Comparison

中信银行 vs 国行企业银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中信银行

Features
Read full description

中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台,致力于为客户提供安全、快捷、便利的移动银行使用体验,让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务,并提供养老规划、出国金融及权益活动等多种增值服务,为客户提供有温度的财富管理服务,践行“让财富有温度”的品牌主张! 中信银行APP 12.0,新开始 更卓越 【美学新主张】视觉全新呈现,体验更显专业。 【财富新征程】黄金理财存款基金,专业配置更省心。 【服务新体验】新客旅程式引导,功能体验全升级。 【消费新主场】信用卡|惠生活,服务更贴心,用卡更便捷。

About

国行企业银行

Features
Read full description

国行企业手机银行是厦门国际银行为企业客户量身订制的金融创新产品,客户可以通过iPhone手机更加方便、快捷的办理金额业务。 客户可通过手机银行进行行内、行外转账交易及授权交易;账户余额、账户明细、银企对账情况、可查询到当前位置周边我行的营业网点及ATM机等信息; iPhone手机银行(企业版)具有清新、简易的操作界面,采用验证手机号,蓝牙设备+登录密码等多重安全认证方式,以及客户操作超时退出机制,保障客户账户信息及资金安全。

Screenshots

中信银行4 screens
国行企业银行4 screens

Verdict

The call

The clearest difference is update cadence: 中信银行 at every 3 weeks against 国行企业银行's every 4 months. 国行企业银行's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

中信银行 ships an update every 3 weeks, 国行企业银行 every 4 months. The most recent releases landed on October 26, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 7 level
中信银行 versus 国行企业银行: the parameters behind the verdict, then further details
Parameter中信银行国行企业银行
PriceFreeFree
Rating1.8 (229 ratings) — better—
Positive reviews18.3% of reviews—
Number of ratings229 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.011.0 — better
Further details — not scored
Size260 MB135 MB
Age rating4+4+
Developer中信银行厦门国际银行股份有限公司

Bugs and requests

中信银行

Reported bugs

15 issues
  • App freezes at 'New Start More Excellence' screen
  • Login automatically expires within minutes
  • Crashes when modifying login password
  • Facial recognition causes app crash
  • Verification code input field non-functional
Show 10 more
  • Identity verification circular dependency (expired ID blocks job field update)
  • Fingerprint login unresponsive
  • Fund purchase records not visible
  • Financial returns display unclear after update
  • Network error messages appear constantly
  • App incompatible with iOS 8 and iPhone 5 resolution
  • Cannot link bank card without Chinese ID
  • Notification settings cannot be properly disabled
  • Payment redirect hijacking (Cloud Flash Pay)
  • App crashes on startup with animations enabled

Requested features

10 requests
  • Simplify interface and remove unnecessary features
  • Add fingerprint/biometric login support
  • Improve fund purchase history visibility
  • Add dark mode option
  • Reduce app file size
Show 5 more
  • Support for passport-based identity verification
  • Improve facial recognition accuracy
  • Better account asset overview on main dashboard
  • Optimize for iPad compatibility
  • Implement proper notification control settings

国行企业银行

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中信银行

No in-app purchases

None

国行企业银行

No in-app purchases

Questions

Is 中信银行 free?
中信银行 is free to download, with no in-app purchases.
Is 国行企业银行 free?
国行企业银行 is free to download, with no in-app purchases.
Do 中信银行 or 国行企业银行 have ads?
Neither 中信银行 nor 国行企业银行 shows ads.
Which is updated more often, 中信银行 or 国行企业银行?
中信银行 ships an update every 3 weeks, and 国行企业银行 every 4 months. Most recently, 中信银行 was updated on October 26, 2026 and 国行企业银行 on October 3, 2026.

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