Comparison

Expense Tool vs PayTogether

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tool

Track personal and shared expenses with detailed logging, receipt attachments, and location mapping. Generate summaries and balances for group spending, and export your data in various formats.

Highlights
  • Define custom expense sets
  • Attach receipts, photos, and locations
  • Fast data capture with autocompletion
  • Expense summaries and balances
  • Export data (HTML, Text, CSV)
  • Map integration
  • Passcode lock
Features
Read full description

Organize your own and shared expenses. Do you and your partner want to log how much you're spending for your household and merge the expenses entered on your individual devices? Are you on holidays with friends and want to know how much you are spending? If you are sharing your expenses, do you need a tool to document your balances and debts to one another? Are you sharing a holiday or a household with others and would you like everyone to log their own expenses into one common list, each on their own device? Do you want to know how much you're spending for your hobby, on your business trip, or any other expenses? Use Expense Tool, create an expense set and start entering your data. Your expenses can be listed, shown on a map, exported (by email or to a file) and printed. Expense Sets can be synced across your own devices via iCloud, shared with other people, or transferred directly from device to device. If more than one person is part of an expense set, you get a summary showing the total of all individual expenses and the balance of the shared expenses. Features: • Define Expense Sets with custom settings • Add expenses and optionally attach receipts, photos and locations • Fast data capture: Select with autocompletion what you've already entered • List your expenses: all, by year, by month, by week or within a custom timeframe • Expense list sections: by person, by expense caption • Summary and Balance of shared expenses • Overview of all expense sets • iCloud Synchronization — enable per Expense Set • iCloud Sharing — share an Expense Set with others • Export your data: email, PDF, or save to a file (CSV with receipts and photos, bundled as a .zip) • Receipts: Document Scanner (iOS only) • Printing • Data Exchange between iPhone, iPad and Mac • Geocoding and map integration • Backup and Import • Passcode Lock (iOS only) • iPhone, iPad, Mac • Languages: English, German, Italian, French, Spanish Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and Conditions: https://www.jo-tools.ch/expense-tool/terms_and_conditions.html Privacy Policy: https://www.jo-tools.ch/expense-tool/privacy_policy.html Support / FAQ: https://www.jo-tools.ch/expense-tool/

About

PayTogether

Features
Read full description

Keeping an eye on monthly expenses gets tricky, when living together with someone but not sharing the same bank account. At times you would like a quick overview about who has spent most, who is up for the next payment of e.g. groceries. With this app you will be able to manage your expenses, list them and share them with family, friends or flat mates. When sharing a list, every member can add own spendings and hence create an overview about the current status. - no limit of lists - synchronization between desktop and mobile app (also for windows available) - invite others and share expense lists - individual expense lists - daily comparison of expenses with list-members - reset expense lists (e.g. at the end of month) - optional a balance of expenses can be kept after list was reset

Screenshots

Expense Tool4 screens
PayTogether4 screens

Verdict

The call

The clearest difference is in-app purchases: PayTogether at none against Expense Tool's 5. PayTogether also leads on iOS requirement (8.0 vs 15.0). Expense Tool's advantage is update cadence (monthly vs every 5 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tool sells 5 in-app purchases, starting at $0.99 per 3 months. PayTogether asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tool ships an update monthly, PayTogether every 5 months. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Tool versus PayTogether: the parameters behind the verdict, then further details
ParameterExpense ToolPayTogether
PriceFreeFree
Rating2.5 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationPaid—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.08.0 — better
Further details — not scored
Size35 MB91 MB
Age rating4+4+
DeveloperJuerg OtterOliver Sass

In-app purchases

5 purchases

Expense Tool

Subscriptions4
  • Plus Quarterly$0.993 Months
  • Pro Quarterly14 Days trial$1.993 Months
  • Plus Yearly$2.991 Year
Show 1 more
  • Pro Yearly14 Days trial$4.991 Year
One-time1
  • Pro (Lifetime)$19.99
None

PayTogether

No in-app purchases

Questions

Is Expense Tool free?
Expense Tool is free to download, with in-app purchases available.
Is PayTogether free?
PayTogether is free to download, with no in-app purchases.
Do Expense Tool or PayTogether have ads?
Neither Expense Tool nor PayTogether shows ads.
Which is updated more often, Expense Tool or PayTogether?
Expense Tool ships an update monthly, and PayTogether every 5 months. Most recently, Expense Tool was updated on November 1, 2026 and PayTogether on October 26, 2026.

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