中信银行 vs 建行企业银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中信银行
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中信银行 APP 是中信银行为满足客户移动金融需求推出的线上金融服务平台，致力于为客户提供安全、快捷、便利的移动银行使用体验，让用户随时随地掌控金融服务。APP提供包含借记卡、信用卡、转账、投资理财、个人贷款等全品类金融服务，并提供养老规划、出国金融及权益活动等多种增值服务，为客户提供有温度的财富管理服务，践行“让财富有温度”的品牌主张！ 中信银行APP 12.0，新开始 更卓越 【美学新主张】视觉全新呈现，体验更显专业。 【财富新征程】黄金理财存款基金，专业配置更省心。 【服务新体验】新客旅程式引导，功能体验全升级。 【消费新主场】信用卡|惠生活，服务更贴心，用卡更便捷。
建行企业银行
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建行企业银行是中国建设银行专为企业客户打造的全新金融服务应用，在提供账户查询、转账、代发、电子对账、理财产品、贷款产品、码上收付、账户预约等企业移动银行服务的同时，提供小微专区、资产负债概览、公私账户管理、工商信息、税号信息查询等创新服务，并提供综合性商户收单服务、供应链协同服务和企业移动办公服务等。建行企业银行支持交易环节验证通用盾及蓝牙盾，实现移动端全流程交易。建行企业银行包括中文版、英文版和简版，满足不同客群的使用需求。
Screenshots
Verdict
The clearest difference is rating: 中信银行 at 1.8 against 建行企业银行's 1.4. 中信银行 also leads on ratings volume (228 vs 18) and iOS requirement (11.0 vs 13.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中信银行 holds the better App Store score, 1.8 against 1.4. That said, the two scores are not equally well evidenced: 中信银行 has 228 ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 18% of 中信银行's written reviews are positive against 26% of 建行企业银行's, so the app with the better star average is not the one people write more warmly about.
中信银行 ships an update every 3 weeks, 建行企业银行 monthly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.
| Parameter | 中信银行 | 建行企业银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (228 ratings) — better | 1.4 (18 ratings) |
| Positive reviews | 18.5% of reviews | 25.8% of reviews — better |
| Number of ratings | 228 — better | 18 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 275 MB | 310 MB |
| Age rating | 4+ | 17+ |
| Developer | 中信银行 | 中国建设银行 |
Customer experience
中信银行
建行企业银行
Bugs and requests
中信银行
Reported bugs
15 issues- App freezes at 'New Start More Excellence' screen
- Login automatically expires within minutes
- Crashes when modifying login password
- Facial recognition causes app crash
- Verification code input field non-functional
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- Identity verification circular dependency (expired ID blocks job field update)
- Fingerprint login unresponsive
- Fund purchase records not visible
- Financial returns display unclear after update
- Network error messages appear constantly
- App incompatible with iOS 8 and iPhone 5 resolution
- Cannot link bank card without Chinese ID
- Notification settings cannot be properly disabled
- Payment redirect hijacking (Cloud Flash Pay)
- App crashes on startup with animations enabled
Requested features
10 requests- Simplify interface and remove unnecessary features
- Add fingerprint/biometric login support
- Improve fund purchase history visibility
- Add dark mode option
- Reduce app file size
Show 5 moreShow fewer
- Support for passport-based identity verification
- Improve facial recognition accuracy
- Better account asset overview on main dashboard
- Optimize for iPad compatibility
- Implement proper notification control settings
建行企业银行
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中信银行
No in-app purchases
建行企业银行
No in-app purchases
