Comparison

Amica vs My TOC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

My TOC

Features
Read full description

Wondering how to quickly and easily find out what's going on around Town of Canandaigua? Look no further than My TOC to receive the latest alerts on road closures, weather alerts, events and so much more! In addition to notifications, you'll have easy access to commonly used resources from the City!

Screenshots

Amica4 screens
My TOC4 screens

Verdict

The call

The clearest difference is update cadence: Amica at fortnightly against My TOC's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Amica ships an update fortnightly, My TOC every 2 months. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

Scorecard1 real difference · 9 level
Amica versus My TOC: the parameters behind the verdict, then further details
ParameterAmicaMy TOC
PriceFreeFree
Rating4.8 (7.9K ratings) — better—
Positive reviews37.6% of reviews—
Number of ratings7.9K — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size68 MB132 MB
Age rating4+4+
DeveloperAmica Mutual Insurance CompanyGOGov, Inc.

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

My TOC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Amica

No in-app purchases

None

My TOC

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is My TOC free?
My TOC is free to download, with no in-app purchases.
Do Amica or My TOC have ads?
Neither Amica nor My TOC shows ads.
Which is updated more often, Amica or My TOC?
Amica ships an update fortnightly, and My TOC every 2 months. Most recently, Amica was updated on October 16, 2026 and My TOC on October 2, 2026.

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