Amica vs MDC Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amica
Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.
- Pay policy bills
- Manage and track claims
- Access policy information
- View auto insurance ID card
- Request roadside assistance
- Get insurance quotes
- Contact customer service
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Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.
MDC Pay
Manage your water utility payments conveniently and securely. Set up automatic payments, receive reminders, and opt for paperless billing to stay organized and avoid late fees.
- Fast and secure payments
- Auto Pay setup
- Payment reminders
- Paperless billing
- Account organization
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The MDC Pay app allows you to manage your water utility payments with ease. Skip the hassle of paper bills—set up Auto Pay, and securely pay anytime, anywhere. Key Features: • Fast & Secure Payments – Pay your water bill instantly with a few taps. • Auto Pay & Reminders – Never miss a due date with easy setup. • Paperless Billing – Go green and keep your account organized. Download the MDC app today and take control of your water utility payments effortlessly!
Screenshots
Verdict
Amica and MDC Pay both sit at 4.8 stars, but that hides the real split: 100% of MDC Pay's written reviews are positive against 38% of Amica's. Amica's advantage is ratings volume (7.9K vs 37). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Amica against 4.9 for MDC Pay. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 37, so its average is the more settled of the two. Written reviews are what separate them: 38% of Amica's written reviews are positive against 100% of MDC Pay's.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 19, 2026 and October 13, 2026 respectively.
| Parameter | Amica | MDC Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.9K ratings) | 4.9 (37 ratings) — better |
| Positive reviews | 37.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 7.9K — better | 37 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 68 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Amica Mutual Insurance Company | KUBRA Data Transfer |
Customer experience
Amica
MDC Pay
Bugs and requests
Amica
Reported bugs
4 issues- Login screen freezes or shows system errors
- Blank screens and app crashes on launch
- Inability to access policy documents and information
- Inconsistent 2FA and authentication failures
Requested features
4 requests- Add support for Apple Wallet insurance cards
- Optimize app for iPad and larger screens
- Improve app stability and reliability
- Streamline payment processing and options
MDC Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Amica
No in-app purchases
MDC Pay
No in-app purchases
