AmFirst Digital Banking vs Legacy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmFirst Digital Banking
Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.
- View account balances
- Mobile check deposit
- Fund transfers
- Credit card access
- ATM/Branch locator
- Snapshot balance view
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Access your America's First Federal Credit Union (AmFirst) accounts on the go with Digital Banking. See balances, make deposits and find the nearest branch or ATM with GPS powered search. The Snapshot feature allows you to quickly and safely check your account balances and see your last five transactions without having to sign in. You can access your credit card information, sign up for estatements, make payments, deposit a check and transfer between accounts.
Legacy
Manage your finances on the go with this mobile banking application. Easily view account balances, make payments, transfer funds, and deposit checks. The app also allows you to apply for new accounts, locate branches, and monitor your credit score.
- View account balances and export statements
- Pay bills and manage loans
- Activate debit/credit cards and add to mobile wallet
- Transfer funds between accounts
- Enable alerts and push notifications
- Monitor credit score
- Secure in-app chat support
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All new app - We Craft Financial Solutions Banking is easier than ever with the Legacy Credit Union Mobile Banking app! Access all of your accounts on the go! Sign-in is quick and you can breeze through payments, transfers, check deposits and more with just a few taps. Enjoy a 360 view of your relationship with Legacy, including accounts which you are a joint owner. Apply for new accounts, become a member, or locate your nearest branch or ATM. FEATURES: - View balances and export statements - Pay bills and take care of loans - Activate a debit or credit card and add to your mobile wallet - Move money with ease - Stay informed when you enable alerts and purchase notifications - Enable push notifications to keep you up to date - Instantly lock your cards from anywhere - Get answers via secure chat within the app - Monitor your credit score from any device - Setup and transfer funds from your accounts at other institutions Download the app for a better way to manage your money with Legacy. Contact Us www.legacycreditunion.com 205-930-5000 @LegacyCU
Screenshots
Verdict
The clearest difference is rating: AmFirst Digital Banking at 4.9 against Legacy's 3.5. AmFirst Digital Banking also leads on ratings volume (42K vs 8). Legacy's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmFirst Digital Banking holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 73% of AmFirst Digital Banking's written reviews are positive against 70% of Legacy's.
AmFirst Digital Banking ships an update monthly, Legacy every 2 months. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.
| Parameter | AmFirst Digital Banking | Legacy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (42K ratings) — better | 3.5 (8 ratings) |
| Positive reviews | 73.1% of reviews — better | 69.6% of reviews |
| Number of ratings | 42K — better | 8 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 178 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | America’s First Federal Credit Union | Legacy Community Federal Credit Union |
Customer experience
AmFirst Digital Banking
Legacy
User reviews
AmFirst Digital Banking
From 42K App Store ratingsWhat we love
- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💰 Helps save money
- 🤝 Great customer service
- 🔒 Secure banking
Room to improve
- 🐛 Frequent app crashes
- 🔍 Difficult to navigate
- ⏱️ Slow transfers
- 🤔 Confusing UI changes
- 🙅♀️ Unreliable mobile deposit
Legacy
From 8 App Store ratingsWhat we love
- 🚀 User-friendly app
- 👍 Easy to navigate
- 👍 Convenient features (transfer money, view credit score)
- 🚀 Improved performance
Room to improve
- 🐛 Biometric login issues
- 🔍 Promotions/offers take up too much screen space
- 🐛 Slow login process
Bugs and requests
AmFirst Digital Banking
Reported bugs
5 issues- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates
Requested features
5 requests- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization
Legacy
Reported bugs
2 issues- Biometric login not working properly
- Slow login process
Requested features
2 requests- Remove chatbot and promotions
- Improve biometric login experience
In-app purchases
AmFirst Digital Banking
No in-app purchases
Legacy
No in-app purchases
Questions
Is AmFirst Digital Banking free?
Is Legacy free?
Which has better reviews, AmFirst Digital Banking or Legacy?
Do AmFirst Digital Banking or Legacy have ads?
Which is updated more often, AmFirst Digital Banking or Legacy?
Other comparisons
