Comparison

IRS vs Accounts 2 Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IRS

Access your IRS account securely from your mobile device to view your balance, make payments, and check refund status. You can also access tax records, manage your profile, and opt-in to email notifications. The app offers guest payment options and tax preparation assistance without signing in.

Highlights
  • Secure account sign-in
  • View account balance
  • Make payments
  • Check refund status
  • Access tax records
  • Manage profile
Currently charting
Read full description

Use the same secure sign-in you already use on IRS.gov to access your account anytime, anywhere from your mobile device. Sign in to your account on the app: - View account balance - Make payments - Check refund and amended return status - Access tax records - View notices and letters - Opt in to email notifications - Manage your profile - And more Use the app without signing in: Check your refund status, make a guest payment, find free tax preparation assistance, sign up for helpful tax tips, and follow the latest news from the IRS.

About

Accounts 2 Checkbook

Manage your personal finances and replace your paper checkbook with this intuitive app. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data for easy analysis.

Highlights
  • Schedule recurring transactions
  • Capture and store photo receipts
  • Generate graphs and reports
  • Sync data via iCloud
  • Export data in CSV, QIF, HTML
  • Reconcile transactions
  • Touch and Face ID support
Features
Currently charting
Read full description

*** For the latest features and enhancements, please check out our NEW Accounts 3 Checkbook app, now available for download from the App Store! *** Featured by Apple in "What's Hot" List Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 2 app are designed to be quick, clean, intuitive, and easy to use. FEATURES * Touch and Face ID Support Use Touch or Face ID to authenticate and launch the app quicker and more conveniently. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices * Universal Binary Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * Photo Receipts Capture and store photo receipt as part of a transaction. * AirPrint Support Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Split Transactions Split a transaction among several categories for more precise tracking. * Search Quickly search for transactions and edit them from the same screen. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 2 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 2 will auto-increment from there. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 2 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder your accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data for safekeeping via email, Dropbox, or iTunes file sharing interface. Then restore it to your device whenever you need to. * Passcode Security Keep your accounts information private. * FREE Accounts 2 Lite version Please download the Accounts 2 Lite version to try before you buy.

Screenshots

IRS4 screens
Accounts 2 Checkbook4 screens

Verdict

The call

The clearest difference is price: IRS at Free against Accounts 2 Checkbook's $3.99. IRS also leads on iOS requirement (16.4 vs 26.0). Accounts 2 Checkbook's advantage is review sentiment (63% vs 28%) and update cadence (every 2 weeks vs every 3 months). On rating, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

IRS is free to download; Accounts 2 Checkbook costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for IRS against 4.5 for Accounts 2 Checkbook. Both are backed by a comparable volume of ratings — 13K and 6.7K respectively. Written reviews are what separate them: 28% of IRS's written reviews are positive against 63% of Accounts 2 Checkbook's.

UpkeepUpdate frequency

IRS ships an update every 3 months, Accounts 2 Checkbook every 2 weeks. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard5 real differences · 6 level
IRS versus Accounts 2 Checkbook: the parameters behind the verdict, then further details
ParameterIRSAccounts 2 Checkbook
PriceFree — better$3.99
Rating4.6 (13K ratings) — better4.5 (6.7K ratings)
Positive reviews27.9% of reviews63.1% of reviews — better
Number of ratings13K — better6.7K
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
Best chart rank#97 — better#110
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better26.0
Further details — not scored
Size43 MB12 MB
Age rating17+4+
DeveloperInternal Revenue ServiceSVT Software

Customer experience

IRS

All ratings11,228 ratings
Positive90.4%
Neutral1.7%
Negative7.9%
Written reviews305 reviews
Positive27.9%
Neutral4.9%
Negative67.2%

Accounts 2 Checkbook

All ratings6,662 ratings
Positive89.9%
Neutral3.5%
Negative6.6%
Written reviews347 reviews
Positive63.1%
Neutral8.9%
Negative28.0%

User reviews

IRS

From 13K App Store ratings

What we love

  • 🚀 Easy to use
  • 💰 Helps with tax payments
  • 🔍 Provides refund status updates
  • ⏱️ Convenient for checking tax info

Room to improve

  • 🐛 Frequent errors and glitches
  • 📱 Limited functionality compared to website
  • 🔒 Security/authentication issues
  • 🕰️ Slow/delayed updates

Accounts 2 Checkbook

From 6.7K App Store ratings

What we love

  • 💻 Excellent app for managing finances
  • 🔍 Detailed reporting and analytics
  • 🔁 Recurring transactions feature
  • 📱 Seamless sync between devices
  • 🗓️ Helpful for budgeting and tracking spending

Room to improve

  • 🐛 Data loss and sync issues
  • 🔒 Lack of customer support and communication
  • 🤔 Confusing or missing features (e.g. split transactions, sorting, budgeting)
  • 💰 Paid upgrades required for new features

Bugs and requests

IRS

Reported bugs

4 issues
  • Login/authentication problems
  • Incorrect refund information displayed
  • Inability to check status after multiple attempts
  • Lack of compatibility with older devices

Requested features

4 requests
  • Ability to view tax transcripts
  • Improved payment scheduling options
  • Notifications for refund status changes
  • Expanded historical data access

Accounts 2 Checkbook

Reported bugs

4 issues
  • Accounts and transactions disappearing without explanation
  • Recurring transactions not working as expected
  • Syncing issues between iPhone and iPad
  • App crashes and freezes, especially after updates

Requested features

5 requests
  • Ability to hide/archive old accounts
  • Option to set recurring transactions with custom dates
  • Improved sync reliability between devices
  • Better reporting and forecasting tools
  • Integration with banks/financial institutions

In-app purchases

None

IRS

No in-app purchases

None

Accounts 2 Checkbook

No in-app purchases

Questions

Is IRS free?
IRS is free to download, with no in-app purchases.
Is Accounts 2 Checkbook free?
Accounts 2 Checkbook costs $3.99, with no in-app purchases.
Which has better reviews, IRS or Accounts 2 Checkbook?
IRS is rated higher. IRS averages 4.6 out of 5 from 13K ratings, while Accounts 2 Checkbook averages 4.5 from 6.7K ratings.
Do IRS or Accounts 2 Checkbook have ads?
Neither IRS nor Accounts 2 Checkbook shows ads.
Which is updated more often, IRS or Accounts 2 Checkbook?
IRS ships an update every 3 months, and Accounts 2 Checkbook every 2 weeks. Most recently, IRS was updated on November 8, 2026 and Accounts 2 Checkbook on November 6, 2026.
Which is more popular, IRS or Accounts 2 Checkbook?
IRS currently peaks at #97 in the App Store charts, and Accounts 2 Checkbook at #110. Chart position reflects recent download velocity rather than total install base.

Other comparisons