Comparison

Jefferson Bank vs Restart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Jefferson Bank

Manage your finances on the go with this mobile banking app. Track spending, deposit checks, pay bills, transfer funds, and send money securely. Features include automatic savings round-ups, biometric login, and customizable alerts.

Highlights
  • Mobile check deposit
  • Bill pay management
  • Fund transfers
  • Send money with Zelle
  • Automatic savings round-ups
  • Biometric login
  • Customizable alerts
Features
Read full description

Watch App - It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card – all from your wrist. Report Card Lost/Stolen - Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one. - Sports Widgets Rep your team from your home screen! Add the Jefferson Bank shortcut widget and choose the Tigers design. #MIZ - Mobile Check Deposit Enhancements and Improvements Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.

About

Restart

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

Highlights
  • Fee-free checking account
  • Visa debit card
  • Social impact donations
  • Early direct deposit
  • Mobile check deposit
  • Multi-language support
  • ATM withdrawals
Features
Read full description

Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.

Screenshots

Jefferson Bank4 screens
Restart4 screens

Verdict

The call

The clearest difference is rating: Jefferson Bank at 4.9 against Restart's 4.0. Jefferson Bank also leads on ratings volume (3K vs 83) and review sentiment (80% vs 72%). Restart's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Jefferson Bank holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Jefferson Bank has 3K ratings behind it against 83, so its average is the more settled of the two. Written reviews point the same way: 80% of Jefferson Bank's written reviews are positive against 72% of Restart's.

UpkeepUpdate frequency

Jefferson Bank ships an update every 2 months, Restart every 3 weeks. The most recent releases landed on September 19, 2026 and June 11, 2026 respectively.

Scorecard4 real differences · 6 level
Jefferson Bank versus Restart: the parameters behind the verdict, then further details
ParameterJefferson BankRestart
PriceFreeFree
Rating4.9 (3K ratings) — better4.0 (83 ratings)
Positive reviews80.0% of reviews — better71.8% of reviews
Number of ratings3K — better83
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size49 MB187 MB
Age rating4+4+
DeveloperCentral BancompanyRestart Financial Inc.

Customer experience

Jefferson Bank

All ratings3,015 ratings
Positive98.2%
Neutral1.5%
Negative0.4%
Written reviews30 reviews
Positive80.0%
Neutral3.3%
Negative16.7%

Restart

All ratings83 ratings
Positive71.1%
Neutral10.8%
Negative18.1%
Written reviews39 reviews
Positive71.8%
Neutral0.0%
Negative28.2%

Bugs and requests

Jefferson Bank

Reported bugs

2 issues
  • App crashes and becomes empty
  • Authentication issues after updates

Requested features

2 requests
  • Digital card viewing
  • Improved FAQs and in-app support

Restart

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Jefferson Bank

No in-app purchases

None

Restart

No in-app purchases

Questions

Is Jefferson Bank free?
Jefferson Bank is free to download, with no in-app purchases.
Is Restart free?
Restart is free to download, with no in-app purchases.
Which has better reviews, Jefferson Bank or Restart?
Jefferson Bank is rated higher. Jefferson Bank averages 4.9 out of 5 from 3K ratings, while Restart averages 4.0 from 83 ratings.
Do Jefferson Bank or Restart have ads?
Neither Jefferson Bank nor Restart shows ads.
Which is updated more often, Jefferson Bank or Restart?
Jefferson Bank ships an update every 2 months, and Restart every 3 weeks. Most recently, Jefferson Bank was updated on September 19, 2026 and Restart on June 11, 2026.

Other comparisons