Expense Tracker vs Mirupa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
Read full descriptionHide full description
Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
Mirupa
This app helps you track expenses and manage your budget privately on your iPhone. Log purchases quickly, visualize spending, and set budgets without needing a bank login or cloud storage. It offers multi-currency support and is available in 31 languages.
- Fast expense logging with smart suggestions
- Customizable budget categories
- Spending forecasts and saving tips
- Recurring transaction management
- Beautiful spending charts
- Multi-currency support
- 100% offline functionality
Read full descriptionHide full description
Mirupa is a fast, private expense tracker and money manager — right on your iPhone. Log a purchase in seconds, see exactly where your money goes, and stay on budget. No bank login, no account, no cloud: your data stays on your device. TRACK IN SECONDS • Add income and expenses with a built-in calculator keypad • Smart suggestions fill in amount and category as you type ("Coffee 50k" — done) • Custom categories: add, rename, or hide categories to match your life • Attach photos and notes to any transaction BUDGETS THAT KEEP YOU HONEST • Set monthly budgets per category and watch your progress • Get insights before you overspend — spending forecasts and saving tips, computed 100% on your device BILLS & RECURRING • Set up recurring transactions for rent, subscriptions, and salary • They post themselves on the right day — never forget a bill again SEE THE FULL PICTURE • Beautiful charts of your spending by category, month, and account • Multiple accounts and wallets — cash, cards, savings • Track debts and loans, both directions MULTI-CURRENCY • 170+ currencies with exchange rates • Perfect for travel or earning in one currency and spending in another PRIVATE BY DESIGN • 100% offline — works without internet, nothing leaves your phone • Lock the app with Face ID or Touch ID • No sign-up, no ads following you around the web IN YOUR LANGUAGE • Available in 31 languages, switchable in-app Download Mirupa free and take control of your money today. — PREMIUM SUBSCRIPTION — Mirupa offers an optional auto-renewable Premium subscription unlocking all current and future premium features (unlimited budgets, no ads, and more): • Weekly • Monthly • Yearly Prices are shown in the app and may vary by region. • Payment is charged to your Apple ID at confirmation of purchase. • Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account is charged for renewal within 24 hours prior to the end of the current period. • Any unused portion of a free trial is forfeited when you purchase a subscription that includes one. • Manage or cancel your subscription anytime in your Apple ID Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bmit-mob.web.app/privacy-policy.html
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Mirupa's shown. Expense Tracker also leads on ratings volume (886 vs 2). Mirupa's advantage is review sentiment (100% vs 83%) and rating (5.0 vs 4.8). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month and Mirupa sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Mirupa holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 886 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of Expense Tracker's written reviews are positive against 100% of Mirupa's.
Expense Tracker ships an update every 2 weeks, Mirupa weekly. Both last shipped on October 24, 2026.
| Parameter | Expense Tracker | Mirupa |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (886 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 82.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 886 — better | 2 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 17.2 — better |
| Further details — not scored | ||
| Size | 53 MB | 27 MB |
| Age rating | 4+ | 12+ |
| Developer | Florian Vates | Nguyen SonTung |
Customer experience
Expense Tracker
Mirupa
Bugs and requests
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
Show 1 moreShow fewer
- Dark mode option
Mirupa
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
Show 14 moreShow fewer
- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year
Mirupa
- MoneyMan Premium$1.997 Days
- MoneyMan Premium$3.991 Month
- MoneyMan Premium3 Days trial$19.991 Year
- MoneyMan Pro Lifetime$59.99









