全民生活 vs 工银e生活
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
全民生活
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应用介绍 【精选】发现生活精彩，想你所想，一键直达海量精彩 【权益】专属权益中心，非凡礼遇、卡片权益、达标好礼，一站式享权中心 【聚惠民生】解锁聚惠全场景，活动日历、5折餐饮、尊享月卡，聚惠全能助手 【金融】随需而贷 账单管理一站式金融服务 【我的】管理账户信息，安全设置，支持版本切换，为客户的金融服务保驾护航 获奖情况： 2024中国银行保险报金融消费者权益保护优秀案例 2024银行家年度网络金融创新优秀案例 2024“数英奖•DAOY 年度奖”金融领域年度品牌称号 2023年中国网财经中国鼎金融业年度金融消费权益保护优秀案例 2022福布斯中国客户服务企业TOP 100 2022中国银联云闪付网络平台推广突出贡献奖 2022消费日报社消费市场行业影响力品牌 2021“十四五”开局金融行业“最佳消费者体验信用卡/信用产品” 2020中国扶贫基金会杰出贡献荣誉 2020银行家杂志十佳金融科技创新奖 2020中国社会科学研究院金融研究所中国金融创新奖 2019中国人民银行年度银行科技发展奖二等奖
工银e生活
This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.
- Local dining, leisure, and shopping deals
- Interest-free installment plans
- Points redemption for purchases
- One-click repayment
- Transaction history and credit limit management
- Access to banking rights and benefits
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工银e生活APP是中国工商银行个人客户生活服务平台。这里有您身边的美食、休闲、购物优惠、好物免息分期。这里有您需要的轻简金融服务，一键还款、明细查询、提升额度、查领权益。致力于服务您的身边生活，满足您的消费融资需求。这里汇集丰富的生活场景，让美好生活触手可及！
Screenshots
Verdict
The clearest difference is rating: 全民生活 at 4.0 against 工银e生活's 2.8. 全民生活 also leads on review sentiment (55% vs 34%). 工银e生活's advantage is iOS requirement (11.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
全民生活 holds the better App Store score, 4.0 against 2.8. Both are backed by a comparable volume of ratings — 17K and 13K respectively. Written reviews point the same way: 55% of 全民生活's written reviews are positive against 34% of 工银e生活's.
全民生活 ships an update every 3 weeks, 工银e生活 monthly. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.
| Parameter | 全民生活 | 工银e生活 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (17K ratings) — better | 2.8 (13K ratings) |
| Positive reviews | 55.2% of reviews — better | 34.4% of reviews |
| Number of ratings | 17K — better | 13K |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 203 MB | 307 MB |
| Age rating | 4+ | 17+ |
| Developer | China Minsheng Banking Co., Ltd. | Industrial and Commercial Bank of China |
Customer experience
全民生活
工银e生活
In-app purchases
全民生活
No in-app purchases
工银e生活
No in-app purchases
