Comparison

MoneyDiary® vs Mirupa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyDiary®

This personal finance app helps you manage money, bills, income, and expenses across various accounts. It offers quick entry, detailed analysis, and secure, private data storage directly on your device.

Highlights
  • Manage income and expenses
  • Track checking and credit accounts
  • Quick entry with auto-copy
  • Spreadsheet-like functions
  • Search payments by name or date
  • Export data to spreadsheets
  • Automatic backup
Features
Currently charting
Read full description

MoneyDiary® 12.0 - 
Manage money, bills, income, expenses, checking and credit accounts, anytime, anywhere, with your personal MoneyDiary®. Why MoneyDiary®? • It works. • 
Easy to Use. •
 Quick Entry. 
 • Full Featured. • Expandable. 
 • Dependable. 
 • Safe, Secure, and Fast. • Affordable. 
 • Reliable. 
 • The first step toward financial freedom. - It works. “I have been using the MoneyDiary® for about 25 years now. The MoneyDiary® has all the basics of data integrity with above and beyond functionality. It is awesome and unique. But what I like the most about the MoneyDiary® is how its design embraces privacy and ease of use, simply by allowing personal customization by each and every customer. I get to make my entries in my own language, using familiar words and phrases that I use every day. It’s great.” - Easy to use. If you know how to use an iPhone® and write checks, you can use the MoneyDiary®. It works in almost any language and currency your iPhone® supports. There are tips and more, if you need it, at www.moneydiarycentral.com. - Quick entry. The NewCopy feature automatically copies a prior entry and updates it with today's date. - Full featured. MoneyDiary® is a stand-alone system. Sure, it tracks cash, checking and credit accounts, but MoneyDiary® has unique features that set it apart from any competitor. 1. It has spreadsheet like functions you normally find only on your desktop. 
 2. You can immediately recall any payment by a partial name, word, or date range. 3. You can view and instantly summarize your bills, income, and expenses, based on any value or combination of values (above and beyond categories). Why move your data to your desktop to analyze or summarize, do it right on your iPhone®, instantly. - Expandable. The Email/Export feature allows you to import all or selected MoneyDiary® entries to a spreadsheet on your laptop or desktop. You may even email an individual entry as a receipt, invoice, or itemized report, all with a simple touch by you. - Dependable. Your MoneyDiary® entries are automatically backed up as part of the System backup when you Sync. - Safe, Secure and Fast. The MoneyDiary® is a native app, meaning it resides on your device and is therefore much faster. You never have to upload your personal financial information to the Internet, making it extremely safe and secure. - Affordable. At 99 cents, need we say more? Substantially less than one missed tax deduction or overdrawn check fee. - Reliable. The MoneyDiary® has been helping homeowners and independent business people make money and benefit from hard earned tax breaks for over 25 years. That's how it got to be so small and powerfully efficient. - The first step toward financial freedom. Ask any Financial Planner, keep a financial diary, the MoneyDiary® is your first step. MoneyDiary® 12.0 Try it, be in control. Take action, buy it today! iPhone® is a trademark of Apple Inc., registered in the U.S. and other countries. MoneyDiary® is a registered trademark of T.A. Esquivel/Withyou Computer Systems.

About

Mirupa

This app helps you track expenses and manage your budget privately on your iPhone. Log purchases quickly, visualize spending, and set budgets without needing a bank login or cloud storage. It offers multi-currency support and is available in 31 languages.

Highlights
  • Fast expense logging with smart suggestions
  • Customizable budget categories
  • Spending forecasts and saving tips
  • Recurring transaction management
  • Beautiful spending charts
  • Multi-currency support
  • 100% offline functionality
Features
Read full description

Mirupa is a fast, private expense tracker and money manager — right on your iPhone. Log a purchase in seconds, see exactly where your money goes, and stay on budget. No bank login, no account, no cloud: your data stays on your device. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet, nothing leaves your phone • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html

Screenshots

MoneyDiary®4 screens
Mirupa4 screens

Verdict

The call

The clearest difference is review sentiment: Mirupa at 100% against MoneyDiary®'s 25%. Mirupa also leads on price (Free vs $0.99) and rating (5.0 vs 2.9). MoneyDiary®'s advantage is in-app purchases (none vs 4) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Mirupa is free to download; MoneyDiary® costs $0.99 up front. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. MoneyDiary® asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Mirupa holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 9 and 2 respectively. Written reviews point the same way: 25% of MoneyDiary®'s written reviews are positive against 100% of Mirupa's.

UpkeepUpdate frequency

MoneyDiary® ships an update every 30 months, Mirupa weekly. Both last shipped on November 1, 2026.

Scorecard10 real differences · 1 level
MoneyDiary® versus Mirupa: the parameters behind the verdict, then further details
ParameterMoneyDiary®Mirupa
Price$0.99Free — better
Rating2.9 (9 ratings)5.0 (2 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings9 — better2
Update frequencyEvery 30 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#197 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12 — better17.2
Further details — not scored
Size2 MB27 MB
Age rating4+12+
DeveloperT.A. Esquivel/Withyou Computer SystemsNguyen SonTung

Customer experience

MoneyDiary®

All ratings9 ratings
Positive44.4%
Neutral0.0%
Negative55.6%
Written reviews8 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Mirupa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MoneyDiary®

No in-app purchases

4 purchases

Mirupa

Subscriptions3
  • Mirupa Premium$1.997 Days
  • Mirupa Premium$3.991 Month
  • Mirupa Premium3 Days trial$19.991 Year
One-time1
  • Mirupa Pro Lifetime$59.99

Questions

Is MoneyDiary® free?
MoneyDiary® costs $0.99, with no in-app purchases.
Is Mirupa free?
Mirupa is free to download, with in-app purchases available.
Which has better reviews, MoneyDiary® or Mirupa?
Mirupa is rated higher. MoneyDiary® averages 2.9 out of 5 from 9 ratings, while Mirupa averages 5.0 from 2 ratings.
Do MoneyDiary® or Mirupa have ads?
Mirupa shows ads; MoneyDiary® does not.
Which is updated more often, MoneyDiary® or Mirupa?
MoneyDiary® ships an update every 30 months, and Mirupa weekly. Most recently, MoneyDiary® was updated on November 1, 2026 and Mirupa on November 1, 2026.

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