中信银行 vs 中国人寿寿险
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中信银行
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中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台，致力于为客户提供安全、快捷、便利的移动银行使用体验，让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务，并提供养老规划、出国金融及权益活动等多种增值服务，为客户提供有温度的财富管理服务，践行“让财富有温度”的品牌主张！ 中信银行APP 12.0，新开始 更卓越 【美学新主张】视觉全新呈现，体验更显专业。 【财富新征程】黄金理财存款基金，专业配置更省心。 【服务新体验】新客旅程式引导，功能体验全升级。 【消费新主场】信用卡|惠生活，服务更贴心，用卡更便捷。
中国人寿寿险
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“中国人寿寿险APP”是中国人寿保险股份有限公司唯一官方移动应用，是帮助客户【管保单】【管财富】【管健康】【管养老】的一站式智慧保险服务平台。 中国人寿寿险App新版智启新程，智慧服务为您保驾护航，诚邀下载体验。 【查保单】全新呈现，展现清晰 金融资产，全新上线 可领的、可借的、待缴的、待还的，一目了然，省时省力 【办业务】旅程重构，快捷轻松 保单变更，一键办理 业务办理无感串接，展现更清晰，办理更便捷 语音理赔，温馨快捷 智能交互，轻松省时，人工协办，全程守护 【买保险】精品推荐，保障全面 产品搭配，懂您所需 “省心搭配”“推荐专区”，适配您的保险需求 辅助投保，解您所疑 “选保攻略”“选前必看”，科普答疑有帮助，险种知识早知道 服务经理，联络及时 精简流程，联系更便捷，缩短链路，体验更舒适 【享权益】内容加码，体验丰富 健康权益，及您所及 “康养”新入口，展示更直观，使用更便捷 优质资讯，沉浸阅读 保险、健康、育儿、理财……精选资讯，开卷有益 视频直播，丰富感知 多元主题，予您所想，大咖畅聊，精彩无限
Screenshots
Verdict
The clearest difference is rating: 中国人寿寿险 at 2.3 against 中信银行's 1.8. 中信银行's advantage is ratings volume (229 vs 59). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国人寿寿险 holds the better App Store score, 2.3 against 1.8. Both are backed by a comparable volume of ratings — 229 and 59 respectively. Written reviews complicate that: 18% of 中信银行's written reviews are positive against 13% of 中国人寿寿险's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 1, 2026.
| Parameter | 中信银行 | 中国人寿寿险 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (229 ratings) | 2.3 (59 ratings) — better |
| Positive reviews | 18.3% of reviews — better | 12.5% of reviews |
| Number of ratings | 229 — better | 59 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 260 MB | 356 MB |
| Age rating | 4+ | 4+ |
| Developer | 中信银行 | 中国人寿保险股份有限公司 |
Customer experience
中信银行
中国人寿寿险
Bugs and requests
中信银行
Reported bugs
15 issues- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional
Show 10 moreShow fewer
- Identity verification circular dependency (expired ID blocks job field update)
- Fingerprint login unresponsive
- Fund purchase records not visible
- Financial returns display unclear after update
- Network error messages appear constantly
- App incompatible with iOS 8 and iPhone 5 resolution
- Cannot link bank card without Chinese ID
- Notification settings cannot be properly disabled
- Payment redirect hijacking (Cloud Flash Pay)
- App crashes on startup with animations enabled
Requested features
10 requests- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size
Show 5 moreShow fewer
- Support for passport-based identity verification
- Improve facial recognition accuracy
- Better account asset overview on main dashboard
- Optimize for iPad compatibility
- Implement proper notification control settings
中国人寿寿险
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中信银行
No in-app purchases
中国人寿寿险
No in-app purchases
