Comparison

中信银行 vs e收盈

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中信银行

Features
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中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台,致力于为客户提供安全、快捷、便利的移动银行使用体验,让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务,并提供养老规划、出国金融及权益活动等多种增值服务,为客户提供有温度的财富管理服务,践行“让财富有温度”的品牌主张! 中信银行APP 12.0,新开始 更卓越 【美学新主张】视觉全新呈现,体验更显专业。 【财富新征程】黄金理财存款基金,专业配置更省心。 【服务新体验】新客旅程式引导,功能体验全升级。 【消费新主场】信用卡|惠生活,服务更贴心,用卡更便捷。

About

e收盈

This app simplifies payment processing for businesses, supporting multiple payment methods like Alipay and WeChat. It offers competitive transaction fees and provides real-time transaction monitoring and daily reconciliation for easy financial management.

Highlights
  • Multiple payment method support
  • Low transaction fees
  • Real-time transaction monitoring
  • Daily financial reconciliation
  • Store and multi-user management
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1、融合支付----支持支付宝、微信等多种支付方式,支持借记卡、信用卡,无需签名和小票,手机在手即可完成支付 2、超低费率----优质商户享受超低手续费费率,无需任何办理费用,成本直降,利润骤增 3、安心收款----支持收款提醒,交易资金T+1日到账,免提现自动转至杭州银行账户,支持收款实时查看,每日流水对账, 4、快速申请----手续简单,申请快捷 5、智慧平台----支持门店管理、多用户使用,方便商户日常经营管理

Screenshots

中信银行4 screens
e收盈4 screens

Verdict

The call

The clearest difference is update cadence: 中信银行 at every 3 weeks against e收盈's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

中信银行 ships an update every 3 weeks, e收盈 every 3 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
中信银行 versus e收盈: the parameters behind the verdict, then further details
Parameter中信银行e收盈
PriceFreeFree
Rating1.8 (228 ratings) — better—
Positive reviews18.3% of reviews — better14.3% of reviews
Number of ratings228 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size275 MB50 MB
Age rating4+4+
Developer中信银行杭州银行

Customer experience

中信银行

All ratings228 ratings
Positive18.0%
Neutral3.1%
Negative78.9%
Written reviews120 reviews
Positive18.3%
Neutral1.7%
Negative80.0%

e收盈

Written reviews7 reviews
Positive14.3%
Neutral14.3%
Negative71.4%

Bugs and requests

中信银行

Reported bugs

15 issues
  • App freezes at 'New Start More Excellence' screen
  • Login automatically expires within minutes
  • Crashes when modifying login password
  • Facial recognition causes app crash
  • Verification code input field non-functional
Show 10 more
  • Identity verification circular dependency (expired ID blocks job field update)
  • Fingerprint login unresponsive
  • Fund purchase records not visible
  • Financial returns display unclear after update
  • Network error messages appear constantly
  • App incompatible with iOS 8 and iPhone 5 resolution
  • Cannot link bank card without Chinese ID
  • Notification settings cannot be properly disabled
  • Payment redirect hijacking (Cloud Flash Pay)
  • App crashes on startup with animations enabled

Requested features

10 requests
  • Simplify interface and remove unnecessary features
  • Add fingerprint/biometric login support
  • Improve fund purchase history visibility
  • Add dark mode option
  • Reduce app file size
Show 5 more
  • Support for passport-based identity verification
  • Improve facial recognition accuracy
  • Better account asset overview on main dashboard
  • Optimize for iPad compatibility
  • Implement proper notification control settings

e收盈

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中信银行

No in-app purchases

None

e收盈

No in-app purchases

Questions

Is 中信银行 free?
中信银行 is free to download, with no in-app purchases.
Is e收盈 free?
e收盈 is free to download, with no in-app purchases.
Do 中信银行 or e收盈 have ads?
Neither 中信银行 nor e收盈 shows ads.
Which is updated more often, 中信银行 or e收盈?
中信银行 ships an update every 3 weeks, and e收盈 every 3 months. Most recently, 中信银行 was updated on October 13, 2026 and e收盈 on October 4, 2026.

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