Comparison

國泰優惠CUBE Rewards vs 街口支付 JKOPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰優惠CUBE Rewards

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

Highlights
  • Accumulate and redeem Tree Points
  • Complete tasks for bonus points
  • Manage credit card services
  • Access exclusive member offers
  • View spending alerts
  • Earn points through events
Read full description

Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

About

街口支付 JKOPAY

This app simplifies daily life with mobile payments, instant transfers, and a wide range of lifestyle services. Earn rewards and enjoy exclusive benefits through its tiered membership program. It prioritizes transaction and personal data security.

Highlights
  • Mobile payments via QR code or scanning
  • Fee-free transfers to other users
  • Integrated lifestyle services (bills, transport, food)
  • Earn and redeem 'JKO Coins' for discounts
  • Tiered membership levels with benefits
  • Secure transaction and personal data protection
Features
Read full description

享受生活就該這麼簡單!出門只要帶手機,立即開始全新的生活方式! 【街口支付】不只是支付,現在開通街口帳戶,一切因此而改變... 【支付】 使用街口帳戶、銀行帳戶或信用卡付款,只需出示付款碼或掃描付款,結帳簡單又迅速~便利商店、超市、餐廳、百貨與計程車...到處皆可輕鬆付款! 【轉帳】 轉帳給街口用戶,快速方便而且完全不用手續費,也可以轉帳至對方指定的金融機構! 【生活服務】 繳費、捐款、叫車、點餐、外送、保險、旅遊、高鐵、客運、街享券(即享券服務)...享受一站式最完整的生活服務! 【街口幣】 用街口帳戶、街利存帳戶(由台新 Richart 營運)、街口聯名卡付款,享有街口幣回饋,另外還有不定期高額街口幣回饋活動;1 元街口幣等值新台幣 1 元,輕鬆用街口幣折抵每筆消費! 【等級權益】 一共分為「尊爵、白金、金牌、銀牌、銅牌」五種等級,累積越多消費,享有更多街口幣回饋及手續費優惠! 【資訊安全】 街口支付是專營電子支付機構,完全保障你的交易、個資安全。 *提醒您:為確保您的帳務及交易安全,建議您可於行動裝置安裝合法防護軟體,以提升此裝置的安全性。

Screenshots

國泰優惠CUBE Rewards4 screens
街口支付 JKOPAY4 screens

Verdict

The call

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 街口支付 JKOPAY's 21%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 2.1) and ratings volume (903 vs 35). 街口支付 JKOPAY's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 903 ratings behind it against 35, so its average is the more settled of the two. Written reviews point the same way: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 21% of 街口支付 JKOPAY's.

UpkeepUpdate frequency

國泰優惠CUBE Rewards ships an update every 3 weeks, 街口支付 JKOPAY fortnightly. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
國泰優惠CUBE Rewards versus 街口支付 JKOPAY: the parameters behind the verdict, then further details
Parameter國泰優惠CUBE Rewards街口支付 JKOPAY
PriceFreeFree
Rating4.7 (903 ratings) — better2.1 (35 ratings)
Positive reviews83.5% of reviews — better20.8% of reviews
Number of ratings903 — better35
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size114 MB184 MB
Age rating4+4+
Developer國泰金融集團JKOS Network CO., LTD

Customer experience

國泰優惠CUBE Rewards

All ratings899 ratings
Positive93.8%
Neutral2.6%
Negative3.7%
Written reviews103 reviews
Positive83.5%
Neutral4.9%
Negative11.7%

街口支付 JKOPAY

All ratings35 ratings
Positive25.7%
Neutral5.7%
Negative68.6%
Written reviews24 reviews
Positive20.8%
Neutral4.2%
Negative75.0%

Bugs and requests

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

街口支付 JKOPAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

None

街口支付 JKOPAY

No in-app purchases

Questions

Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Is 街口支付 JKOPAY free?
街口支付 JKOPAY is free to download, with no in-app purchases.
Which has better reviews, 國泰優惠CUBE Rewards or 街口支付 JKOPAY?
國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 903 ratings, while 街口支付 JKOPAY averages 2.1 from 35 ratings.
Do 國泰優惠CUBE Rewards or 街口支付 JKOPAY have ads?
Neither 國泰優惠CUBE Rewards nor 街口支付 JKOPAY shows ads.
Which is updated more often, 國泰優惠CUBE Rewards or 街口支付 JKOPAY?
國泰優惠CUBE Rewards ships an update every 3 weeks, and 街口支付 JKOPAY fortnightly. Most recently, 國泰優惠CUBE Rewards was updated on November 1, 2026 and 街口支付 JKOPAY on November 1, 2026.

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