中國信託行動銀行 vs Money Talks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中國信託行動銀行
Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.
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The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.
Money Talks
Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.
- Voice expense logging
- AI receipt scanning
- Conversational financial assistant
- Spending habit analysis
- Cash flow tracking
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Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link
Screenshots
Verdict
中國信託行動銀行 and Money Talks both sit at 4.9 stars, but that hides the real split: 100% of Money Talks's written reviews are positive against 28% of 中國信託行動銀行's. Money Talks also leads on update cadence (every 4 days vs every 3 weeks). 中國信託行動銀行's advantage is in-app purchases (none vs 3) and ratings volume (4.7K vs 6). On price, rating and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month. 中國信託行動銀行 asks for nothing beyond the download.
中國信託行動銀行 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 28% of 中國信託行動銀行's written reviews are positive against 100% of Money Talks's, so the app with the better star average is not the one people write more warmly about.
中國信託行動銀行 ships an update every 3 weeks, Money Talks every 4 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | 中國信託行動銀行 | Money Talks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.7K ratings) — better | 4.7 (6 ratings) |
| Positive reviews | 27.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 4.7K — better | 6 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 14 — better | 18.0 |
| Further details — not scored | ||
| Size | 215 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | CTBC Bank Co., Ltd. | Kai Teng Hou |
Customer experience
中國信託行動銀行
Money Talks
Bugs and requests
中國信託行動銀行
Reported bugs
3 issues- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions
Requested features
4 requests- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics
Money Talks
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中國信託行動銀行
No in-app purchases
Money Talks
- 月費$1.991 Month
- 年費$14.991 Year
- 終生$49.99
