Comparison

Bank Millennium vs PSFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank Millennium

Manage your finances with a comprehensive mobile banking app. Track accounts, make transfers, manage cards, and access loans and deposits. Offers features like BLIK payments, insurance, and loyalty card services.

Highlights
  • Account management and transfers
  • Card management and payments
  • Deposit and loan management
  • BLIK mobile payments
  • Insurance services
  • Loyalty card integration
  • Finance Manager tool
Features
Read full description

Bank Millennium mobile app easily adapts to individual needs. It is convenient, easy to use and offers a far wider freedom when it comes to managing finances your way. The mobile app is available in Polish and English. Accounts: • Balance account, history and details • Transfers between own accounts, domestic, instant, to phone number • ZUS and tax transfer • Phone top-ups • Defining and editing beneficiaries • Applying for overdraft and overdraft increase • Account number sharing • Downloading and sending PDF files with transaction confirmation • Repeating transfers • Return transfer • Upcoming payments list • My finances summary Cards (debit, credit, prepaid): • Adding cards to your Apple Pay wallet from the mobile app • Cards history • Repaying credit cards • Transfers from credit cards • Topping up prepaid cards • Increasing credit card limit (available as a special offer) • Activation/blocking cards • Defining/changing PIN code • Changing transaction limits • Blocking cards outside EU • Convenient instalments on a credit card Deposits: • Viewing deposit details • Opening a deposit • Deposit redemption Loans: • Details, repayment plan and credit history • Taking new loans (available as a special offer) Insurance: • Motor insurance • Travel insurance BLIK mobile payments: • BLIK transfer to mobile • Payments in traditional and online shops • Withdrawals from ATMs • Issuing checks Other: • Apple Watch • Login with Touch ID • 3D Touch support • Tickets and parking fares • Cinema tickets • Automatic payments for motorways • Widgets before logging in with account and card balance, BLIK codes, access to loyalty cards • Bank branches and ATMs map • Exchange rates • App desktop customization • Finance Manager • Loyalty cards service • Push notifications Access to the mobile app is protected with an individual PIN code (or Touch ID service), and operations have to be additionally confirmed with a password. More about Bank Millennium mobile app at https://www.bankmillennium.pl/en/electronic-banking/mobile-banking/mobile-application-individuals-business. More about Bank Millennium products at https://www.bankmillennium.pl/en/.

About

PSFCU Mobile

Manage your finances securely from your smartphone or tablet. Review account activity, pay bills, transfer funds, and deposit checks. Access branch locations and get support through secure messaging.

Highlights
  • Review account activity
  • Pay mortgages, personal, and auto loans
  • Freeze and order replacement credit cards
  • Transfer funds
  • Deposit checks
  • View and print statements
  • Find branch and ATM locations
Features
Read full description

Securely manage your finances on the go from almost anywhere with the PSFCU Mobile Banking app. Gain control of your account using your smartphone or tablet. PSFCU Mobile Banking is free of charge for all of our valued members. Features: • Review activity in checking, savings, and credit card accounts • View and pay mortgages, personal or auto loans • Freeze and order replacement Credit Cards • Transfer funds • Deposit Checks • Print Check Images from the mobile device • View and print account statements and tax forms • Branches and ATMs locations and directions • Secure Messaging for Support • Quick Balance, biometrics support

Screenshots

Bank Millennium4 screens
PSFCU Mobile4 screens

Verdict

The call

The clearest difference is rating: Bank Millennium at 4.8 against PSFCU Mobile's 4.0. Bank Millennium also leads on ratings volume (1.4K vs 116) and review sentiment (77% vs 66%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bank Millennium holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Bank Millennium has 1.4K ratings behind it against 116, so its average is the more settled of the two. Written reviews point the same way: 77% of Bank Millennium's written reviews are positive against 66% of PSFCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
Bank Millennium versus PSFCU Mobile: the parameters behind the verdict, then further details
ParameterBank MillenniumPSFCU Mobile
PriceFreeFree
Rating4.8 (1.4K ratings) — better4.0 (116 ratings)
Positive reviews77.2% of reviews — better66.0% of reviews
Number of ratings1.4K — better116
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.416.0 — better
Further details — not scored
Size271 MB181 MB
Age rating4+4+
DeveloperMillennium bcpPolish & Slavic Federal Credit Union

Customer experience

Bank Millennium

All ratings1,423 ratings
Positive96.0%
Neutral1.3%
Negative2.7%
Written reviews302 reviews
Positive77.2%
Neutral5.0%
Negative17.9%

PSFCU Mobile

All ratings116 ratings
Positive75.0%
Neutral0.9%
Negative24.1%
Written reviews94 reviews
Positive66.0%
Neutral5.3%
Negative28.7%

User reviews

Bank Millennium

From 1.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 💡 Lots of features and functionalities
  • 🤗 Great customer service

Room to improve

  • 🐛 Crashes and bugs after updates
  • 🤔 Confusing UI changes
  • ⚠️ Compatibility issues with new devices
  • 🙄 Unnecessary features/clutter
  • 🤦‍♀️ Frustrating password system

PSFCU Mobile

From 116 App Store ratings

What we love

  • 🎨 Modern, sleek, and clean design
  • 🔒 Enhanced security features including two-factor authentication
  • 👍 Easy to navigate and user-friendly interface
  • 💰 Ability to view multiple accounts under one login
  • 🔗 External account linking functionality

Room to improve

  • 🐛 App freezing and crashing issues
  • 🔐 Authorization and login errors
  • ⚠️ Mobile deposit acceptance problems
  • 🔄 Confusing external account setup process
  • 🎨 Loss of color-coded transaction display (red/green)

Bugs and requests

Bank Millennium

Reported bugs

4 issues
  • App crashes on login
  • Transaction history not displaying correctly
  • Unable to link app to account
  • Compatibility issues with iOS 7 and newer

Requested features

4 requests
  • Add support for Apple Pay
  • Introduce swipe back gesture
  • Optimize app for tablet devices
  • Improve transaction history display

PSFCU Mobile

Reported bugs

10 issues
  • App crashes and freezes on login
  • Mobile deposit rejection despite valid checks
  • Unable to set up checking accounts
  • Transaction history not displaying
  • Account ineligibility errors for mobile deposit
Show 5 more
  • External accounts not syncing across dashboard and transfer dropdown
  • Password reset security questions not functioning properly
  • HTTP errors preventing login
  • Incorrect payment balance calculations
  • Time format compatibility issue with transaction history (12-hour format)

Requested features

9 requests
  • Dark mode option
  • Zelle payment integration
  • Push notifications for card usage
  • Upcoming bill notifications
  • Ability to access bank account and routing numbers in app
Show 4 more
  • Faster money transfer via phone number
  • Color-coded transaction display (withdrawals in red, deposits in green)
  • Transaction history filtering and export
  • Scheduled payments and transfers

In-app purchases

None

Bank Millennium

No in-app purchases

None

PSFCU Mobile

No in-app purchases

Questions

Is Bank Millennium free?
Bank Millennium is free to download, with no in-app purchases.
Is PSFCU Mobile free?
PSFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Bank Millennium or PSFCU Mobile?
Bank Millennium is rated higher. Bank Millennium averages 4.8 out of 5 from 1.4K ratings, while PSFCU Mobile averages 4.0 from 116 ratings.
Do Bank Millennium or PSFCU Mobile have ads?
Neither Bank Millennium nor PSFCU Mobile shows ads.
Which is updated more often, Bank Millennium or PSFCU Mobile?
Bank Millennium ships an update monthly, and PSFCU Mobile monthly. Most recently, Bank Millennium was updated on November 1, 2026 and PSFCU Mobile on November 1, 2026.

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