中信银行 vs 信用卡小管家
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中信银行
Read full descriptionHide full description
中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台，致力于为客户提供安全、快捷、便利的移动银行使用体验，让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务，并提供养老规划、出国金融及权益活动等多种增值服务，为客户提供有温度的财富管理服务，践行“让财富有温度”的品牌主张！ 中信银行APP 12.0，新开始 更卓越 【美学新主张】视觉全新呈现，体验更显专业。 【财富新征程】黄金理财存款基金，专业配置更省心。 【服务新体验】新客旅程式引导，功能体验全升级。 【消费新主场】信用卡|惠生活，服务更贴心，用卡更便捷。
信用卡小管家
Read full descriptionHide full description
《信用卡小管家》是一款专注于信用卡管理和使用辅助的应用，不论您有多少张信用卡，都可以用小管家轻松进行管理。 还款提醒、年费提醒、交易管理、分期付款管理、自动生成账单、额度管理，等等等等。让您的手机成为您使用信用卡的绝佳助手。 简单、快捷、方便、易用是《信用卡小管家》的最大特点： √ 下载安装好应用，添加信用卡，这个月的还款提醒就已经准备就绪，无需注册、登录、设置。 √ 随时记下交易，自动生成账单，还款日到来那天，准时发出通知，需要还款的金额一目了然。 √ 分期付款算不清楚？让小管家来帮你。填好总金额和利率，分期计划一目了然。 √ 卡片太多，今天出门前想知道哪张卡余额最多、想知道哪张卡的免息期最长刷起来最划算，没有问题，这一切都会即刻呈现，并且可以按您的需求将卡片排序显示。 √ 如果您担心其他人无意间打开小管家，看到您的隐私，您也可以设置密码保护，让卡片和账单信息成为您的专属。 还在为总是忘记还款而苦恼？ 还在为今年刷没刷满6次卡，能不能免年费而担心？ 还在担心刷卡时才发现口袋里的那张卡额度不足？ 是否正身怀一堆卡片而仍在苦苦寻觅一个方便管理的工具？ 放心地申请一堆卡来刷吧，剩下的全部交给《信用卡小管家》来搞定。 新的功能还在持续开发中，如果您有任何建议或反馈，请毫不犹豫地致信我们，倾听用户的声音，是我们每天都在认真努力做的事情。 联系邮箱：CreditCardHelper@aodaren.com
Screenshots
Verdict
The clearest difference is review sentiment: 信用卡小管家 at 90% against 中信银行's 18%. 信用卡小管家 also leads on update cadence (every 10 days vs every 3 weeks) and iOS requirement (9.0 vs 13.0). 中信银行's advantage is ads (none vs shown). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中信银行 ships an update every 3 weeks, 信用卡小管家 every 10 days. The most recent releases landed on November 10, 2026 and November 1, 2026 respectively.
| Parameter | 中信银行 | 信用卡小管家 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (230 ratings) — better | — |
| Positive reviews | 18.3% of reviews | 90.0% of reviews — better |
| Number of ratings | 230 — better | — |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 260 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | 中信银行 | 青 敖 |
Customer experience
中信银行
信用卡小管家
Bugs and requests
中信银行
Reported bugs
15 issues- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional
Show 10 moreShow fewer
- Identity verification circular dependency (expired ID blocks job field update)
- Fingerprint login unresponsive
- Fund purchase records not visible
- Financial returns display unclear after update
- Network error messages appear constantly
- App incompatible with iOS 8 and iPhone 5 resolution
- Cannot link bank card without Chinese ID
- Notification settings cannot be properly disabled
- Payment redirect hijacking (Cloud Flash Pay)
- App crashes on startup with animations enabled
Requested features
10 requests- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size
Show 5 moreShow fewer
- Support for passport-based identity verification
- Improve facial recognition accuracy
- Better account asset overview on main dashboard
- Optimize for iPad compatibility
- Implement proper notification control settings
信用卡小管家
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中信银行
No in-app purchases
信用卡小管家
No in-app purchases
