Comparison

Pocket Expense 6 vs Balance Forecasting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket Expense 6

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Highlights
  • Track multiple financial accounts
  • Budget management and spending control
  • Bill tracking with reminders
  • Transaction categorization
  • Savings goal achievement
  • Detailed financial statistics and reports
  • Password protection
Features
Read full description

Pocket Expense is a full-featured finance software that you can carry in your pocket. It is a powerful and easy to use program that will help you track and understand your personal finance. Designed and developed by polycents! Pocket Expense brings all your financial accounts together, categorizes your transactions, tracks all your bills, lets you set budgets and helps you achieve your savings goals. In just minutes, you’ll see where your money is going and where you could save money. TRACK YOUR ACCOUNTS You can easily input and manage your accounts. All your accounts will be displayed in one place. You are supplied with a set of icons for your accounts. All transactions related to the same account will be displayed in one page so that you can manage them easily. √ Support multiple account and account type √ Statistic for daily/weekly/monthly/yearly overall √ Track balance of each account BUDGET MANAGEMENT Stay in control and monitor your spending with the help of this budget tracker feature. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to save some money instead of going into dept. √ Support multiple budgets √ See your income and expenses of one budget through charts √ Recurring and non-recurring budget √ Move funds from one budget to another in a single operation √ At the end of each cycle, all information for a budget is archived and can be easily viewed for comparative purpose TRACK YOUR BILLS Pocket Expense will make sure that you’re never late for even one bill. By tracking each bill, which is customizable with different reminder alert periods. √ Support multiple bills of different recurring √ Set alerts to remind you of which bills are close to due dates or overdue √ Allows for the payment of bills in full or in part √ Support multiple payments of each bill √ Support calendar view √ Show total amount of all and overdue bills √ Mark bills with icons according to their status Other Key features: - Password protection - Simple, attractive interface - Payers & payees management - Category management - Provide help document - Powerful statistics and reports of all your transactions - Quickly search for transactions and edit from the same screen - Complete world currency list - Backup and restore all your data over WiFi # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/7775087 Privacy Policy: https://www.iubenda.com/privacy-policy/7775087 If you have any problems or suggestions please send a mail to expense@support.polycents.com, you’ll get the response in a short time.

About

Balance Forecasting

Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.

Highlights
  • Cash flow forecasting up to 30 years
  • Detailed income and expense tracking
  • Future transaction impact analysis
  • Multiple account management
  • Categorization and budgeting
  • Calendar and chart visualization
Features
Read full description

See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late. Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing. WHY BALANCE FORECASTING • Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total • Budget tracking — set monthly budgets by category and watch your remaining balance update in real time • Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals) • Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast • Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming • Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise • Expense categories — organize spending into custom categories with budgets, colors and progress tracking • Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro) • PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro) • Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro) • Secure cloud sync — your data is protected and available wherever you sign in WHO IT'S FOR Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft. Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around. Download Balance Forecasting today and start seeing your balance before it happens.

Screenshots

Pocket Expense 64 screens
Balance Forecasting4 screens

Verdict

The call

The clearest difference is rating: Balance Forecasting at 5.0 against Pocket Expense 6's 3.9. Balance Forecasting also leads on in-app purchases (none vs 5) and ads (none vs shown). Pocket Expense 6's advantage is ratings volume (2K vs 1). On price, review sentiment, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket Expense 6 sells 5 in-app purchases, starting at $1.49 per month. Balance Forecasting asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Balance Forecasting holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Pocket Expense 6 has 2K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 54% of Pocket Expense 6's written reviews are positive against 47% of Balance Forecasting's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Pocket Expense 6 ships an update every 2 weeks, Balance Forecasting every 2 days. The most recent releases landed on October 28, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
Pocket Expense 6 versus Balance Forecasting: the parameters behind the verdict, then further details
ParameterPocket Expense 6Balance Forecasting
PriceFreeFree
Rating3.9 (2K ratings)5.0 (1 ratings) — better
Positive reviews53.7% of reviews — better47.1% of reviews
Number of ratings2K — better1
Update frequencyEvery 2 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size106 MB57 MB
Age rating4+4+
DeveloperBeesoft AppsTiny Town Software, LLC

Customer experience

Pocket Expense 6

All ratings2,046 ratings
Positive74.3%
Neutral4.0%
Negative21.7%
Written reviews2,232 reviews
Positive53.7%
Neutral7.5%
Negative38.8%

Balance Forecasting

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews17 reviews
Positive47.1%
Neutral5.9%
Negative47.1%

Bugs and requests

Pocket Expense 6

Reported bugs

4 issues
  • Transactions being duplicated or deleted unexpectedly
  • Incorrect account balances after updates
  • Inability to delete or edit recurring transactions
  • Sync failures between iPhone and iPad versions

Requested features

4 requests
  • Ability to set custom budget cycles
  • Option to exclude credit card balances from net worth
  • Improved backup and restore functionality
  • Integration with bank accounts for automatic syncing

Balance Forecasting

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Pocket Expense 6

Subscriptions4
  • Premium - 1 Month$1.491 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Premium Lifetime$19.99
None

Balance Forecasting

No in-app purchases

Questions

Is Pocket Expense 6 free?
Pocket Expense 6 is free to download, with in-app purchases available.
Is Balance Forecasting free?
Balance Forecasting is free to download, with no in-app purchases.
Which has better reviews, Pocket Expense 6 or Balance Forecasting?
Balance Forecasting is rated higher. Pocket Expense 6 averages 3.9 out of 5 from 2K ratings, while Balance Forecasting averages 5.0 from 1 ratings.
Do Pocket Expense 6 or Balance Forecasting have ads?
Pocket Expense 6 shows ads; Balance Forecasting does not.
Which is updated more often, Pocket Expense 6 or Balance Forecasting?
Pocket Expense 6 ships an update every 2 weeks, and Balance Forecasting every 2 days. Most recently, Pocket Expense 6 was updated on October 28, 2026 and Balance Forecasting on October 14, 2026.

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