Comparison

Capital One Mobile vs CAPIS Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Capital One Mobile

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

Highlights
  • View account balances and statements
  • Pay bills and loans
  • Check credit score with CreditWise
  • Activate cards
  • Redeem rewards
  • Send/receive money with Zelle
  • Lock/unlock cards
Features
Read full description

What’s on the Capital One Mobile app? All of your accounts, and so much more. Whether you’re out in the world or feeling right at home, you can manage your money with ease: - View balances and export statements - Pay bills and take care of loans - Check in on your credit with CreditWise - Activate a credit or debit card when you need it - Redeem rewards on the go - Send and receive money with friends and family using Zelle® With the Capital One Mobile app, you can ... - Stay informed when you enable alerts and purchase notifications - See everything that happens on your card with detailed transactions - Instantly lock your credit or debit card from anywhere - Get answers from Eno, your Capital One assistant Download the app for better banking with Capital One. Internet access is needed to use the mobile app. Check with your Internet service provider for details of specific fees and charges. Service outages may occur. Capital One customers are responsible for regularly checking their account statements. Push, email, and SMS alerts and notifications, including purchase notifications, must be enabled to be received. CreditWise monitoring and alerts may not be available if the information you enter at enrollment does not match the information in your file at one or more consumer reporting agencies or you do not have a file at one or more consumer reporting agencies. Features may not be available to all customers. Actual experiences may differ from those depicted. Additional terms and limitations apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To read about the Terms of your download, check out the End User License Agreement.

About

CAPIS Mobile

Features
Read full description

CAPIS Mobile provides access to Concourse, client statements, reports, dashboards, and vendor invoices. Use of this app requires a CAPIS account.

Screenshots

Capital One Mobile4 screens
CAPIS Mobile3 screens

Verdict

The call

The clearest difference is update cadence: Capital One Mobile at fortnightly against CAPIS Mobile's every 7 months. Capital One Mobile also leads on chart position (#1 vs unranked). CAPIS Mobile's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Capital One Mobile ships an update fortnightly, CAPIS Mobile every 7 months. The most recent releases landed on October 23, 2026 and March 22, 2026 respectively.

Scorecard3 real differences · 8 level
Capital One Mobile versus CAPIS Mobile: the parameters behind the verdict, then further details
ParameterCapital One MobileCAPIS Mobile
PriceFreeFree
Rating4.8 (11M ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings11M — better—
Update frequencyFortnightly — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#1 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size402 MB15 MB
Age rating4+4+
DeveloperCapital OneCapital Institutional Services, Inc.

Bugs and requests

Capital One Mobile

Reported bugs

4 issues
  • Recurring payment issues and account freezes
  • Delayed transaction postings and notifications
  • Incompatibility with older devices and iOS versions
  • Inconsistent behavior when adding external accounts

Requested features

5 requests
  • Ability to add/remove external accounts in-app
  • Improved visibility of pending/upcoming transactions
  • Integration of budgeting and money management tools
  • Faster processing of transfers and payments
  • Dark mode option for the app

CAPIS Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Capital One Mobile

No in-app purchases

None

CAPIS Mobile

No in-app purchases

Questions

Is Capital One Mobile free?
Capital One Mobile is free to download, with no in-app purchases.
Is CAPIS Mobile free?
CAPIS Mobile is free to download, with no in-app purchases.
Do Capital One Mobile or CAPIS Mobile have ads?
Neither Capital One Mobile nor CAPIS Mobile shows ads.
Which is updated more often, Capital One Mobile or CAPIS Mobile?
Capital One Mobile ships an update fortnightly, and CAPIS Mobile every 7 months. Most recently, Capital One Mobile was updated on October 23, 2026 and CAPIS Mobile on March 22, 2026.

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