Comparison

iProcess vs Zulio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iProcess

Process credit card transactions securely and easily from your mobile device. This point of sale app supports swiped, keyed, and chip transactions, and offers features like transaction history, refunds, and automated tax application.

Highlights
  • Process swiped, keyed, and chip transactions
  • View transaction history
  • Refund and void transactions
  • Automatic tax rate application
  • Accept customer signatures
  • Email receipts
  • Customer Vault management
Read full description

iProcess is a secure and simple way to process credit card transactions from your iPhone or iPad. This point of sale app allows you to sign in with your gateway credentials and you can start processing with our supported credit card swipers. Features include: • Process swiped, keyed, and chip sale and credit transactions (card reader sold through your merchant service provider) • View a complete history of mobile transactions • Refund and void previous mobile transactions • Set a tax rate to be automatically applied to all transactions • Accept signatures from your customers • Save location data with transactions • Automatically send email receipts • Share receipts with customers with almost any app on your device • Toggle between multiple merchant accounts with ease • Name your device to easily distinguish between devices in the merchant control panel reporting • View customers you have saved to the Customer Vault (if service is active) • Add, edit, and delete customers from the Customer Vault (if service is active)

About

Zulio

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

Highlights
  • Accept card payments
  • No processing fees
  • Auto-calculate fees
  • Offer cash discounts
  • Send invoices
  • Clean reporting
  • Personal customer support
Features
Read full description

Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.

Screenshots

iProcess4 screens
Zulio4 screens

Verdict

The call

The clearest difference is rating: Zulio at 4.1 against iProcess's 3.0. Zulio also leads on update cadence (every 3 weeks vs every 2 months). iProcess's advantage is iOS requirement (10.0 vs 15.4). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zulio holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 29 and 10 respectively. Written reviews point the same way: 49% of iProcess's written reviews are positive against 50% of Zulio's.

UpkeepUpdate frequency

iProcess ships an update every 2 months, Zulio every 3 weeks. The most recent releases landed on August 10, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
iProcess versus Zulio: the parameters behind the verdict, then further details
ParameteriProcessZulio
PriceFreeFree
Rating3.0 (29 ratings)4.1 (10 ratings) — better
Positive reviews48.6% of reviews50.0% of reviews — better
Number of ratings29 — better10
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better15.4
Further details — not scored
Size35 MB62 MB
Age rating4+4+
DeveloperGateway Processing ServicesProvident Payments Central LLC

Customer experience

iProcess

All ratings29 ratings
Positive41.4%
Neutral17.2%
Negative41.4%
Written reviews74 reviews
Positive48.6%
Neutral12.2%
Negative39.2%

Zulio

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

iProcess

Reported bugs

16 issues
  • Customer Vault not working with iOS
  • App crashes when swiping cards
  • App crashes when completing transactions
  • Terminal ID Missing and Transaction Key Missing errors
  • Connectivity issues, app fails to connect to reader
Show 11 more
  • Error messages with no troubleshooting
  • No date or time stamp on receipts
  • Unable to use customer signature
  • Cannot add tips
  • Card reader not working with extensions or charge ports
  • Signature screen turns black
  • App not compatible with iOS 8
  • iPad screen layout issues
  • Email receipt process requires re-entry of email address
  • Cannot send email receipts
  • Card reader crashes the app

Requested features

20 requests
  • Add date and time stamp to receipts
  • Improve connectivity and reduce error messages
  • Allow adding tips in the payment process
  • Enable landscape mode on iPad
  • Improve visibility and usability of the tip option
Show 15 more
  • Restore the ability to swipe cards directly into Customer Vault
  • Provide clear contact information and website for support
  • Update to be compatible with newer phone ports (e.g., charge port)
  • Implement a master account setup online for employees
  • Streamline the receipt emailing process
  • Improve the tip screen layout for better readability
  • Allow customers to erase and redo signatures
  • Fix the issue where the signature pad turns black
  • Add a checkbox for manual entries
  • Allow multiple email addresses for receipts
  • Improve the iPad screen layout for sales entry
  • Make the email address carry over for receipt sending
  • Add tax functionality
  • Provide an iPad-specific version of the app
  • Fix the card reader crash issue

Zulio

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iProcess

No in-app purchases

None

Zulio

No in-app purchases

Questions

Is iProcess free?
iProcess is free to download, with no in-app purchases.
Is Zulio free?
Zulio is free to download, with no in-app purchases.
Which has better reviews, iProcess or Zulio?
Zulio is rated higher. iProcess averages 3.0 out of 5 from 29 ratings, while Zulio averages 4.1 from 10 ratings.
Do iProcess or Zulio have ads?
Neither iProcess nor Zulio shows ads.
Which is updated more often, iProcess or Zulio?
iProcess ships an update every 2 months, and Zulio every 3 weeks. Most recently, iProcess was updated on August 10, 2026 and Zulio on June 1, 2026.

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