合作金庫銀行 vs MOZE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
合作金庫銀行
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(僅適用iOS 13.0版本以上(含13.0)手機) 即日起,本行網路銀行個人戶可直接使用APP開通行動網銀查詢功能,但若需使用行動網銀交易功能,仍需至本行各營業單位臨櫃申請相關轉帳機制才能使用。 合作金庫銀行提供下列各項便利的服務,建議使用者需安裝至最新作業系統版本: 1.提供本行臺幣存款帳戶餘額及明細查詢、約定及非約定帳戶轉帳、繳交各項公用事業費及稅款、借款查詢及繳款、外匯存款查詢及交易、查詢本行信用卡帳單及繳款、VISA金融卡帳單查詢、基金查詢及交易、智能客服及線上取號等功能。 2.最新消息 提供本行各項業務最新消息。 3.金融資訊 提供本行黃金存摺牌價、外幣匯率、臺/外幣之存/放款利率、票券/債券利率及理財金庫等資訊。 4.線上櫃檯 提供醫療服務、產壽險服務、服務據點、相關線上申請作業及預約投保等服務。 醫療服務:提供合作醫院醫療資訊查詢及繳費功能。 產壽險服務:提供合作產險公司保險資訊查詢及繳費功能。 5.合庫APP使用權限說明: (1)位置:服務據點需使用該權限。 (2)聯絡人:使用手機門號轉帳服務時,可從通訊錄中直接選取轉入方之手機門號需使用該權限。 (3)照片庫:合庫E Pay掃碼功能的讀取圖片需使用該權限。 (4)相機:繳稅費卡款服務使用掃描條碼需使用該權限。 (5)指紋辨識/FACE ID:快速登入/交易需要使用該權限 (6)Siri:智能語音轉帳服務需使用該權限 (7)通知:推播服務功能需使用該權限。 (8)行動數據:網路功能需使用該權限。 (9)電話:撥打分行及客服等服務之電話需使用該權限。 (10)語音辨識:提供智能語音服務AI對話式輸入功能。 (11)麥克風:提供智能語音服務AI對話式輸入功能。 **當你使用本服務,部份功能會需要接收並存取敏感性資料,資料由使用者自行決定是否提供。 敏感性資料包含:身分證字號、使用者代號、密碼、轉帳帳號、信用卡號碼、電話、出生年月日、地址及電子郵件信箱。 **若您要關閉部分權限,本行將無法提供您完整的合庫行動網銀服務。您可於手機裝置中自行設定關閉部分權限,說明如下: 「設定」→「App」→「合作金庫銀行」→中關閉各項權限。 **相關資訊可至本行官網查詢https://www.tcb-bank.com.tw/ 或歡迎來電客服詢問,感謝你! 客服電話:0800-033175, 04-22273131 合作金庫提醒您,建議安裝正版防毒軟體以提昇行動裝置的安全性
MOZE
Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.
- Multi-account and cross-currency bookkeeping
- Budget planning and project grouping
- Detailed statistical and comparison reports
- Credit card management and rewards tracking
- Cryptocurrency tracking
- Taiwan E-invoice integration
- Customizable categories and themes
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MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!
Screenshots
Verdict
The clearest difference is review sentiment: MOZE at 87% against 合作金庫銀行's 27%. 合作金庫銀行's advantage is in-app purchases (none vs 12) and rating (4.7 vs 4.5). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month. 合作金庫銀行 asks for nothing beyond the download.
合作金庫銀行 holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 300 and 67 respectively. Written reviews complicate that: 27% of 合作金庫銀行's written reviews are positive against 87% of MOZE's, so the app with the better star average is not the one people write more warmly about.
合作金庫銀行 ships an update fortnightly, MOZE weekly. The most recent releases landed on September 26, 2026 and September 28, 2026 respectively.
| Parameter | 合作金庫銀行 | MOZE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (300 ratings) — better | 4.5 (67 ratings) |
| Positive reviews | 26.7% of reviews | 86.6% of reviews — better |
| Number of ratings | 300 — better | 67 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 76 MB | 213 MB |
| Age rating | 4+ | 17+ |
| Developer | Taiwan Cooperative Bank | MOZE Co., Ltd. |
Customer experience
合作金庫銀行
MOZE
In-app purchases
合作金庫銀行
No in-app purchases
MOZE
- MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
- MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
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