Comparison

中国银行 vs 陕国投信托

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银行

Features
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中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。 一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。 一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。 一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。 一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。

About

陕国投信托

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陕西省国际信托股份有限公司(简称陕国投,证券代码:000563)是中西部地区唯一的上市信托公司、陕西首家上市的省属金融机构。陕国投成立及上市以来,积极发挥信托投融资功能,为大批企业和项目提供了大量优质金融服务,连续10年被评为“中国最具区域影响力信托公司”,连续多年被陕西省政府评为“优秀金融机构”,已发展成一家主业突出、资产质量优良、经营管理规范、盈利能力稳定的品牌化上市金融机构。陕国投信托APP是专为高净值客户打造的线上财富管理平台,根据客户的风险偏好和投资配置需求,为投资者提供产品在线预约、远程双录、电子签约、自助服务等,为客户提供定一站式财富管理及资产配置解决方案。【主要功能】1、在线预约:可在线预约陕国投信托热销产品;2、远程双录:可方便快捷完成身份认证及远程双录;3、电子签约:可在线签订具有法律效力的电子合同;4、自助服务:查询个人存续及已清算的全部资产,自助开立资产证明和份额确认,查阅收益分配详情和信息披露报告;5、其他业务办理:在线更新证件有效期、进行风险测评等。【安全保障】通过公安联网认证、银联银行卡认证、人脸识别、活体检测等多种机制进行客户身份识别,通过金融电子认证中心出具的数字证书对电子合同进行数字加密,有效保障签约过程和签约结果的安全性,保障个人财产信息安全。TIPS:本APP暂不支持在线转账,转账请用网银或去陕国投信托柜台进行业务办理。--------联系我们--------如有任何疑问,请拨打陕国投信托官方客服电话"400-029-0563"。

Screenshots

中国银行4 screens
陕国投信托4 screens

Verdict

The call

The clearest difference is rating: 陕国投信托 at 5.0 against 中国银行's 2.0. 中国银行's advantage is ratings volume (619 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

陕国投信托 holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: 中国银行 has 619 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

中国银行 ships an update monthly, 陕国投信托 every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 7 level
中国银行 versus 陕国投信托: the parameters behind the verdict, then further details
Parameter中国银行陕国投信托
PriceFreeFree
Rating2.0 (619 ratings)5.0 (1 ratings) — better
Positive reviews8.2% of reviews—
Number of ratings619 — better1
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size364 MB212 MB
Age rating17+17+
Developer中国银行股份有限公司陕西省国际信托股份有限公司

Customer experience

中国银行

All ratings613 ratings
Positive22.5%
Neutral6.4%
Negative71.1%
Written reviews330 reviews
Positive8.2%
Neutral3.9%
Negative87.9%

陕国投信托

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

中国银行

Reported bugs

4 issues
  • Constant app crashes
  • Login and authentication problems
  • Inability to update personal information
  • Unreliable transaction processing

Requested features

4 requests
  • Dark mode option
  • Improved facial recognition
  • More user-friendly interface
  • Better customer support

陕国投信托

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国银行

No in-app purchases

None

陕国投信托

No in-app purchases

Questions

Is 中国银行 free?
中国银行 is free to download, with no in-app purchases.
Is 陕国投信托 free?
陕国投信托 is free to download, with no in-app purchases.
Which has better reviews, 中国银行 or 陕国投信托?
陕国投信托 is rated higher. 中国银行 averages 2.0 out of 5 from 619 ratings, while 陕国投信托 averages 5.0 from 1 ratings.
Do 中国银行 or 陕国投信托 have ads?
Neither 中国银行 nor 陕国投信托 shows ads.
Which is updated more often, 中国银行 or 陕国投信托?
中国银行 ships an update monthly, and 陕国投信托 every 2 months. Most recently, 中国银行 was updated on November 1, 2026 and 陕国投信托 on November 3, 2026.

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