Comparison

广发银行 vs 民生银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

广发银行

Features
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广发银行11.0,不止升级,更为你“幸福+1”: 【财富为民】围绕个人贷款、财富产品、客户服务、权益活动四大维度实现功能全面升级。车贷业务选车、测额、询价一站式搞定;国债可直接申购,为工薪阶层定制“薪钱罐”理财,为家庭用户推出“亲子账户”,为私行客户打造专属资产视图、贵宾厅权益;升级会员中心,权益更清晰。 【养老为民】创新推出“湾区社保一卡通服务”,医食旅行权益拉满。自在养老专区支持“一查二测三补”资产规划。长辈版业内首创推出“索引式”交互设计,简化操作路径,关怀更贴心。 【健康为民】健康权益引入陪诊、照护等生活福利,支持积分兑换清洁、体检等专业服务。长者饭堂与全国近千家饭堂合作,就餐享优惠。 【智慧护航】“查余额”、“办业务”,AI助手开口即办。首页布局对不同客群呈现专属服务推荐。云柜业务聚合14+业务,涵盖网点、账户、贷款及专属服务,复杂办理化繁为简。安全中心聚合化风控体系加固,兼顾便捷性与安全性。

About

民生银行

Features
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【智能助手】转账汇款、电费缴纳、账单查询等多样化服务,一语即达,便捷高效。 【富首页】聚合存款、理财、基金、保险等财富产品,产品货架清晰呈现,助力客户快速锁定心仪产品。 【薪悦生活】聚焦薪资管理、财富增值、权益服务等场景,为客户提供一站式综合金融服务。 【跨境金融】结售汇焕新升级,核心功能一站式整合,购汇/结汇场景清晰区分。 【生活服务】缴费充值、惠买单、便民服务、权益活动,各类生活服务一站聚合。

Screenshots

广发银行4 screens
民生银行4 screens

Verdict

The call

The clearest difference is review sentiment: 民生银行 at 67% against 广发银行's 27%. 广发银行's advantage is rating (3.0 vs 2.5) and ratings volume (3.4K vs 97). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

广发银行 holds the better App Store score, 3.0 against 2.5. That said, the two scores are not equally well evidenced: 广发银行 has 3.4K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 27% of 广发银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

广发银行 ships an update monthly, 民生银行 every 5 weeks. Both last shipped on November 10, 2026.

Scorecard3 real differences · 6 level
广发银行 versus 民生银行: the parameters behind the verdict, then further details
Parameter广发银行民生银行
PriceFreeFree
Rating3.0 (3.4K ratings) — better2.5 (97 ratings)
Positive reviews27.1% of reviews67.4% of reviews — better
Number of ratings3.4K — better97
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS14.013.0 — better
Further details — not scored
Size270 MB313 MB
Age rating17+4+
DeveloperChina Guangfa Bank Co., Ltd中国民生银行股份有限公司

Customer experience

广发银行

All ratings29 ratings
Positive17.2%
Neutral3.4%
Negative79.3%
Written reviews70 reviews
Positive27.1%
Neutral4.3%
Negative68.6%

民生银行

All ratings97 ratings
Positive37.1%
Neutral2.1%
Negative60.8%
Written reviews92 reviews
Positive67.4%
Neutral2.2%
Negative30.4%

Bugs and requests

广发银行

Not enough reviews yet to summarise bugs or requests.

民生银行

Reported bugs

13 issues
  • App crashes when VPN is detected
  • App exits when VPN is detected
  • App does not work with proxy
  • Face ID login is unstable and cannot be enabled
  • Face ID login is frozen
Show 8 more
  • Splash ad skip button lags
  • App crashes after update due to network errors
  • Cannot log in from abroad
  • Cannot download the app
  • Network instability errors prevent login
  • App is not usable with iOS 6
  • Cannot set up profile picture correctly
  • App crashes when switching to 'Me' page

Requested features

11 requests
  • Allow VPN usage
  • Fix Face ID/Face Recognition login
  • Allow online modification of reserved mobile number
  • Improve UI/UX for asset display
  • Restore cross-bank transfer functionality
Show 6 more
  • Implement credit card spending limit settings
  • Fix app download issues
  • Improve network stability
  • Ensure compatibility with newer iOS versions
  • Increase daily transfer limits
  • Allow online banking for new cards

In-app purchases

None

广发银行

No in-app purchases

None

民生银行

No in-app purchases

Questions

Is 广发银行 free?
广发银行 is free to download, with no in-app purchases.
Is 民生银行 free?
民生银行 is free to download, with no in-app purchases.
Which has better reviews, 广发银行 or 民生银行?
广发银行 is rated higher. 广发银行 averages 3.0 out of 5 from 3.4K ratings, while 民生银行 averages 2.5 from 97 ratings.
Do 广发银行 or 民生银行 have ads?
Neither 广发银行 nor 民生银行 shows ads.
Which is updated more often, 广发银行 or 民生银行?
广发银行 ships an update monthly, and 民生银行 every 5 weeks. Most recently, 广发银行 was updated on November 10, 2026 and 民生银行 on November 10, 2026.

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