Comparison

Harborstone Mobile vs White River CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Features
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

White River CU Mobile

Manage your finances on the go with secure and free access to your accounts. Check balances, review transactions, transfer funds, and pay bills from your mobile device anytime, anywhere.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in Bill Pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.

Screenshots

Harborstone Mobile4 screens
White River CU Mobile4 screens

Verdict

The call

The clearest difference is ads: Harborstone Mobile at none against White River CU Mobile's shown. Harborstone Mobile also leads on review sentiment (69% vs 50%) and ratings volume (5.2K vs 291). White River CU Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.8 for White River CU Mobile. That said, the two scores are not equally well evidenced: Harborstone Mobile has 5.2K ratings behind it against 291, so its average is the more settled of the two. Written reviews are what separate them: 69% of Harborstone Mobile's written reviews are positive against 50% of White River CU Mobile's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, White River CU Mobile every 4 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
Harborstone Mobile versus White River CU Mobile: the parameters behind the verdict, then further details
ParameterHarborstone MobileWhite River CU Mobile
PriceFreeFree
Rating4.8 (5.2K ratings) — better4.8 (291 ratings)
Positive reviews68.9% of reviews — better50.0% of reviews
Number of ratings5.2K — better291
Update frequencyEvery 3 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size114 MB114 MB
Age rating4+4+
DeveloperHarborstone Credit UnionWhite River Credit Union

Customer experience

Harborstone Mobile

All ratings5,214 ratings
Positive95.1%
Neutral2.2%
Negative2.7%
Written reviews90 reviews
Positive68.9%
Neutral5.6%
Negative25.6%

White River CU Mobile

All ratings262 ratings
Positive94.7%
Neutral1.5%
Negative3.8%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

White River CU Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

White River CU Mobile

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is White River CU Mobile free?
White River CU Mobile is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or White River CU Mobile?
Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 5.2K ratings, while White River CU Mobile averages 4.8 from 291 ratings.
Do Harborstone Mobile or White River CU Mobile have ads?
White River CU Mobile shows ads; Harborstone Mobile does not.
Which is updated more often, Harborstone Mobile or White River CU Mobile?
Harborstone Mobile ships an update every 3 months, and White River CU Mobile every 4 months. Most recently, Harborstone Mobile was updated on November 6, 2026 and White River CU Mobile on November 7, 2026.

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