Comparison

Amica vs Lowell311

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

Lowell311

Connect with the City of Lowell, MA through its official mobile application. Report city issues, manage bill payments, and receive important news updates conveniently.

Highlights
  • Report city issues
  • Pay bills
  • Receive news flashes
  • Stay updated with city information
  • Official city app
Features
Read full description

Stay connected with the City of Lowell, MA. As the official mobile app, Lowell311 lets you quickly report issues, pay your bills, and stay updated with our news flashes—all in one place

Screenshots

Amica4 screens
Lowell3112 screens

Verdict

The call

The clearest difference is rating: Amica at 4.8 against Lowell311's 2.0. Amica also leads on review sentiment (38% vs 0%) and ratings volume (7.9K vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 0% of Lowell311's.

UpkeepUpdate frequency

Amica ships an update fortnightly, Lowell311 every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Amica versus Lowell311: the parameters behind the verdict, then further details
ParameterAmicaLowell311
PriceFreeFree
Rating4.8 (7.9K ratings) — better2.0 (6 ratings)
Positive reviews37.6% of reviews — better0.0% of reviews
Number of ratings7.9K — better6
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size68 MB31 MB
Age rating4+4+
DeveloperAmica Mutual Insurance CompanyCity of Lowell

Customer experience

Amica

All ratings7,936 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

Lowell311

All ratings6 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

Lowell311

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Amica

No in-app purchases

None

Lowell311

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is Lowell311 free?
Lowell311 is free to download, with no in-app purchases.
Which has better reviews, Amica or Lowell311?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while Lowell311 averages 2.0 from 6 ratings.
Do Amica or Lowell311 have ads?
Neither Amica nor Lowell311 shows ads.
Which is updated more often, Amica or Lowell311?
Amica ships an update fortnightly, and Lowell311 every 3 weeks. Most recently, Amica was updated on October 23, 2026 and Lowell311 on October 24, 2026.

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