Comparison

國泰優惠CUBE Rewards vs 上海商業儲蓄銀行『掌上銀』

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰優惠CUBE Rewards

This app enhances your points experience by allowing you to accumulate and redeem points for rewards. Participate in tasks, manage card services, and access exclusive offers for a smarter, more rewarding lifestyle.

Highlights
  • Accumulate and redeem Tree Points
  • Participate in tasks for points
  • Access card services and alerts
  • Enjoy exclusive member offers
  • Track credit card points
  • Redeem points for rewards
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Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

About

上海商業儲蓄銀行『掌上銀』

Features
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上海商業儲蓄銀行「掌上銀」APP全新登場,提供快速登入功能、完整帳戶查詢、台幣約定轉帳、台幣非約定轉帳、投資理財基金申購/轉換/回贖及修改、信用卡帳單查詢/繳款、幣別換算小工具、全球匯率資訊查詢服務等…..您可隨時查詢存款明細、輕鬆繳納任何費用、並即時掌握全球匯市動態,除此之外,您也可查詢本行各分行營業據點,以及ATM相關資訊。 主要功能: 【首頁】個人首頁可快速呈現台幣帳戶、信用卡、基金/集合等相關資訊,掌握銀行往來動態。 【帳務總覽】台幣帳戶、外幣帳戶、投資性資產及負資產餘額及明細一目瞭然。 【轉帳交易】可進行台幣約定轉帳、台幣非約定轉帳及外幣兌換等功能。 【信用卡】繳納信用卡費,查詢帳單/信用卡額度、信用卡繳款、行銷活動登錄及線上申請信用卡等….相關資訊。 【投資理財】可查詢投資現值、定期定額、投資交易明細、已實現損益及投資組合分析,讓您快速掌握投資現況,依照自己手邊的資金和理財產品市場的變化,隨時進行申購、轉換、回贖、修改及理財妙管家等。 【利匯率查詢】提供本行存款及放款相關利率查詢,可即時查詢各國貨幣之買進賣出匯率、幣別換算及匯率到價通知等。 【設定】提供快速登入/交易設定及提供英文語言設定。 提醒您,為確保您的帳務安全,請於您的行動裝置上安裝防毒軟體,以避免資料遭竊或外洩,並建議您將作業系統更新至最新版本。

Screenshots

國泰優惠CUBE Rewards4 screens
上海商業儲蓄銀行『掌上銀』4 screens

Verdict

The call

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 上海商業儲蓄銀行『掌上銀』's 22%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 4.0) and ratings volume (906 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 906 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 22% of 上海商業儲蓄銀行『掌上銀』's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
國泰優惠CUBE Rewards versus 上海商業儲蓄銀行『掌上銀』: the parameters behind the verdict, then further details
Parameter國泰優惠CUBE Rewards上海商業儲蓄銀行『掌上銀』
PriceFreeFree
Rating4.7 (906 ratings) — better4.0 (2 ratings)
Positive reviews83.5% of reviews — better22.0% of reviews
Number of ratings906 — better2
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size114 MB28 MB
Age rating4+17+
Developer國泰金融集團上海商業儲蓄銀行 SCSB

Customer experience

國泰優惠CUBE Rewards

All ratings906 ratings
Positive93.8%
Neutral2.5%
Negative3.6%
Written reviews103 reviews
Positive83.5%
Neutral4.9%
Negative11.7%

上海商業儲蓄銀行『掌上銀』

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews50 reviews
Positive22.0%
Neutral18.0%
Negative60.0%

Bugs and requests

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

上海商業儲蓄銀行『掌上銀』

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

None

上海商業儲蓄銀行『掌上銀』

No in-app purchases

Questions

Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Is 上海商業儲蓄銀行『掌上銀』 free?
上海商業儲蓄銀行『掌上銀』 is free to download, with no in-app purchases.
Which has better reviews, 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』?
國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 906 ratings, while 上海商業儲蓄銀行『掌上銀』 averages 4.0 from 2 ratings.
Do 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』 have ads?
Neither 國泰優惠CUBE Rewards nor 上海商業儲蓄銀行『掌上銀』 shows ads.
Which is updated more often, 國泰優惠CUBE Rewards or 上海商業儲蓄銀行『掌上銀』?
國泰優惠CUBE Rewards ships an update every 3 weeks, and 上海商業儲蓄銀行『掌上銀』 every 3 weeks. Most recently, 國泰優惠CUBE Rewards was updated on November 6, 2026 and 上海商業儲蓄銀行『掌上銀』 on November 3, 2026.

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