Comparison

Harborstone Mobile vs TAPCO CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

TAPCO CU

Manage your financial accounts securely and conveniently from your mobile device. Check balances, view transactions, make and edit payments, and transfer funds with ease. All your financial information is accessible in one simple dashboard.

Highlights
  • Account dashboard
  • View account balances
  • Review transactions
  • Schedule bill payments
  • Transfer funds
Features
Read full description

Manage your TAPCO CU accounts securely and conveniently from anywhere, using the TAPCO CU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Dashboard - Manage all of your TAPCO CU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability.

Screenshots

Harborstone Mobile4 screens
TAPCO CU4 screens

Verdict

The call

Harborstone Mobile and TAPCO CU are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.8 for TAPCO CU. Both are backed by a comparable volume of ratings — 4.4K and 2.2K respectively. Written reviews are what separate them: 68% of Harborstone Mobile's written reviews are positive against 67% of TAPCO CU's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, TAPCO CU every 4 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

ScorecardNo meaningful differences
Harborstone Mobile versus TAPCO CU: the parameters behind the verdict, then further details
ParameterHarborstone MobileTAPCO CU
PriceFreeFree
Rating4.8 (4.4K ratings)4.8 (2.2K ratings) — better
Positive reviews68.2% of reviews — better66.7% of reviews
Number of ratings4.4K — better2.2K
Update frequencyEvery 3 months — betterEvery 4 months
AdsYesYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.016.0
Further details — not scored
Size109 MB34 MB
Age rating4+4+
DeveloperHarborstone Credit UnionTAPCO Credit Union

Customer experience

Harborstone Mobile

All ratings4,167 ratings
Positive95.4%
Neutral2.1%
Negative2.4%
Written reviews85 reviews
Positive68.2%
Neutral4.7%
Negative27.1%

TAPCO CU

All ratings1,936 ratings
Positive96.3%
Neutral1.7%
Negative2.0%
Written reviews27 reviews
Positive66.7%
Neutral3.7%
Negative29.6%

User reviews

Harborstone Mobile

From 4.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure app
  • 💡 Great credit union experience

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable account balances
  • 🐛 Mobile check deposit issues
  • 🐛 Slow and clunky UI

TAPCO CU

From 2.2K App Store ratings

What we love

  • 🤩 Excellent customer service
  • 👍 User-friendly mobile app
  • 🚀 Convenient distance banking
  • 💳 Great credit union overall

Room to improve

  • 🐛 Inconsistent app performance
  • 🔒 Security issues with login and Zelle
  • 🔧 Outdated app features and UI
  • 🤔 Confusing account management

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

TAPCO CU

Reported bugs

3 issues
  • App crashes and login failures
  • Incompatibility with newer OS versions
  • Unreliable Zelle and mobile deposit

Requested features

3 requests
  • Dark mode option
  • Improved Zelle functionality
  • Better transaction history and balance tracking

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

TAPCO CU

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is TAPCO CU free?
TAPCO CU is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or TAPCO CU?
TAPCO CU is rated higher. Harborstone Mobile averages 4.8 out of 5 from 4.4K ratings, while TAPCO CU averages 4.8 from 2.2K ratings.
Do Harborstone Mobile or TAPCO CU have ads?
Both Harborstone Mobile and TAPCO CU show ads.
Which is updated more often, Harborstone Mobile or TAPCO CU?
Harborstone Mobile ships an update every 3 months, and TAPCO CU every 4 months. Most recently, Harborstone Mobile was updated on September 24, 2026 and TAPCO CU on September 21, 2026.

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