Harborstone Mobile vs TAPCO CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Harborstone Mobile
Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.
- Secure login with username/password
- Touch ID™ for quick access
- Check account balances and rates
- Mobile check deposit
- Transfer funds between accounts
- Send money with Popmoney
- Pay bills nationwide
- View Debit Purchase Rewards
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Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf
TAPCO CU
Manage your financial accounts securely and conveniently from your mobile device. Check balances, view transactions, make and edit payments, and transfer funds with ease. All your financial information is accessible in one simple dashboard.
- Account dashboard
- View account balances
- Review transactions
- Schedule bill payments
- Transfer funds
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Manage your TAPCO CU accounts securely and conveniently from anywhere, using the TAPCO CU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Dashboard - Manage all of your TAPCO CU accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all of your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability.
Screenshots
Verdict
Harborstone Mobile and TAPCO CU are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.8 for TAPCO CU. Both are backed by a comparable volume of ratings — 4.4K and 2.2K respectively. Written reviews are what separate them: 68% of Harborstone Mobile's written reviews are positive against 67% of TAPCO CU's.
Harborstone Mobile ships an update every 3 months, TAPCO CU every 4 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.
| Parameter | Harborstone Mobile | TAPCO CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.4K ratings) | 4.8 (2.2K ratings) — better |
| Positive reviews | 68.2% of reviews — better | 66.7% of reviews |
| Number of ratings | 4.4K — better | 2.2K |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 109 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Harborstone Credit Union | TAPCO Credit Union |
Customer experience
Harborstone Mobile
TAPCO CU
User reviews
Harborstone Mobile
From 4.4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure app
- 💡 Great credit union experience
Room to improve
- 🐛 Frequent app crashes
- 🐛 Unreliable account balances
- 🐛 Mobile check deposit issues
- 🐛 Slow and clunky UI
TAPCO CU
From 2.2K App Store ratingsWhat we love
- 🤩 Excellent customer service
- 👍 User-friendly mobile app
- 🚀 Convenient distance banking
- 💳 Great credit union overall
Room to improve
- 🐛 Inconsistent app performance
- 🔒 Security issues with login and Zelle
- 🔧 Outdated app features and UI
- 🤔 Confusing account management
Bugs and requests
Harborstone Mobile
Reported bugs
3 issues- Login issues after app updates
- Incorrect account balances displayed
- Mobile check deposit not working
Requested features
4 requests- Bring back balance widget
- Add more account details and transaction history
- Improve mobile check deposit process
- Enhance app stability and performance
TAPCO CU
Reported bugs
3 issues- App crashes and login failures
- Incompatibility with newer OS versions
- Unreliable Zelle and mobile deposit
Requested features
3 requests- Dark mode option
- Improved Zelle functionality
- Better transaction history and balance tracking
In-app purchases
Harborstone Mobile
No in-app purchases
TAPCO CU
No in-app purchases
Questions
Is Harborstone Mobile free?
Is TAPCO CU free?
Which has better reviews, Harborstone Mobile or TAPCO CU?
Do Harborstone Mobile or TAPCO CU have ads?
Which is updated more often, Harborstone Mobile or TAPCO CU?
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