAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Qualifier Plus IIIx/fx holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: Qualifier Plus IIIx/fx has 3.5K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 89% of Qualifier Plus IIIx/fx's written reviews are positive against 60% of HTCAgent ONE's.

UpkeepUpdate frequency

Qualifier Plus IIIx/fx ships an update every 10 months, HTCAgent ONE every 2 months. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 5 level
Qualifier Plus IIIx/fx versus HTCAgent ONE: the parameters behind the verdict, then further details
ParameterQualifier Plus IIIx/fxHTCAgent ONE
PriceFreeFree
Rating4.9 (3.5K ratings) — better4.1 (9 ratings)
Positive reviews89.2% of reviews — better60.0% of reviews
Number of ratings3.5K — better9
Update frequencyEvery 10 monthsEvery 2 months — better
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
Best chart rank#172 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size28 MB356 MB
Age rating12+9+
DeveloperCalculated IndustriesPalmAgent Software

Customer experience

Qualifier Plus IIIx/fx

All ratings3,489 ratings
Positive98.5%
Neutral0.6%
Negative1.0%
Written reviews74 reviews
Positive89.2%
Neutral1.4%
Negative9.5%

HTCAgent ONE

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews5 reviews
Positive60.0%
Neutral20.0%
Negative20.0%

Bugs and requests

Qualifier Plus IIIx/fx

Reported bugs

2 issues
  • Numbers not saving or changing
  • Compatibility issues with newer devices

Requested features

3 requests
  • Dark mode option
  • Basic free version
  • Improved user guide and documentation

HTCAgent ONE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Qualifier Plus IIIx/fx

Subscriptions2
  • 1 Month Full Access7 Days trial$5.991 Month
  • 1 Year Full Access7 Days trial$29.991 Year
2 purchases

HTCAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year

Questions

Is Qualifier Plus IIIx/fx free?
Qualifier Plus IIIx/fx is free to download, with in-app purchases available.
Is HTCAgent ONE free?
HTCAgent ONE is free to download, with in-app purchases available.
Which has better reviews, Qualifier Plus IIIx/fx or HTCAgent ONE?
Qualifier Plus IIIx/fx is rated higher. Qualifier Plus IIIx/fx averages 4.9 out of 5 from 3.5K ratings, while HTCAgent ONE averages 4.1 from 9 ratings.
Do Qualifier Plus IIIx/fx or HTCAgent ONE have ads?
Neither Qualifier Plus IIIx/fx nor HTCAgent ONE shows ads.
Which is updated more often, Qualifier Plus IIIx/fx or HTCAgent ONE?
Qualifier Plus IIIx/fx ships an update every 10 months, and HTCAgent ONE every 2 months. Most recently, Qualifier Plus IIIx/fx was updated on October 26, 2026 and HTCAgent ONE on October 23, 2026.

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