Balance Guide vs Balance Forecasting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balance Guide
This app helps you manage your money by tracking expenses, forecasting bills, and visualizing your financial status. It offers features like multiple account management, recurring transactions, and customizable categories to simplify budgeting and financial planning.
- Multiple account management
- Recurring transaction setup
- Visual financial overview
- Customizable expense categories
- PIN security
- Instant balance corrections
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Take Control of Your Finances with Balance Guide! Balance Guide is your go-to money management tool, designed to simplify financial planning and budgeting. Whether you're managing multiple accounts or just trying to get a handle on monthly expenses, our user-friendly app makes it easy to keep track of your finances. Key Features: - Multiple Account Management: Easily transfer funds and view account summaries at a glance. - Recurring Transactions: Set up automatic transactions for accurate financial forecasting. - Visual Financial Overview: Use pie charts and graphs to visualize your budget and financial status. - Backup & Restore: Securely backup and restore your data using Dropbox integration. - Customizable Categories: Create and manage categories like "Utility Bills" to organize your transactions. - Interactive Tutorial & Help Pages: Get started quickly with an introductory walkthrough and detailed help pages for additional support. - PIN Security: Safeguard your financial information with built-in security measures. - Instant Balance Corrections: Adjust your balance on the fly without the need to input each transaction manually. With Balance Guide, you can see where your money is going, plan ahead for upcoming bills, and ultimately save more. Start mastering your finances today!
Balance Forecasting
Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.
- Cash flow forecasting up to 30 years
- Detailed income and expense tracking
- Future transaction impact analysis
- Multiple account management
- Categorization and budgeting
- Calendar and chart visualization
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See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late. Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing. WHY BALANCE FORECASTING • Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total • Budget tracking — set monthly budgets by category and watch your remaining balance update in real time • Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals) • Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast • Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming • Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise • Expense categories — organize spending into custom categories with budgets, colors and progress tracking • Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro) • PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro) • Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro) • Secure cloud sync — your data is protected and available wherever you sign in WHO IT'S FOR Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft. Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around. Download Balance Forecasting today and start seeing your balance before it happens.
Screenshots
Verdict
The clearest difference is price: Balance Forecasting at Free against Balance Guide's $2.99. Balance Forecasting also leads on rating (5.0 vs 4.5) and update cadence (every 2 days vs monthly). Balance Guide's advantage is review sentiment (87% vs 47%) and ratings volume (15 vs 1). On ads, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Balance Forecasting is free to download; Balance Guide costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Balance Forecasting holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Balance Guide has 15 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 87% of Balance Guide's written reviews are positive against 47% of Balance Forecasting's, so the app with the better star average is not the one people write more warmly about.
Balance Guide ships an update monthly, Balance Forecasting every 2 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Balance Guide | Balance Forecasting |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 4.5 (15 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 87.2% of reviews — better | 47.1% of reviews |
| Number of ratings | 15 — better | 1 |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #200 — better | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 31 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Mindwarp Consultancy Ltd | Tiny Town Software, LLC |
Customer experience
Balance Guide
Balance Forecasting
Bugs and requests
Balance Guide
Reported bugs
40 issues- Balance goes mad since Jan 19
- Change of year blip
- New version won't let correct balance
- Lost half of stuff in new version
- Useless now because it doesn't work
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- Buggy
- Data accuracy issues
- Randomly changes cost amounts
- Similar problem with dates and recurrences
- Forecast pointless if data is wrong
- Bug: date chooser chooses day after selected date
- Only tracks one account
- No update for multiple accounts for over a month
- Forecast graph needs EOD Balance
- End date selector off screen on iPhone 4s
- Future balance graph not zoomable in portrait
- UI should keep all screens vertical
- Downloaded today, and it does not work
- Tap on icon, splash screen appears, and app closes
- When I type in costs like $2312, I go back later and look and it is $2
- Similar problem with dates and recurrances
- When you sent the date it chooses the day after
- For instance you choose July 16 in the date chooser and it automatically shows July 17
- Only tracks one account
- Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet
- Buggy
- When I type in costs like $2312, I go back later and look and it is $2. That only happens some times.
- Similiar problem with dates and recurrances.
- When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
- The forecasts are only based on individual account.
- The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.
- Since Jan 19 if I add or change a payment the balance goes mad. Into the minus by several thousand pounds. There seems to be a change of year blip!!!!!
- The Forecast Graph needs to report on the EOD Balance (days income-outgoing) instead of the Start Balance.
- On iPhone 4s the end date selector is off screen so very difficult to set. Future balance graph - would be better if zoom able without having to scroll and not just in landscape.
- Downloaded this today, and it does not work. I tap on the icon, the splash screen appears, and the app closes.
- Paid for this on the back of great reviews and then realised it only tracks one account, so if you have a current account and a credit card you'll only be able to track one of them. Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet.
- When I type in costs like $2312, I go back later and look and it is $2. That only happens some times. I can't trust any of the costs. Similiar problem with dates and recurrances.
- When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
- The forecasts are only based on individual account. That is useless.
- The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.
Requested features
70 requests- Forecast graph to report on EOD Balance instead of Start Balance
- Confidentiality statement for support requests
- Option to change payments based on budget/wages
- Ability to list all months events, not just from today
- Notification before planned transaction is overdue
Show 65 moreShow fewer
- Option for part payment (split)
- Semi-monthly recurrence option
- Import transactions via CSV
- Summary list of accounts with balances
- Sync between installs for multiple devices
- Zoomable future balance graph in portrait mode
- Manually change transaction amounts in forecasting
- Way to clear out what has and has not been paid yet
- Default setting for future forecast to be today's date
- Keep all screens vertical in UI
- Option to change 'only this transaction' or 'change all future transactions'
- Multi-currency support
- Alarm for direct debits
- Statistics on absolute values by category of spend instead of percentages
- Ability to import data
- Bimonthly option for income and expenses
- Sync feature for multiple users (e.g., husband and wife)
- Dark mode option
- Advanced analytics dashboard
- Ability to enter transactions manually instead of automatically
- Allow changing amount if different without changing original amount
- Switch between accounts on any page
- Social media integration (though one user is unsure of its use)
- More user-friendly interface
- Adjustments for months with 5 weeks
- Ability to correct balance
- Fix for lost data in new version
- Fix for forecasts only based on individual account
- Fix for date chooser selecting the day after
- Support for multiple accounts
- Update for multiple accounts
- Ability to import
- Bimonthly option
- Sync between installs
- Forecast graph needs EOD Balance
- Confidentiality statement for support
- Change payments based on budget/wages
- List all months events
- Notification before planned transaction overdue
- Part payment option
- Semi-monthly recurrence
- CSV import
- Summary list of accounts
- Sync between installs
- Zoomable graph in portrait
- Manual transaction changes
- Clear paid/unpaid transactions
- Default forecast date to today
- Vertical UI
- Change reoccurring transactions
- Multi-currency
- Direct debit alarms
- Statistics by category
- Import data
- Bimonthly option
- Sync for multiple users
- Ability to correct balance
- Fix for lost data
- Fix for individual account forecasts
- Fix for date chooser bug
- Support for multiple accounts
- Update for multiple accounts
- Ability to import
- Bimonthly option
- Sync between installs
Balance Forecasting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Balance Guide
No in-app purchases
Balance Forecasting
No in-app purchases
Questions
Is Balance Guide free?
Is Balance Forecasting free?
Which has better reviews, Balance Guide or Balance Forecasting?
Do Balance Guide or Balance Forecasting have ads?
Which is updated more often, Balance Guide or Balance Forecasting?
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