PSFCU Mobile vs Moje ING mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSFCU Mobile
Manage your finances securely from your smartphone or tablet. Review account activity, pay bills, transfer funds, and deposit checks. Access branch locations and get support through secure messaging.
- Review account activity
- Pay mortgages, personal, and auto loans
- Freeze and order replacement credit cards
- Transfer funds
- Deposit checks
- View and print statements
- Find branch and ATM locations
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Securely manage your finances on the go from almost anywhere with the PSFCU Mobile Banking app. Gain control of your account using your smartphone or tablet. PSFCU Mobile Banking is free of charge for all of our valued members. Features: • Review activity in checking, savings, and credit card accounts • View and pay mortgages, personal or auto loans • Freeze and order replacement Credit Cards • Transfer funds • Deposit Checks • Print Check Images from the mobile device • View and print account statements and tax forms • Branches and ATMs locations and directions • Secure Messaging for Support • Quick Balance, biometrics support
Moje ING mobile
Manage all your banking needs from your mobile device, including checking balances, making transfers, paying bills, and applying for loans. Features include biometric login, mobile payments, and a dedicated section for kids to learn about finance.
- Check account balance and history
- Biometric login (fingerprint, face recognition)
- Mobile payments and transfers (BLIK)
- Pay bills and set up standing orders
- Apply for loans and bank products
- Child accounts with parental supervision
- Savings goals and progress tracking
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Moje ING mobile received the Silver Laurel in the „Banking App 2025” category in the Invest Cuffs competition. With our Moje ING mobile app, you can do everything you would usually do in online banking on a computer – there’s no need to choose where to log in. All features are available in the app. What can you do in Moje ING mobile? • Check your account balance and transaction history, • Log in using a fingerprint, facial recognition, or a PIN, • Pay for purchases with your card stored in your phone, • Handle official matters using a trusted profile, • Top up your mobile phone, • Buy top-ups for Netflix, Spotify, and other multimedia platforms. You’ll find everything you expect from a bank: • Make transfers, pay bills, repay your credit card, and set up standing orders, • Set savings goals and track your progress, • Open accounts and deposits, apply for loans or other banking products, • Change card transaction limits. Moje ING means simple payments, deposits, and withdrawals: • BLIK code – pay for online and in-store purchases. You can also withdraw cash from ATMs and deposit cash at our deposit machines, including to your savings account (from age 13). • BLIK phone transfers – no need to enter the recipient’s account number; just provide their phone number. • Requests for BLIK phone transfers and bill splitting, making settlements easy (from age 13). Features available only in the app: • Dark mode – adjust the app’s appearance to your preferences (dark or light mode), • Account balance before login – display the amount or a percentage value, • Pre-login shortcuts – choose the functions that matter most to you and access them quickly, • Push notifications for payments, • Account balance preview on Apple Watch, • Parking payments – pay conveniently for parking in the app without looking for parking meters and only for the actual parking time, • Public transport tickets – buy tickets conveniently, anytime, and without waiting in queues. Security in the Moje ING mobile app Access to the app is protected by an individual 4-digit PIN, and entering the wrong PIN three times will block access to the app. Data related to accounts and other banking products are not stored in the phone’s memory, which increases data security in case the device is lost. Communication between the app and the bank’s systems is encrypted. ING is also a bank for children. Moje ING is available from the age of 6. With your supervision, your child will take their first steps in the world of finance and achieve their goals. To start using Moje ING for children, open an account for your child or order a prepaid card for them. With Moje ING, a child can: • Send a request to a parent for a standard transfer, a BLIK phone transfer, a transfer to a prepaid card or savings account – each request can be approved or rejected by the parent, • Send a money request to a parent, which the parent can approve or reject, • Learn how to save and manage their money, • Use Savings Goals to make their dreams easier to achieve, • Ask a parent to top up their account or prepaid card. Learn more about the Moje ING app at: https://www.ing.pl/aplikacja
Screenshots
Verdict
The clearest difference is rating: Moje ING mobile at 4.8 against PSFCU Mobile's 4.0. Moje ING mobile also leads on ratings volume (2.1K vs 116) and review sentiment (75% vs 66%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Moje ING mobile holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Moje ING mobile has 2.1K ratings behind it against 116, so its average is the more settled of the two. Written reviews point the same way: 66% of PSFCU Mobile's written reviews are positive against 75% of Moje ING mobile's.
PSFCU Mobile ships an update monthly, Moje ING mobile fortnightly. Both last shipped on October 29, 2026.
| Parameter | PSFCU Mobile | Moje ING mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (116 ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | 66.0% of reviews | 75.1% of reviews — better |
| Number of ratings | 116 | 2.1K — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 181 MB | 224 MB |
| Age rating | 4+ | 4+ |
| Developer | Polish & Slavic Federal Credit Union | ING Bank Slaski S.A. |
Customer experience
PSFCU Mobile
Moje ING mobile
User reviews
PSFCU Mobile
From 116 App Store ratingsWhat we love
- 🎨 Modern, sleek, and clean design
- 🔒 Enhanced security features including two-factor authentication
- 👍 Easy to navigate and user-friendly interface
- 💰 Ability to view multiple accounts under one login
- 🔗 External account linking functionality
Room to improve
- 🐛 App freezing and crashing issues
- 🔐 Authorization and login errors
- ⚠️ Mobile deposit acceptance problems
- 🔄 Confusing external account setup process
- 🎨 Loss of color-coded transaction display (red/green)
Moje ING mobile
From 2.1K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Intuitive interface
- 🚀 Fast and responsive
- 🔒 Secure banking
- 💡 Useful features like BLIK and virtual cards
Room to improve
- 🐛 Bugs and crashes
- 🌐 Incomplete English translation
- 📢 Excessive advertising/promotions
- 🤔 Unintuitive navigation and layout changes
- 🇵🇱 Lack of support for other languages (e.g. Ukrainian, Russian)
Bugs and requests
PSFCU Mobile
Reported bugs
10 issues- App crashes and freezes on login
- Mobile deposit rejection despite valid checks
- Unable to set up checking accounts
- Transaction history not displaying
- Account ineligibility errors for mobile deposit
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- External accounts not syncing across dashboard and transfer dropdown
- Password reset security questions not functioning properly
- HTTP errors preventing login
- Incorrect payment balance calculations
- Time format compatibility issue with transaction history (12-hour format)
Requested features
9 requests- Dark mode option
- Zelle payment integration
- Push notifications for card usage
- Upcoming bill notifications
- Ability to access bank account and routing numbers in app
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- Faster money transfer via phone number
- Color-coded transaction display (withdrawals in red, deposits in green)
- Transaction history filtering and export
- Scheduled payments and transfers
Moje ING mobile
Reported bugs
4 issues- Login issues
- Failed to retrieve data
- Compatibility problems with newer iOS versions
- Scrolling issues and unintended interactions
Requested features
5 requests- Add support for more languages
- Improve English translation
- Simplify navigation and layout
- Reduce advertising/promotional content
- Enhance transaction history and account overview
In-app purchases
PSFCU Mobile
No in-app purchases
Moje ING mobile
No in-app purchases
Questions
Is PSFCU Mobile free?
Is Moje ING mobile free?
Which has better reviews, PSFCU Mobile or Moje ING mobile?
Do PSFCU Mobile or Moje ING mobile have ads?
Which is updated more often, PSFCU Mobile or Moje ING mobile?
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