Comparison

Harborstone Mobile vs WSECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

WSECU

Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.

Highlights
  • Secure biometric sign-in
  • Money transfers
  • Remote check deposit
  • Loan payments via debit/credit
  • Card lock/unlock
  • Account alerts
  • Dark mode
Features
Currently charting
Read full description

Discover fresh features and a fresh look with the new WSECU Mobile Banking app. Navigate intuitively, choose dark mode and stay up to date on each step of your financial journey. Features and benefits include: • Sign in securely using biometrics. • Transfer money. • Deposit checks without visiting a branch or ATM. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Activate dark mode to save energy. • Find your nearest branch or ATM.

Screenshots

Harborstone Mobile4 screens
WSECU4 screens

Verdict

The call

The clearest difference is review sentiment: Harborstone Mobile at 68% against WSECU's 13%. Harborstone Mobile also leads on rating (4.8 vs 4.4) and device support (3 vs 1). WSECU's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 3 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Harborstone Mobile holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 4.4K and 2.2K respectively. Written reviews point the same way: 68% of Harborstone Mobile's written reviews are positive against 13% of WSECU's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, WSECU every 2 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 5 level
Harborstone Mobile versus WSECU: the parameters behind the verdict, then further details
ParameterHarborstone MobileWSECU
PriceFreeFree
Rating4.8 (4.4K ratings) — better4.4 (2.2K ratings)
Positive reviews68.2% of reviews — better12.8% of reviews
Number of ratings4.4K — better2.2K
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#120 — better
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size109 MB401 MB
Age rating4+4+
DeveloperHarborstone Credit UnionWashington State Employees Credit Union

Customer experience

Harborstone Mobile

All ratings4,167 ratings
Positive95.4%
Neutral2.1%
Negative2.4%
Written reviews85 reviews
Positive68.2%
Neutral4.7%
Negative27.1%

WSECU

All ratings2,241 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews180 reviews
Positive12.8%
Neutral3.9%
Negative83.3%

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

WSECU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

WSECU

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is WSECU free?
WSECU is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or WSECU?
Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 4.4K ratings, while WSECU averages 4.4 from 2.2K ratings.
Do Harborstone Mobile or WSECU have ads?
Harborstone Mobile shows ads; WSECU does not.
Which is updated more often, Harborstone Mobile or WSECU?
Harborstone Mobile ships an update every 3 months, and WSECU every 2 weeks. Most recently, Harborstone Mobile was updated on September 24, 2026 and WSECU on September 22, 2026.

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