Clover vs SumUp US
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Clover
Discover and support local businesses while earning rewards. Place mobile orders for pickup and skip the line at participating establishments. Easily collect points for perks with a simple first-name mention.
- Earn rewards at local businesses
- Collect points for perks
- Place mobile orders for pickup
- Skip the line
- Check into participating spots
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About the app : Clover lets you place orders, book appointments, and earn rewards at your favorite local businesses. The new and improved Clover app makes supporting local businesses faster and more rewarding. Whether grabbing a quick coffee, booking your next salon appointment, or shopping, you can now discover and transact with local spots all in one place. How it works: - Discover local favorites: Explore a wide variety of local food, retail, and service businesses. Use our new interactive Map View or proximity-based feed to easily find the best spots near you. - Order and book ahead: Skip the line with mobile ordering for pickup and delivery, or instant scheduling for your next appointment. - Earn and burn points: Earning rewards is easier than ever. Track your points and find ways to instantly redeem them. - Orders appointments: Keep track of your activity with each business. Easily view past orders and check upcoming bookings. - Seamless checkout: Securely save your preferred credit cards for faster payments, or use Google Pay and Apple Pay.
SumUp US
Discover local businesses and earn rewards effortlessly. Track your points, get notified of new rewards, and manage your loyalty programs all in one place. Simply use your phone number to sign in and start earning.
- Discover nearby businesses
- Track loyalty points
- Earn rewards automatically
- Receive reward notifications
- Sign in with phone number
- View business details
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SumUp (formerly known as Fivestars) puts rewards from the businesses you love right in your pocket. Discover great places nearby, keep all your points in one place, and know the moment a new reward is ready. Simply use your phone number to earn points and unlock rewards at thousands of businesses nationwide. With SumUp, you can: - Sign in with your phone number - See your points, rewards, and program details in one place - Find great local businesses on the map - Check business descriptions and hours, call ahead, or get directions - Get instant notifications when you earn points and rewards Enjoying SumUp? Take a moment to rate the app and help more people discover rewarding ways to shop local. Need help? Contact us at support-usa@sumup.com.
Screenshots
Verdict
The clearest difference is rating: Clover at 4.9 against SumUp US's 4.0. Clover also leads on monetization model (free vs free with in-app purchases) and ratings volume (53K vs 2.5K). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Clover holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Clover has 53K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 24% of Clover's written reviews are positive against 29% of SumUp US's, so the app with the better star average is not the one people write more warmly about.
Clover ships an update every 3 weeks, SumUp US every 2 weeks. Both last shipped on October 19, 2026.
| Parameter | Clover | SumUp US |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (53K ratings) — better | 4.0 (2.5K ratings) |
| Positive reviews | 24.1% of reviews | 29.1% of reviews — better |
| Number of ratings | 53K — better | 2.5K |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Best chart rank | #182 — better | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.2 — better | 16.0 |
| Further details — not scored | ||
| Size | 28 MB | 94 MB |
| Age rating | 17+ | 12+ |
| Developer | Clover Network, Inc. | FiveStars Loyalty |
Customer experience
Clover
SumUp US
User reviews
Clover
From 53K App Store ratingsWhat we love
- 💯 Awesome customer service
- 🌟 Great products and selection
- 🤝 Friendly and knowledgeable staff
- 🏆 Best in the area
- 🙌 Convenient ordering and rewards
Room to improve
- 🐛 Technical issues with the app
- ⚠️ Unreliable rewards program
- 🤔 Confusing or limited functionality
- 🕰️ Slow or unresponsive app
- 🔒 Privacy and security concerns
SumUp US
From 2.5K App Store ratingsWhat we love
- 👍 Excellent customer service
- 💡 Convenient rewards program
- 🚀 Easy to use app
- 🚀 Helpful for finding local businesses
Room to improve
- 🐛 Login/sign-up issues
- 🐛 Unreliable points tracking
- 🐛 Frequent app crashes
- 🐛 Lack of functionality
Bugs and requests
Clover
Reported bugs
5 issues- Points disappearing from account
- Inability to remove items from cart
- Accounts being deleted unexpectedly
- Ordering issues due to app updates
- Verification email not working
Requested features
5 requests- Ability to view order history
- Option to save favorite locations
- Easier way to redeem rewards
- Integration with mobile wallets
- Better customer support channels
SumUp US
Reported bugs
3 issues- Unable to receive verification codes
- Rewards not properly credited
- Inconsistent app behavior across devices
Requested features
4 requests- Ability to view past transactions and points history
- Improved notification system
- More customization options
- Better integration with merchant systems
In-app purchases
Clover
No in-app purchases
SumUp US
No in-app purchases
