SumUp US vs Spencer’s Nation
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SumUp US
Discover local businesses and earn rewards effortlessly. Track your points, get notified of new rewards, and manage your loyalty programs all in one place. Simply use your phone number to sign in and start earning.
- Discover nearby businesses
- Track loyalty points
- Earn rewards automatically
- Receive reward notifications
- Sign in with phone number
- View business details
Read full descriptionHide full description
SumUp (formerly known as Fivestars) puts rewards from the businesses you love right in your pocket. Discover great places nearby, keep all your points in one place, and know the moment a new reward is ready. Simply use your phone number to earn points and unlock rewards at thousands of businesses nationwide. With SumUp, you can: - Sign in with your phone number - See your points, rewards, and program details in one place - Find great local businesses on the map - Check business descriptions and hours, call ahead, or get directions - Get instant notifications when you earn points and rewards Enjoying SumUp? Take a moment to rate the app and help more people discover rewarding ways to shop local. Need help? Contact us at support-usa@sumup.com.
Spencer’s Nation
Join a loyalty program to earn free items and exclusive rewards with every purchase. Track your progress, manage your account, and access member-only perks and in-app deals.
- Earn free items and rewards
- Track purchase progress
- Manage account and view activity
- Access member-only perks
- VIP access to exclusive deals
Read full descriptionHide full description
Your fav store has an app! Download the app and join Spencer’s Nation to start earning free items and exclusive rewards with every qualifying purchase. • Track your progress toward earning free items for the merch you love, like jewelry & tees. • Manage your account to access and view activity, rewards, punches and more. • Enjoy members-only perks and get VIP access to in-app exclusive deals and offers available only to Spencer’s Nation members.
Screenshots
Verdict
The clearest difference is rating: SumUp US at 4.0 against Spencer’s Nation's 2.1. SumUp US also leads on review sentiment (29% vs 11%) and ratings volume (2.5K vs 327). Spencer’s Nation's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SumUp US holds the better App Store score, 4.0 against 2.1. That said, the two scores are not equally well evidenced: SumUp US has 2.5K ratings behind it against 327, so its average is the more settled of the two. Written reviews point the same way: 29% of SumUp US's written reviews are positive against 11% of Spencer’s Nation's.
SumUp US ships an update every 2 weeks, Spencer’s Nation monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | SumUp US | Spencer’s Nation |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2.5K ratings) — better | 2.1 (327 ratings) |
| Positive reviews | 29.1% of reviews — better | 10.5% of reviews |
| Number of ratings | 2.5K — better | 327 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 73 MB |
| Age rating | 12+ | 12+ |
| Developer | FiveStars Loyalty | spencer's |
Customer experience
SumUp US
Spencer’s Nation
User reviews
SumUp US
From 2.5K App Store ratingsWhat we love
- 👍 Excellent customer service
- 💡 Convenient rewards program
- 🚀 Easy to use app
- 🚀 Helpful for finding local businesses
Room to improve
- 🐛 Login/sign-up issues
- 🐛 Unreliable points tracking
- 🐛 Frequent app crashes
- 🐛 Lack of functionality
Spencer’s Nation
From 327 App Store ratingsWhat we love
- 🤗 Helpful for tracking rewards
- 📦 Convenient digital punch cards
- 🙌 Appreciative of the app
Room to improve
- 🐛 Login and account issues
- 🤔 Pointless app with limited functionality
- 🛒 Can't shop or access online store
- 🕰️ Expiration dates on rewards
- 💻 Redirects to website instead of in-app shopping
Bugs and requests
SumUp US
Reported bugs
3 issues- Unable to receive verification codes
- Rewards not properly credited
- Inconsistent app behavior across devices
Requested features
4 requests- Ability to view past transactions and points history
- Improved notification system
- More customization options
- Better integration with merchant systems
Spencer’s Nation
Reported bugs
4 issues- Login information not working
- Password reset issues
- Verification codes not being sent
- App freezing and crashing
Requested features
3 requests- Ability to shop directly in the app
- Fix login and account creation problems
- Improve app functionality beyond just rewards
In-app purchases
SumUp US
No in-app purchases
Spencer’s Nation
No in-app purchases
