Comparison

Móvil APAP vs Mirupa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Móvil APAP

Manage your finances and perform transactions easily from your mobile device. Open new accounts, apply for credit cards, and pay bills on the go. Access your financial information securely and conveniently.

Highlights
  • Open new accounts
  • Apply for credit cards
  • Digital debit card activation
  • Secure login with biometrics
  • Pay bills and recharge phones
  • Locate branches and ATMs
  • Loyalty program and rewards
Features
Read full description

¡Bienvenidos a Móvil APAP!  Descarga la aplicación móvil de tu Asociación Popular de Ahorros y Préstamos para que estés siempre conectado con tus planes financieros y dispongas de más tiempo para estar cerca de los tuyos, mientras realizas transacciones de manera sencilla en tu celular o tableta. Conoce todo lo que puedes hacer a través de Móvil APAP:  - Hazte cliente. - Programa de confianza SOMOS APAP. - Solicitud de Tarjetas de Crédito, opción disponible para clientes de APAP. Restricciones aplican.  - Activación de la nueva Débito Digital APAP, opción disponible para clientes con Cuenta de Ahorro Digital. Restricciones aplican.  - Apertura de Cuenta de Ahorro Digital, opción disponible para clientes de APAP. Restricciones aplican.  - Acceso rápido mediante pin, huella o reconocimiento facial.  - Autorización de transacciones a través reconocimiento de huella, facial o con el PIN Mi Llave APAP,  - Solicita tu acceso a Móvil APAP y APAPenlíne@ a través de la aplicación.  - Activa o bloquea temporalmente tus Tarjetas de Crédito APAP en caso de que lo necesites.  - Paga a tiempo tus facturas de servicios, impuestos y recarga tus celulares.  - Ubica nuestras sucursales, Cajeros APAP y Cajeros de UNARED.  - Reporta tus viajes para que puedas disfrutarlo tranquilamente.  - Solicita asesoría o pre-calificación para tus necesidades financieras y recibe asistencia inmediata a través de ChatAPAP.  - Conoce los Ceritos acumulados en tu Plan de Lealtad y solicita el canje de los mismos para ahorrar más o pagar tus Tarjetas de Crédito APAP. - Monitorea el progreso de tus metas de ahorro con los gráficos de comportamiento de tus balances al final de cada mes en tus Cuentas de Ahorro APAP.  - Realiza consumos inteligentes con tus Tarjetas de Crédito APAP, monitoreando tus gastos mensualmente.  - Revisa tus movimientos y transacciones en todos tus productos APAP.  - Administra de manera sencilla tu lista de beneficiarios para transacciones financieras.  - Consulta las tasas de productos y servicios APAP para que puedas elaborar tus planes y metas.  - Si aún no eres cliente de APAP, puedes realizar solicitud para que te acompañemos en cada uno de tus planes.

About

Mirupa

This app helps you track expenses and manage your budget privately on your iPhone. Log purchases quickly, visualize spending, and set budgets without needing a bank login or cloud storage. It offers multi-currency support and is available in 31 languages.

Highlights
  • Fast expense logging with smart suggestions
  • Customizable budget categories
  • Spending forecasts and saving tips
  • Recurring transaction management
  • Beautiful spending charts
  • Multi-currency support
  • 100% offline functionality
Features
Read full description

Mirupa is a fast, private expense tracker and money manager — right on your iPhone. Log a purchase in seconds, see exactly where your money goes, and stay on budget. No bank login, no account, no cloud: your data stays on your device. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet, nothing leaves your phone • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html

Screenshots

Móvil APAP4 screens
Mirupa4 screens

Verdict

The call

The clearest difference is review sentiment: Mirupa at 100% against Móvil APAP's 39%. Mirupa also leads on rating (5.0 vs 4.3). Móvil APAP's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. Móvil APAP asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Mirupa holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Móvil APAP has 286 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 39% of Móvil APAP's written reviews are positive against 100% of Mirupa's.

UpkeepUpdate frequency

Móvil APAP ships an update fortnightly, Mirupa weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Móvil APAP versus Mirupa: the parameters behind the verdict, then further details
ParameterMóvil APAPMirupa
PriceFreeFree
Rating4.3 (286 ratings)5.0 (2 ratings) — better
Positive reviews38.9% of reviews100.0% of reviews — better
Number of ratings286 — better2
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better17.2
Further details — not scored
Size357 MB27 MB
Age rating4+12+
DeveloperASOCIACION POPULAR DE AHORROS Y PRESTAMOSNguyen SonTung

Customer experience

Móvil APAP

All ratings286 ratings
Positive81.1%
Neutral5.9%
Negative12.9%
Written reviews54 reviews
Positive38.9%
Neutral7.4%
Negative53.7%

Mirupa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Móvil APAP

No in-app purchases

4 purchases

Mirupa

Subscriptions3
  • MoneyMan Premium$1.997 Days
  • MoneyMan Premium$3.991 Month
  • MoneyMan Premium3 Days trial$19.991 Year
One-time1
  • MoneyMan Pro Lifetime$59.99

Questions

Is Móvil APAP free?
Móvil APAP is free to download, with no in-app purchases.
Is Mirupa free?
Mirupa is free to download, with in-app purchases available.
Which has better reviews, Móvil APAP or Mirupa?
Mirupa is rated higher. Móvil APAP averages 4.3 out of 5 from 286 ratings, while Mirupa averages 5.0 from 2 ratings.
Do Móvil APAP or Mirupa have ads?
Mirupa shows ads; Móvil APAP does not.
Which is updated more often, Móvil APAP or Mirupa?
Móvil APAP ships an update fortnightly, and Mirupa weekly. Most recently, Móvil APAP was updated on October 23, 2026 and Mirupa on October 24, 2026.

Other comparisons