Comparison

First Source vs Access FCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Source

Manage your finances on the go with this free mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs securely. Features include aggregated accounts, card controls, and secure messaging.

Highlights
  • Manage accounts and cards
  • View balances and transactions
  • Transfer money
  • Pay bills and friends
  • Deposit checks
  • Find branches and ATMs
  • Aggregated accounts
  • Card controls
Features
Read full description

First Source Federal Credit Union’s free mobile banking application. Bank 24/7 Manage accounts and cards, view balances and transactions, transfer money, pay bills, pay friends, deposit checks, find branches and ATMs, and see your full financial picture. Safe and Secure First Source uses strong data encryption, ensuring secure communication through all mobile service providers. Robust registration process is designed to prevent unauthorized access, which includes multiple two-factor authentication mechanisms to verify user identity before performing high-risk transactions. Lock out triggers safeguard accounts when there is suspicious activity, and all authentication events are logged and reported. Security measures block unauthorized access and protect your data, no matter how you access your accounts. Free All First Source members may use our Mobile Application at no charge. Your wireless provider’s messaging and data rates may apply. What’s new in this version • Aggregated Accounts • Pay a Person • Card Controls • Secure Message Center

About

Access FCU Mobile Banking

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your device. Locate branches and ATMs easily.

Highlights
  • Check account balances
  • Search recent transactions
  • Make transfers between accounts
  • Pay bills on the go
  • Deposit checks (iPhone only)
  • Find nearby branches and ATMs
Features
Read full description

Start banking wherever you are with Access Federal Credit Union Mobile Banking for iPhone and iPad! Available to all AFCU online banking customers, Access FCU Mobile Banking allows you to check balances, make transfers, pay bills, find locations and more. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills -Easily pay bills anytime on the fly. Deposits -Deposit Checks right from your iPhone (this service is not yet available for iPad). Locations - Find nearby Branches and ATMs. Additionally, you can search by zip code or address. To learn how we protect your privacy, please visit http://www.accessfcu.org/site/privacy.html

Screenshots

First Source4 screens
Access FCU Mobile Banking4 screens

Verdict

The call

First Source and Access FCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 79% of Access FCU Mobile Banking's written reviews are positive against 39% of First Source's. First Source's advantage is update cadence (monthly vs every 4 months) and ratings volume (5.9K vs 1.4K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for First Source against 4.8 for Access FCU Mobile Banking. Both are backed by a comparable volume of ratings — 5.9K and 1.4K respectively. Written reviews are what separate them: 39% of First Source's written reviews are positive against 79% of Access FCU Mobile Banking's.

UpkeepUpdate frequency

First Source ships an update monthly, Access FCU Mobile Banking every 4 months. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
First Source versus Access FCU Mobile Banking: the parameters behind the verdict, then further details
ParameterFirst SourceAccess FCU Mobile Banking
PriceFreeFree
Rating4.8 (5.9K ratings) — better4.8 (1.4K ratings)
Positive reviews39.0% of reviews79.4% of reviews — better
Number of ratings5.9K — better1.4K
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size126 MB103 MB
Age rating4+4+
DeveloperFirst Source Federal Credit UnionAccess Federal Credit Union

Customer experience

First Source

All ratings5,918 ratings
Positive96.4%
Neutral1.6%
Negative2.0%
Written reviews59 reviews
Positive39.0%
Neutral6.8%
Negative54.2%

Access FCU Mobile Banking

All ratings1,315 ratings
Positive95.1%
Neutral2.2%
Negative2.7%
Written reviews34 reviews
Positive79.4%
Neutral5.9%
Negative14.7%

User reviews

First Source

From 5.9K App Store ratings

What we love

  • ⭐ Excellent service
  • 💻 Convenient mobile app
  • 🏦 Community-focused credit union
  • 🤝 Helpful staff

Room to improve

  • 🐛 Frequent crashes and stability issues
  • 📱 Compatibility problems on certain devices
  • 🔒 Security and login issues
  • 🔄 Inconsistent app updates

Access FCU Mobile Banking

From 1.4K App Store ratings

What we love

  • 👍 Easy banking
  • 🚀 Fast and convenient
  • 💳 Useful features like bill pay and mobile deposit

Room to improve

  • 🐛 Frequent application errors and crashes
  • 🔒 Account lockdowns and lack of support
  • 📸 Poor mobile check deposit quality

Bugs and requests

First Source

Reported bugs

3 issues
  • Unable to log in after recent update
  • Check deposit feature not working consistently
  • Accounts not syncing properly

Requested features

4 requests
  • Landscape mode support for iPad
  • Improved transaction details and search
  • Real-time balance updates
  • Apple Pay integration

Access FCU Mobile Banking

Reported bugs

2 issues
  • Inability to access the app for days at a time
  • Unreliable mobile check deposit

Requested features

2 requests
  • Improved account security and fraud prevention
  • Better communication and customer support

In-app purchases

None

First Source

No in-app purchases

None

Access FCU Mobile Banking

No in-app purchases

Questions

Is First Source free?
First Source is free to download, with no in-app purchases.
Is Access FCU Mobile Banking free?
Access FCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, First Source or Access FCU Mobile Banking?
First Source is rated higher. First Source averages 4.8 out of 5 from 5.9K ratings, while Access FCU Mobile Banking averages 4.8 from 1.4K ratings.
Do First Source or Access FCU Mobile Banking have ads?
Neither First Source nor Access FCU Mobile Banking shows ads.
Which is updated more often, First Source or Access FCU Mobile Banking?
First Source ships an update monthly, and Access FCU Mobile Banking every 4 months. Most recently, First Source was updated on October 20, 2026 and Access FCU Mobile Banking on October 21, 2026.

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