Comparison

UnionPay APP vs 陕国投信托

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnionPay APP

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

Highlights
  • Integrated mobile payment
  • Comprehensive bank card management
  • Scan-to-pay feature
  • Financial-grade security protection
  • Card discounts and special offers
Features
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UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY

About

陕国投信托

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陕西省国际信托股份有限公司(简称陕国投,证券代码:000563)是中西部地区唯一的上市信托公司、陕西首家上市的省属金融机构。陕国投成立及上市以来,积极发挥信托投融资功能,为大批企业和项目提供了大量优质金融服务,连续10年被评为“中国最具区域影响力信托公司”,连续多年被陕西省政府评为“优秀金融机构”,已发展成一家主业突出、资产质量优良、经营管理规范、盈利能力稳定的品牌化上市金融机构。陕国投信托APP是专为高净值客户打造的线上财富管理平台,根据客户的风险偏好和投资配置需求,为投资者提供产品在线预约、远程双录、电子签约、自助服务等,为客户提供定一站式财富管理及资产配置解决方案。【主要功能】1、在线预约:可在线预约陕国投信托热销产品;2、远程双录:可方便快捷完成身份认证及远程双录;3、电子签约:可在线签订具有法律效力的电子合同;4、自助服务:查询个人存续及已清算的全部资产,自助开立资产证明和份额确认,查阅收益分配详情和信息披露报告;5、其他业务办理:在线更新证件有效期、进行风险测评等。【安全保障】通过公安联网认证、银联银行卡认证、人脸识别、活体检测等多种机制进行客户身份识别,通过金融电子认证中心出具的数字证书对电子合同进行数字加密,有效保障签约过程和签约结果的安全性,保障个人财产信息安全。TIPS:本APP暂不支持在线转账,转账请用网银或去陕国投信托柜台进行业务办理。--------联系我们--------如有任何疑问,请拨打陕国投信托官方客服电话"400-029-0563"。

Screenshots

UnionPay APP4 screens
陕国投信托4 screens

Verdict

The call

The clearest difference is rating: 陕国投信托 at 5.0 against UnionPay APP's 1.9. UnionPay APP's advantage is ratings volume (584 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

陕国投信托 holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: UnionPay APP has 584 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

UnionPay APP ships an update every 5 weeks, 陕国投信托 every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
UnionPay APP versus 陕国投信托: the parameters behind the verdict, then further details
ParameterUnionPay APP陕国投信托
PriceFreeFree
Rating1.9 (584 ratings)5.0 (1 ratings) — better
Positive reviews8.2% of reviews—
Number of ratings584 — better1
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.413.0 — better
Further details — not scored
Size224 MB212 MB
Age rating17+17+
Developer中国银联陕西省国际信托股份有限公司

Customer experience

UnionPay APP

All ratings577 ratings
Positive19.6%
Neutral3.8%
Negative76.6%
Written reviews450 reviews
Positive8.2%
Neutral4.0%
Negative87.8%

陕国投信托

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UnionPay APP

Reported bugs

4 issues
  • Unable to receive verification codes
  • Face recognition consistently fails
  • Inability to change registered phone number
  • Unexpected app crashes during transactions

Requested features

4 requests
  • Support for international phone numbers
  • Add English language option
  • Implement Touch/Face ID authentication
  • Improve payment flow and error handling

陕国投信托

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UnionPay APP

No in-app purchases

None

陕国投信托

No in-app purchases

Questions

Is UnionPay APP free?
UnionPay APP is free to download, with no in-app purchases.
Is 陕国投信托 free?
陕国投信托 is free to download, with no in-app purchases.
Which has better reviews, UnionPay APP or 陕国投信托?
陕国投信托 is rated higher. UnionPay APP averages 1.9 out of 5 from 584 ratings, while 陕国投信托 averages 5.0 from 1 ratings.
Do UnionPay APP or 陕国投信托 have ads?
Neither UnionPay APP nor 陕国投信托 shows ads.
Which is updated more often, UnionPay APP or 陕国投信托?
UnionPay APP ships an update every 5 weeks, and 陕国投信托 every 2 months. Most recently, UnionPay APP was updated on November 1, 2026 and 陕国投信托 on November 3, 2026.

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