Comparison

Harborstone Mobile vs Waterfront Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Features
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

Waterfront Mobile

Manage your finances on the go with this mobile banking app. Check balances, view transactions, pay bills, and transfer funds. Easily locate surcharge-free ATMs and shared branching locations.

Highlights
  • Check account balances
  • View transactions
  • Pay bills
  • Transfer money
  • Find ATMs
  • Locate shared branches
Features
Read full description

Waterfront Credit Union's Mobile Banking: Check your account balances, View Transactions, Pay bills, Transfer Money and find surcharge free ATM and Shared Branching locations. Access requires online banking with Waterfront.

Screenshots

Harborstone Mobile4 screens
Waterfront Mobile4 screens

Verdict

The call

The clearest difference is rating: Harborstone Mobile at 4.8 against Waterfront Mobile's 3.7. Harborstone Mobile also leads on ratings volume (5.2K vs 3) and review sentiment (68% vs 50%). Waterfront Mobile's advantage is iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Harborstone Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Harborstone Mobile has 5.2K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 68% of Harborstone Mobile's written reviews are positive against 50% of Waterfront Mobile's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, Waterfront Mobile every 4 months. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Harborstone Mobile versus Waterfront Mobile: the parameters behind the verdict, then further details
ParameterHarborstone MobileWaterfront Mobile
PriceFreeFree
Rating4.8 (5.2K ratings) — better3.7 (3 ratings)
Positive reviews67.8% of reviews — better50.0% of reviews
Number of ratings5.2K — better3
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.014.0 — better
Further details — not scored
Size114 MB29 MB
Age rating4+4+
DeveloperHarborstone Credit UnionWaterfront Credit Union

Customer experience

Harborstone Mobile

All ratings4,833 ratings
Positive95.1%
Neutral2.2%
Negative2.8%
Written reviews90 reviews
Positive67.8%
Neutral5.6%
Negative26.7%

Waterfront Mobile

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

Waterfront Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

Waterfront Mobile

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is Waterfront Mobile free?
Waterfront Mobile is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or Waterfront Mobile?
Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 5.2K ratings, while Waterfront Mobile averages 3.7 from 3 ratings.
Do Harborstone Mobile or Waterfront Mobile have ads?
Neither Harborstone Mobile nor Waterfront Mobile shows ads.
Which is updated more often, Harborstone Mobile or Waterfront Mobile?
Harborstone Mobile ships an update every 3 months, and Waterfront Mobile every 4 months. Most recently, Harborstone Mobile was updated on October 26, 2026 and Waterfront Mobile on October 21, 2026.

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