Comparison

中国银行 vs 多多记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银行

Features
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

About

多多记账

Create personalized financial tracking tools with customizable saving and budgeting templates. Track daily expenses, monthly income, and savings goals with helpful reminders and cloud synchronization.

Highlights
  • Customizable saving and budgeting templates
  • Daily expense and income tracking
  • Monthly financial summaries
  • Exportable tables (image and Excel)
  • Daily and periodic reminders
  • iCloud synchronization
Features
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多多记账是一款集日常记账、存钱打卡和资产管理于一体的记账工具。自由搭配首页卡片,让每天的收支、存钱进度和账户余额一目了然。 自由布局,打造自己的记账首页 ● 自由组合卡片,长按拖动调整位置 ● 展示今日收支、月度统计、支出日历和最近流水 ● 自定义封面图片与配色,让记账更有自己的风格 日常记账,收支清清楚楚 ● 记录金额、分类、账户、日期与备注 ● 提供记账本、每日账单和月度收支表 ● 通过趋势与分类统计,了解钱花在哪里 ● 支持将记账本流水导出为 Excel 存钱打卡,让积累看得见 ● 提供 365 天、52 周和 36 单等存钱表格 ● 设置目标,记录每次存入的金额 ● 通过进度格子、打卡日历和记录回顾存钱成果 ● 整理存单本金、预计利息与到期时间 资产与提醒,管理更省心 ● 集中查看各账户余额与资产总额 ● 记录返现、红包等零散收益 ● 设置记账与存钱提醒,养成持续记录的习惯 数据存储,自由选择 ● 支持 iCloud,无需登录 App 账号即可使用 ● 登录后可使用账号云端存储 ● 支持两种存储方式之间复制数据 ● 提供同步状态提示与回收站恢复 立即下载多多记账,记清每一笔收支,慢慢攒下自己的小目标。 会员与自动续订服务: ● 年度会员:按年订阅,自动续订 ● 永久会员:一次购买,永久有效 会员可解锁不限数量的表格、自定义封面、提醒音效及全部主题配色,实际价格与权益以 App 内及 App Store 展示为准。 确认购买后,费用将由您的 Apple 账户收取。年度会员将在当前订阅周期结束前 24 小时内自动扣费续订。如需取消,请至少提前 24 小时前往“设置 > Apple 账户 > 订阅”管理。永久会员不会自动续费。 隐私政策 https://www.novailyth.com/supports/privacy 使用协议 https://www.novailyth.com/supports/use 欢迎通过 App 内“问题反馈”联系我们。 邮箱:yybblaze860@163.com QQ群:1084826168 小红书:echonzz92

Screenshots

中国银行4 screens
多多记账4 screens

Verdict

The call

The clearest difference is review sentiment: 多多记账 at 67% against 中国银行's 8%. 多多记账 also leads on update cadence (every 6 days vs monthly). 中国银行's advantage is in-app purchases (none vs 3) and iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 多多记账 sells 3 in-app purchases, starting at $0.99 per month. 中国银行 asks for nothing beyond the download.

UpkeepUpdate frequency

中国银行 ships an update monthly, 多多记账 every 6 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
中国银行 versus 多多记账: the parameters behind the verdict, then further details
Parameter中国银行多多记账
PriceFreeFree
Rating2.0 (619 ratings) — better—
Positive reviews8.2% of reviews66.7% of reviews — better
Number of ratings619 — better—
Update frequencyMonthlyEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size364 MB62 MB
Age rating17+4+
Developer中国银行股份有限公司Hangzhou Qianyu Technology Co., Ltd.

Customer experience

中国银行

All ratings613 ratings
Positive22.5%
Neutral6.4%
Negative71.1%
Written reviews330 reviews
Positive8.2%
Neutral3.9%
Negative87.9%

多多记账

Written reviews15 reviews
Positive66.7%
Neutral13.3%
Negative20.0%

Bugs and requests

中国银行

Reported bugs

4 issues
  • Constant app crashes
  • Login and authentication problems
  • Inability to update personal information
  • Unreliable transaction processing

Requested features

4 requests
  • Dark mode option
  • Improved facial recognition
  • More user-friendly interface
  • Better customer support

多多记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国银行

No in-app purchases

3 purchases

多多记账

Subscriptions2
  • 月度会员$0.991 Month
  • 年度会员$3.991 Year
One-time1
  • 永久会员$4.99

Questions

Is 中国银行 free?
中国银行 is free to download, with no in-app purchases.
Is 多多记账 free?
多多记账 is free to download, with in-app purchases available.
Do 中国银行 or 多多记账 have ads?
Neither 中国银行 nor 多多记账 shows ads.
Which is updated more often, 中国银行 or 多多记账?
中国银行 ships an update monthly, and 多多记账 every 6 days. Most recently, 中国银行 was updated on October 27, 2026 and 多多记账 on October 24, 2026.

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