广发银行 vs 民生银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
广发银行
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广发银行11.0,不止升级,更为你“幸福+1”: 【财富为民】围绕个人贷款、财富产品、客户服务、权益活动四大维度实现功能全面升级。车贷业务选车、测额、询价一站式搞定;国债可直接申购,为工薪阶层定制“薪钱罐”理财,为家庭用户推出“亲子账户”,为私行客户打造专属资产视图、贵宾厅权益;升级会员中心,权益更清晰。 【养老为民】创新推出“湾区社保一卡通服务”,医食旅行权益拉满。自在养老专区支持“一查二测三补”资产规划。长辈版业内首创推出“索引式”交互设计,简化操作路径,关怀更贴心。 【健康为民】健康权益引入陪诊、照护等生活福利,支持积分兑换清洁、体检等专业服务。长者饭堂与全国近千家饭堂合作,就餐享优惠。 【智慧护航】“查余额”、“办业务”,AI助手开口即办。首页布局对不同客群呈现专属服务推荐。云柜业务聚合14+业务,涵盖网点、账户、贷款及专属服务,复杂办理化繁为简。安全中心聚合化风控体系加固,兼顾便捷性与安全性。
民生银行
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【智能助手】转账汇款、电费缴纳、账单查询等多样化服务,一语即达,便捷高效。 【富首页】聚合存款、理财、基金、保险等财富产品,产品货架清晰呈现,助力客户快速锁定心仪产品。 【薪悦生活】聚焦薪资管理、财富增值、权益服务等场景,为客户提供一站式综合金融服务。 【跨境金融】结售汇焕新升级,核心功能一站式整合,购汇/结汇场景清晰区分。 【生活服务】缴费充值、惠买单、便民服务、权益活动,各类生活服务一站聚合。
Screenshots
Verdict
The clearest difference is review sentiment: 民生银行 at 67% against 广发银行's 27%. 广发银行's advantage is rating (3.0 vs 2.5) and ratings volume (3.4K vs 97). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
广发银行 holds the better App Store score, 3.0 against 2.5. That said, the two scores are not equally well evidenced: 广发银行 has 3.4K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 27% of 广发银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.
广发银行 ships an update monthly, 民生银行 every 5 weeks. Both last shipped on November 10, 2026.
| Parameter | 广发银行 | 民生银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (3.4K ratings) — better | 2.5 (97 ratings) |
| Positive reviews | 27.1% of reviews | 67.4% of reviews — better |
| Number of ratings | 3.4K — better | 97 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 270 MB | 313 MB |
| Age rating | 17+ | 4+ |
| Developer | China Guangfa Bank Co., Ltd | 中国民生银行股份有限公司 |
Customer experience
广发银行
民生银行
Bugs and requests
广发银行
Not enough reviews yet to summarise bugs or requests.
民生银行
Reported bugs
13 issues- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen
Show 8 moreShow fewer
- Splash ad skip button lags
- App crashes after update due to network errors
- Cannot log in from abroad
- Cannot download the app
- Network instability errors prevent login
- App is not usable with iOS 6
- Cannot set up profile picture correctly
- App crashes when switching to 'Me' page
Requested features
11 requests- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality
Show 6 moreShow fewer
- Implement credit card spending limit settings
- Fix app download issues
- Improve network stability
- Ensure compatibility with newer iOS versions
- Increase daily transfer limits
- Allow online banking for new cards
In-app purchases
广发银行
No in-app purchases
民生银行
No in-app purchases






