Kemba Mobile vs CSCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kemba Mobile
Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.
- 24/7 secure account access
- Check balances
- View transaction history
- Deposit checks
- Transfer funds
- Pay bills
- Card controls
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Kemba Mobile gives you 24/7 secure access to your accounts from your mobile device. The Kemba Mobile app is free to all members of Kemba Cincinnati (data charges may apply). Using Kemba Mobile, you can: • Check Balances • View and Search Transaction History • Deposit Checks • Transfer Funds • Pay Bills • Turn Cards On and Off • Enroll in eStatements
CSCU Mobile
Manage your credit union accounts conveniently and securely on the go. Check balances, view transactions, transfer funds, and get current rates anytime, anywhere. This service is free for all enrolled members.
- Check account balances
- View transaction history
- View cleared checks
- Transfer funds
- Get current rates
- 24/7 access
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Access your Community Spirit Credit Union accounts 24/7 from anywhere with CSCU Mobile. It's Fast, Secure, and Free for all CSCU members who are enrolled in our Internet banking service! With CSCU Mobile you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Get Current Rates And More! Available to all CSCU Internet Banking users, CSCU Mobile uses the same industry standard security technologies as our online banking. Simply use your CSCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at communityspiritcu.org to enroll. Experience the convenience of CSCU Mobile today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is rating: CSCU Mobile at 5.0 against Kemba Mobile's 2.8. CSCU Mobile also leads on iOS requirement (12.1 vs 16.0). Kemba Mobile's advantage is update cadence (every 5 weeks vs every 25 months) and ratings volume (46 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CSCU Mobile holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: Kemba Mobile has 46 ratings behind it against 1, so its average is the more settled of the two.
Kemba Mobile ships an update every 5 weeks, CSCU Mobile every 25 months. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.
| Parameter | Kemba Mobile | CSCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (46 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 56.0% of reviews | — |
| Number of ratings | 46 — better | 1 |
| Update frequency | Every 5 weeks — better | Every 25 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 128 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Kemba Credit Union | Community Spirit Credit Union |
Customer experience
Kemba Mobile
CSCU Mobile
Bugs and requests
Kemba Mobile
Reported bugs
25 issues- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working
Show 20 moreShow fewer
- Profile picture not uploading
- System doesn't recognize user after update
- Cannot unlock card
- App is non-functional, jumps up and down
- Fatal error when paying credit card bill
- Cannot link another bank to pay auto loan
- Biometrics not working properly
- Touch ID does not work
- Cannot save biometrics on iPad
- Card won't unfreeze at random times
- App is slow
- Direct deposit takes too long to appear
- Hard to pay bills, often not working
- Cannot pay bills over $1,000
- App moves slow
- Fingerprint enabling and quick lookup don't work
- App is on functional, jumps up and down
- Ads before seeing balance
- App is completely non-functional
- Mobile deposit requires perfect lighting
Requested features
10 requests- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs
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- Widget for quick access
- Move Face ID button
- Ability to set up payment from another bank
- Option to pay auto loan via phone app
- Fix backspace issue where entire field is deleted
CSCU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Kemba Mobile
No in-app purchases
CSCU Mobile
No in-app purchases
Questions
Is Kemba Mobile free?
Is CSCU Mobile free?
Which has better reviews, Kemba Mobile or CSCU Mobile?
Do Kemba Mobile or CSCU Mobile have ads?
Which is updated more often, Kemba Mobile or CSCU Mobile?
Other comparisons
