Comparison

中国工商银行 vs 陕国投信托

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国工商银行

Features
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工行手机银行智享+1.0 从心出发 共绘未来 一、智慧服务 加倍随心 工小智:更懂您的金融管家,对话式业务模式、产品获取、问题咨询,让智慧服务如影随形。 简版:业面化繁为简,功能易用如初。 二、财富成长 加倍贴心 财富管理:理财收益全景展现,投资决策更从容;优选产品科学配置,投资轻松驾驭。 天天盈:扩容超过百支,使用场景更丰富,财富管理更加方便。 公益理财:捐赠全部超额收益,获取捐赠证书票据,让爱双向奔赴。 节气存单:每个节气,存一笔心意,陪伴你度过一年四季。 三、惠民消费 加倍省心 智享惠民消费新主张:从消费到融资,省钱省心一站解决。 消费贷款财政贴息更实惠,助商组合贷经营无忧,分期支付无缝衔接,借、查、还、管全流程体验升级。 四、缤纷权益 加倍欢心 智享权益生态新福利:玩转积分兑权益,福利天天有惊喜。 工银i豆查积分、赚奖励、兑好礼,一站式权益中心,零门槛精彩福利。 五、安全守护 加倍放心 智享风险防控新保障:三重盾牌防范风险,资金守护牢固如山。 生物识别与硬件加密双保障,国家网络身份认证+数字证书升级+NFC芯片级防护。

About

陕国投信托

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陕西省国际信托股份有限公司(简称陕国投,证券代码:000563)是中西部地区唯一的上市信托公司、陕西首家上市的省属金融机构。陕国投成立及上市以来,积极发挥信托投融资功能,为大批企业和项目提供了大量优质金融服务,连续10年被评为“中国最具区域影响力信托公司”,连续多年被陕西省政府评为“优秀金融机构”,已发展成一家主业突出、资产质量优良、经营管理规范、盈利能力稳定的品牌化上市金融机构。陕国投信托APP是专为高净值客户打造的线上财富管理平台,根据客户的风险偏好和投资配置需求,为投资者提供产品在线预约、远程双录、电子签约、自助服务等,为客户提供定一站式财富管理及资产配置解决方案。【主要功能】1、在线预约:可在线预约陕国投信托热销产品;2、远程双录:可方便快捷完成身份认证及远程双录;3、电子签约:可在线签订具有法律效力的电子合同;4、自助服务:查询个人存续及已清算的全部资产,自助开立资产证明和份额确认,查阅收益分配详情和信息披露报告;5、其他业务办理:在线更新证件有效期、进行风险测评等。【安全保障】通过公安联网认证、银联银行卡认证、人脸识别、活体检测等多种机制进行客户身份识别,通过金融电子认证中心出具的数字证书对电子合同进行数字加密,有效保障签约过程和签约结果的安全性,保障个人财产信息安全。TIPS:本APP暂不支持在线转账,转账请用网银或去陕国投信托柜台进行业务办理。--------联系我们--------如有任何疑问,请拨打陕国投信托官方客服电话"400-029-0563"。

Screenshots

中国工商银行4 screens
陕国投信托4 screens

Verdict

The call

The clearest difference is ratings volume: 中国工商银行 at 32K against 陕国投信托's 1. 陕国投信托's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

陕国投信托 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 中国工商银行 has 32K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

中国工商银行 ships an update every 4 weeks, 陕国投信托 every 2 months. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 7 level
中国工商银行 versus 陕国投信托: the parameters behind the verdict, then further details
Parameter中国工商银行陕国投信托
PriceFreeFree
Rating4.7 (32K ratings)5.0 (1 ratings) — better
Positive reviews33.0% of reviews—
Number of ratings32K — better1
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod, Vision Pro — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size394 MB212 MB
Age rating12+17+
DeveloperIndustrial and Commercial Bank of China陕西省国际信托股份有限公司

Customer experience

中国工商银行

All ratings32,107 ratings
Positive94.0%
Neutral1.2%
Negative4.8%
Written reviews376 reviews
Positive33.0%
Neutral5.3%
Negative61.7%

陕国投信托

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

中国工商银行

Reported bugs

4 issues
  • Login issues and account freezes
  • Incompatibility with newer devices
  • Incorrect or missing transaction data
  • Unreliable network connectivity

Requested features

5 requests
  • Add English language support
  • Improve UI and user experience
  • Allow more customization options
  • Streamline transaction and transfer flows
  • Enhance security without compromising usability

陕国投信托

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国工商银行

No in-app purchases

None

陕国投信托

No in-app purchases

Questions

Is 中国工商银行 free?
中国工商银行 is free to download, with no in-app purchases.
Is 陕国投信托 free?
陕国投信托 is free to download, with no in-app purchases.
Which has better reviews, 中国工商银行 or 陕国投信托?
陕国投信托 is rated higher. 中国工商银行 averages 4.7 out of 5 from 32K ratings, while 陕国投信托 averages 5.0 from 1 ratings.
Do 中国工商银行 or 陕国投信托 have ads?
Neither 中国工商银行 nor 陕国投信托 shows ads.
Which is updated more often, 中国工商银行 or 陕国投信托?
中国工商银行 ships an update every 4 weeks, and 陕国投信托 every 2 months. Most recently, 中国工商银行 was updated on November 12, 2026 and 陕国投信托 on November 3, 2026.

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