Kemba Mobile vs PCA Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kemba Mobile
Manage your finances on the go with secure 24/7 access to your accounts. Perform transactions, deposit checks, pay bills, and control your cards directly from your mobile device.
- 24/7 secure account access
- Check balances
- View transaction history
- Deposit checks
- Transfer funds
- Pay bills
- Card controls
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Kemba Mobile gives you 24/7 secure access to your accounts from your mobile device. The Kemba Mobile app is free to all members of Kemba Cincinnati (data charges may apply). Using Kemba Mobile, you can: • Check Balances • View and Search Transaction History • Deposit Checks • Transfer Funds • Pay Bills • Turn Cards On and Off • Enroll in eStatements
PCA Wealth
Manage your retirement account on the go with this mobile app. Features include enrollment, income forecasting, balance monitoring, contribution changes, investment management, document uploads, and a financial learning center. Secure login options like biometrics are available.
- Retirement account enrollment
- Income forecasting
- Balance and performance monitoring
- Contribution adjustments
- Investment selection and rebalancing
- Secure document uploads
- Financial learning resources
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Keep your retirement account within reach with the mobile benefits app from Pension Corporation of America. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español
Screenshots
Verdict
The clearest difference is rating: Kemba Mobile at 2.8 against PCA Wealth's 2.3. Kemba Mobile also leads on review sentiment (56% vs 30%) and ratings volume (45 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kemba Mobile holds the better App Store score, 2.8 against 2.3. Both are backed by a comparable volume of ratings — 45 and 15 respectively. Written reviews point the same way: 56% of Kemba Mobile's written reviews are positive against 30% of PCA Wealth's.
Kemba Mobile ships an update every 5 weeks, PCA Wealth every 2 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.
| Parameter | Kemba Mobile | PCA Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (45 ratings) — better | 2.3 (15 ratings) |
| Positive reviews | 56.0% of reviews — better | 30.0% of reviews |
| Number of ratings | 45 — better | 15 |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 128 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Kemba Credit Union | Schwab Retirement Technologies Inc. |
Customer experience
Kemba Mobile
PCA Wealth
Bugs and requests
Kemba Mobile
Reported bugs
25 issues- Constantly deleting and reinstalling app
- Randomly logged out
- No smooth transition between menus
- Mobile deposit error 'something went wrong'
- Face ID/Touch ID not saving or working
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- Profile picture not uploading
- System doesn't recognize user after update
- Cannot unlock card
- App is non-functional, jumps up and down
- Fatal error when paying credit card bill
- Cannot link another bank to pay auto loan
- Biometrics not working properly
- Touch ID does not work
- Cannot save biometrics on iPad
- Card won't unfreeze at random times
- App is slow
- Direct deposit takes too long to appear
- Hard to pay bills, often not working
- Cannot pay bills over $1,000
- App moves slow
- Fingerprint enabling and quick lookup don't work
- App is on functional, jumps up and down
- Ads before seeing balance
- App is completely non-functional
- Mobile deposit requires perfect lighting
Requested features
10 requests- More physical bank locations
- Ability to make payments from iPhone app
- Add own pending transactions
- Pattern or number code for faster sign-in
- More ATMs
Show 5 moreShow fewer
- Widget for quick access
- Move Face ID button
- Ability to set up payment from another bank
- Option to pay auto loan via phone app
- Fix backspace issue where entire field is deleted
PCA Wealth
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Kemba Mobile
No in-app purchases
PCA Wealth
No in-app purchases
Questions
Is Kemba Mobile free?
Is PCA Wealth free?
Which has better reviews, Kemba Mobile or PCA Wealth?
Do Kemba Mobile or PCA Wealth have ads?
Which is updated more often, Kemba Mobile or PCA Wealth?
Other comparisons
