Comparison

Balance Guide vs FlexBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance Guide

This app helps you manage your money by tracking expenses, forecasting bills, and visualizing your financial status. It offers features like multiple account management, recurring transactions, and customizable categories to simplify budgeting and financial planning.

Highlights
  • Multiple account management
  • Recurring transaction setup
  • Visual financial overview
  • Customizable expense categories
  • PIN security
  • Instant balance corrections
Features
Currently charting
Read full description

Take Control of Your Finances with Balance Guide! Balance Guide is your go-to money management tool, designed to simplify financial planning and budgeting. Whether you're managing multiple accounts or just trying to get a handle on monthly expenses, our user-friendly app makes it easy to keep track of your finances. Key Features: - Multiple Account Management: Easily transfer funds and view account summaries at a glance. - Recurring Transactions: Set up automatic transactions for accurate financial forecasting. - Visual Financial Overview: Use pie charts and graphs to visualize your budget and financial status. - Backup & Restore: Securely backup and restore your data using Dropbox integration. - Customizable Categories: Create and manage categories like "Utility Bills" to organize your transactions. - Interactive Tutorial & Help Pages: Get started quickly with an introductory walkthrough and detailed help pages for additional support. - PIN Security: Safeguard your financial information with built-in security measures. - Instant Balance Corrections: Adjust your balance on the fly without the need to input each transaction manually. With Balance Guide, you can see where your money is going, plan ahead for upcoming bills, and ultimately save more. Start mastering your finances today!

About

FlexBudget

This app helps you take control of your finances by automatically syncing transactions from over 12,000 financial institutions. It offers flexible budgeting options, allowing you to customize dates, categories, and transaction rules to match your unique financial style.

Highlights
  • Connect over 12,000 financial institutions
  • Customizable budget dates (weekly, monthly, custom)
  • Track spending and savings categories
  • Create automatic transaction rules
  • Personalized budget categories
  • Plan and track future transactions
Features
Read full description

FlexBudget: Your Complete Budgeting Companion Take control of your finances and make budgeting easier with FlexBudget! Connect with over 12,000 financial institutions to automatically sync your transactions and account balances, so your budget is always up to date. FlexBudget adapts to your needs with unique features that let you customize your budget in ways that traditional budgeting apps can’t. Key Features: - Connect Financial Accounts Seamlessly link your financial accounts to sync transactions and balances from a vast network of 12,000+ banks and credit unions. Get a real-time overview of your financial health, all in one place. - Custom Budget Dates No more rigid monthly budgets! Set your budget dates to match when you get paid, or customize them based on specific dates. FlexBudget supports weekly, monthly, and even custom timeframes to give you the flexibility to manage your money your way. - Track Spending and Savings Break down your transactions into spending and savings categories, giving you insight into exactly where your money goes. Gain better control over your finances with categorized spending summaries that keep you informed and on track. - Create Transaction Rules Manage transactions on your terms! Set up custom rules to automatically categorize or modify transaction details based on your preferences. From renaming merchants to setting recurring categories, FlexBudget makes sure each transaction reflects your budgeting style. - Customizable Categories Organize your budget with custom categories! Don’t see a category that fits your unique expenses? FlexBudget lets you create, rename, and group categories, so your budget is as personalized as your lifestyle. - Plan Future Transactions Stay prepared with future transactions. Add upcoming expenses or income to get a complete financial picture, and when the transactions sync with your bank, FlexBudget will automatically match them to prevent duplicates. FlexBudget is designed to make managing money easy, flexible, and effective. Whether you're a weekly budgeter or want a more dynamic schedule, FlexBudget has the tools to help you succeed. Try FlexBudget free for the first 30 days. After the trail period, the membership fee will be billed either monthly or annually, depending on which plan you selected. Privacy Policy: https://www.flexbudget.net/privacy-policy Terms of Service: https://www.flexbudget.net/terms

Screenshots

Balance Guide4 screens
FlexBudget4 screens

Verdict

The call

The clearest difference is price: FlexBudget at Free against Balance Guide's $2.99. FlexBudget also leads on rating (5.0 vs 4.5). Balance Guide's advantage is in-app purchases (none vs 2) and update cadence (monthly vs every 7 months). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

FlexBudget is free to download; Balance Guide costs $2.99 up front. FlexBudget sells 2 in-app purchases, starting at $4.99 per month. Balance Guide asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

FlexBudget holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Balance Guide has 15 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Balance Guide ships an update monthly, FlexBudget every 7 months. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard7 real differences · 4 level
Balance Guide versus FlexBudget: the parameters behind the verdict, then further details
ParameterBalance GuideFlexBudget
Price$2.99Free — better
Rating4.5 (15 ratings)5.0 (1 ratings) — better
Positive reviews87.2% of reviews—
Number of ratings15 — better1
Update frequencyMonthly — betterEvery 7 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank#197 — better—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better13.4
Further details — not scored
Size31 MB19 MB
Age rating4+4+
DeveloperMindwarp Consultancy LtdFlexBudget

Bugs and requests

Balance Guide

Reported bugs

40 issues
  • Balance goes mad since Jan 19
  • Change of year blip
  • New version won't let correct balance
  • Lost half of stuff in new version
  • Useless now because it doesn't work
Show 35 more
  • Buggy
  • Data accuracy issues
  • Randomly changes cost amounts
  • Similar problem with dates and recurrences
  • Forecast pointless if data is wrong
  • Bug: date chooser chooses day after selected date
  • Only tracks one account
  • No update for multiple accounts for over a month
  • Forecast graph needs EOD Balance
  • End date selector off screen on iPhone 4s
  • Future balance graph not zoomable in portrait
  • UI should keep all screens vertical
  • Downloaded today, and it does not work
  • Tap on icon, splash screen appears, and app closes
  • When I type in costs like $2312, I go back later and look and it is $2
  • Similar problem with dates and recurrances
  • When you sent the date it chooses the day after
  • For instance you choose July 16 in the date chooser and it automatically shows July 17
  • Only tracks one account
  • Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet
  • Buggy
  • When I type in costs like $2312, I go back later and look and it is $2. That only happens some times.
  • Similiar problem with dates and recurrances.
  • When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
  • The forecasts are only based on individual account.
  • The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.
  • Since Jan 19 if I add or change a payment the balance goes mad. Into the minus by several thousand pounds. There seems to be a change of year blip!!!!!
  • The Forecast Graph needs to report on the EOD Balance (days income-outgoing) instead of the Start Balance.
  • On iPhone 4s the end date selector is off screen so very difficult to set. Future balance graph - would be better if zoom able without having to scroll and not just in landscape.
  • Downloaded this today, and it does not work. I tap on the icon, the splash screen appears, and the app closes.
  • Paid for this on the back of great reviews and then realised it only tracks one account, so if you have a current account and a credit card you'll only be able to track one of them. Contacted the developer over a month ago, apparently it's something which is being worked on but no update yet.
  • When I type in costs like $2312, I go back later and look and it is $2. That only happens some times. I can't trust any of the costs. Similiar problem with dates and recurrances.
  • When you sent the date it chooses the day after. For instance you choose July 16 in the date chooser and it automatically shows July 17.
  • The forecasts are only based on individual account. That is useless.
  • The new version won't let you correct your balance. And has lost half of my stuff. It's now useless coz it doesn't work.

Requested features

70 requests
  • Forecast graph to report on EOD Balance instead of Start Balance
  • Confidentiality statement for support requests
  • Option to change payments based on budget/wages
  • Ability to list all months events, not just from today
  • Notification before planned transaction is overdue
Show 65 more
  • Option for part payment (split)
  • Semi-monthly recurrence option
  • Import transactions via CSV
  • Summary list of accounts with balances
  • Sync between installs for multiple devices
  • Zoomable future balance graph in portrait mode
  • Manually change transaction amounts in forecasting
  • Way to clear out what has and has not been paid yet
  • Default setting for future forecast to be today's date
  • Keep all screens vertical in UI
  • Option to change 'only this transaction' or 'change all future transactions'
  • Multi-currency support
  • Alarm for direct debits
  • Statistics on absolute values by category of spend instead of percentages
  • Ability to import data
  • Bimonthly option for income and expenses
  • Sync feature for multiple users (e.g., husband and wife)
  • Dark mode option
  • Advanced analytics dashboard
  • Ability to enter transactions manually instead of automatically
  • Allow changing amount if different without changing original amount
  • Switch between accounts on any page
  • Social media integration (though one user is unsure of its use)
  • More user-friendly interface
  • Adjustments for months with 5 weeks
  • Ability to correct balance
  • Fix for lost data in new version
  • Fix for forecasts only based on individual account
  • Fix for date chooser selecting the day after
  • Support for multiple accounts
  • Update for multiple accounts
  • Ability to import
  • Bimonthly option
  • Sync between installs
  • Forecast graph needs EOD Balance
  • Confidentiality statement for support
  • Change payments based on budget/wages
  • List all months events
  • Notification before planned transaction overdue
  • Part payment option
  • Semi-monthly recurrence
  • CSV import
  • Summary list of accounts
  • Sync between installs
  • Zoomable graph in portrait
  • Manual transaction changes
  • Clear paid/unpaid transactions
  • Default forecast date to today
  • Vertical UI
  • Change reoccurring transactions
  • Multi-currency
  • Direct debit alarms
  • Statistics by category
  • Import data
  • Bimonthly option
  • Sync for multiple users
  • Ability to correct balance
  • Fix for lost data
  • Fix for individual account forecasts
  • Fix for date chooser bug
  • Support for multiple accounts
  • Update for multiple accounts
  • Ability to import
  • Bimonthly option
  • Sync between installs

FlexBudget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Balance Guide

No in-app purchases

2 purchases

FlexBudget

Subscriptions2
  • Monthly Plan1 Month trial$4.991 Month
  • Annual Plan1 Month trial$49.991 Year

Questions

Is Balance Guide free?
Balance Guide costs $2.99, with no in-app purchases.
Is FlexBudget free?
FlexBudget is free to download, with in-app purchases available.
Which has better reviews, Balance Guide or FlexBudget?
FlexBudget is rated higher. Balance Guide averages 4.5 out of 5 from 15 ratings, while FlexBudget averages 5.0 from 1 ratings.
Do Balance Guide or FlexBudget have ads?
Neither Balance Guide nor FlexBudget shows ads.
Which is updated more often, Balance Guide or FlexBudget?
Balance Guide ships an update monthly, and FlexBudget every 7 months. Most recently, Balance Guide was updated on November 1, 2026 and FlexBudget on October 27, 2026.

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