Préstamos CLOUD vs Mirupa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Préstamos CLOUD
Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.
- Loan management (daily, weekly, monthly)
- Customer and product management
- Sales and expense tracking
- Interest and default calculation
- User access control
- Legal contract creation
- Daily data backups
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PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/
Mirupa
This app helps you track expenses and manage your budget privately on your iPhone. Log purchases quickly, visualize spending, and set budgets without needing a bank login or cloud storage. It offers multi-currency support and is available in 31 languages.
- Fast expense logging with smart suggestions
- Customizable budget categories
- Spending forecasts and saving tips
- Recurring transaction management
- Beautiful spending charts
- Multi-currency support
- 100% offline functionality
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Mirupa is a fast, private expense tracker and money manager — right on your iPhone. Log a purchase in seconds, see exactly where your money goes, and stay on budget. No bank login, no account, no cloud: your data stays on your device. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet, nothing leaves your phone • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html
Screenshots
Verdict
The clearest difference is rating: Mirupa at 5.0 against Préstamos CLOUD's 4.4. Préstamos CLOUD's advantage is ads (none vs shown) and ratings volume (22 vs 2). On price, review sentiment, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month and Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Mirupa holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Préstamos CLOUD has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Préstamos CLOUD ships an update fortnightly, Mirupa weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Préstamos CLOUD | Mirupa |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (22 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 22 — better | 2 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | #187 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.2 |
| Further details — not scored | ||
| Size | 47 MB | 27 MB |
| Age rating | 4+ | 12+ |
| Developer | CLOUD SERVICES INTERNATIONAL LLC | Nguyen SonTung |
Customer experience
Préstamos CLOUD
Mirupa
In-app purchases
Préstamos CLOUD
- Plan eco$14.991 Month
- PLAN EMPRENDEDOR2 variants$19.991 Month
- PLAN BRONCE$29.991 Month
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- PLAN PLATA$49.991 Month
- PLAN ORO$89.991 Month
- Plan eco anual$161.991 Year
- PLAN EMPRENDEDOR ANUAL$214.991 Year
- PLAN BRONCE ANUAL$324.991 Year
- PLAN PLATA ANUAL$539.001 Year
- PLAN GOLD ANUAL$969.991 Year
Mirupa
- MoneyMan Premium$1.997 Days
- MoneyMan Premium$3.991 Month
- MoneyMan Premium3 Days trial$19.991 Year
- MoneyMan Pro Lifetime$59.99
Questions
Is Préstamos CLOUD free?
Is Mirupa free?
Which has better reviews, Préstamos CLOUD or Mirupa?
Do Préstamos CLOUD or Mirupa have ads?
Which is updated more often, Préstamos CLOUD or Mirupa?
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