Comparison

Amica vs Hover

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

Hover

This app provides construction professionals with tools for accurate measurements, detailed takeoffs, and professional estimates. It helps contractors visualize projects in 3D, generate material lists, and create client-ready proposals, streamlining the entire project lifecycle from initial contact to signed contract.

Highlights
  • Precise measurements from scans or blueprints
  • Accurate construction estimates and takeoffs
  • Interactive 3D project design
  • Customizable estimate templates
  • Professional proposal generation
  • Visual project sharing
Features
Read full description

Hover is the property intelligence platform that turns a scan of any residential or commercial property into high-quality 3D data, complete with accurate measurements, structured documentation, and reliable estimates. Whether you're a contractor winning bids or an adjuster closing claims, Hover gives every property professional a single, verified source of truth—from first scan to final estimate. HOW IT WORKS 1. Scan the property. Walk around the structure and scan with your phone. Hover takes the photos you need, no special equipment or second visit required. 2. Hover builds your 3D model and measurements. Hover AI generates a precise 3D model with accurate dimensions for the roof, siding, walls, windows, and doors. 3. Document, estimate, and close. For contractors: generate material quantities, explore design options, and send a professional bid before you leave the driveway. For adjusters: review organized damage documentation, get a repair vs. replace determination, and push a claim-ready package directly to your estimating platform. ONE PLATFORM, EVERY WORKFLOW Hover connects measurement, inspection, and documentation in a single platform. Verified property reports and structured data flow directly into your estimating tools, CRMs, and project management systems—eliminating re-measurement and manual data entry from first site visit to final proposal. Whether you're a solo contractor, a regional roofing company, or a national insurance carrier, Hover scales to your operation. One visual platform. Every property. Every professional. FOR ROOFING & EXTERIOR CONTRACTORS Scan a property, get your measurements, and build a professional proposal—all before you leave the driveway. Hover covers roofing, siding, gutters, windows, doors, and full exterior projects. No more manual takeoffs. No more return visits to re-measure. No more lost bids because your estimate took too long. Hover puts accurate material quantities in your hands on the spot—so you win more projects and close faster than the competition. FOR INSURANCE ADJUSTERS & CLAIMS TEAMS Scan the property, document the damage, and push a claim-ready package to your estimating platform, all from a single visit. Hover covers exterior and interior claims for any damage type, any complexity. No more return visits to re-measure. No more sorting and uploading photos after hours. No more starting over because something was missed on-site. Hover guides you through every step of the scan, inspection, and damage assessment on the property, so when you leave, you're done. Back at the desk, review site photos matched to each roof slope in an interactive 3D model to make faster, more confident repair vs. replace decisions, and get the payout right the first time. The result: accurate, defensible documentation that holds up, every time, no matter who performed the inspection. WHY PROFESSIONALS CHOOSE HOVER * 12M homes scanned * Over 300K construction professionals trust Hover * Trusted by nine of the top ten national carriers in the US * Gold standard 3D measurements validated by industry experts * Property reports accepted by leading insurance carriers nationwide * Integrates with leading estimating platforms and construction CRM systems * The only visual estimating platform that combines measurements and design—all the way to generating professional proposals Hover is free to download. First scan takes under 10 minutes—start before you leave your next job site.

Screenshots

Amica4 screens
Hover4 screens

Verdict

The call

The clearest difference is ads: Amica at none against Hover's shown. Amica also leads on rating (4.8 vs 4.4) and monetization model (free vs ad-supported). Hover's advantage is update cadence (weekly vs fortnightly). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 7.9K and 3.1K respectively. Written reviews complicate that: 38% of Amica's written reviews are positive against 45% of Hover's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Amica ships an update fortnightly, Hover weekly. The most recent releases landed on September 25, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
Amica versus Hover: the parameters behind the verdict, then further details
ParameterAmicaHover
PriceFreeFree
Rating4.8 (7.9K ratings) — better4.4 (3.1K ratings)
Positive reviews37.6% of reviews44.9% of reviews — better
Number of ratings7.9K — better3.1K
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size68 MB235 MB
Age rating4+9+
DeveloperAmica Mutual Insurance CompanyHover Inc.

Customer experience

Amica

All ratings7,932 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

Hover

All ratings3,050 ratings
Positive85.5%
Neutral3.4%
Negative11.0%
Written reviews176 reviews
Positive44.9%
Neutral8.0%
Negative47.2%

User reviews

Amica

From 7.9K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Convenient access to policy information
  • 💯 Excellent customer service
  • 🔒 Secure authentication

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⚠️ Unreliable and buggy features
  • 🕰️ Slow performance and loading times
  • 🔑 Frustrating login and authentication issues
  • 💳 Limited payment options

Hover

From 3.1K App Store ratings

What we love

  • 🚀 Accurate measurements
  • 👍 Easy to use
  • 🚀 Fast turnaround time
  • 👍 Helpful customer service
  • 🚀 Saves time and money

Room to improve

  • 🐛 Crashes and freezes frequently
  • 🐛 Inconsistent and buggy performance
  • 🐛 Inaccurate measurements
  • 🐛 Difficult to navigate and use
  • 🐛 Fails to capture all aspects of the home

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

Hover

Reported bugs

5 issues
  • Photos not uploading correctly
  • 3D model not rendering properly
  • Measurements not matching actual dimensions
  • Inability to go back and add missing photos
  • Logging in and out issues

Requested features

5 requests
  • Ability to edit doors, trim, and other details
  • Offline mode for taking photos
  • Faster processing and rendering times
  • More customization options for the 3D model
  • Improved integration with other design tools

In-app purchases

None

Amica

No in-app purchases

None

Hover

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is Hover free?
Hover is free to download, with no in-app purchases.
Which has better reviews, Amica or Hover?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while Hover averages 4.4 from 3.1K ratings.
Do Amica or Hover have ads?
Hover shows ads; Amica does not.
Which is updated more often, Amica or Hover?
Amica ships an update fortnightly, and Hover weekly. Most recently, Amica was updated on September 25, 2026 and Hover on September 19, 2026.

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