Comparison

First Northern Mobile Banking vs FNCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Northern Mobile Banking

Manage your finances on the go with this mobile banking app. View account balances and transactions, transfer funds, and locate branches and ATMs. Enjoy secure access to your accounts anytime, anywhere.

Highlights
  • View account balances
  • View recent transactions
  • Transfer funds between accounts
  • Locate branches and ATMs
  • Access 24-hour telephone banking
Read full description

First Northern Bank Mobile Banking from your Apple iOS device. Mobile Banking offers you the ability to view account balances and recent transactions, transfer funds between your accounts, and locate a First Northern Branch and surcharge free ATMs. Our Mobile Banking service provides you with the ultimate in convenience for managing your finances anytime, anywhere from any Apple iOS device! Requirements: Customers must be an active Online Banking user to enroll in Mobile Banking. You can enroll in Online Banking on our website at www.thatsmybank.com. Existing Online Banking users can enroll in Mobile Banking by selecting ‘Mobile Banking’ under the 'Other Services' menu. Your mobile carrier’s text messaging and web charges may apply. Security: Fist Northern Bank’s Mobile Banking service is an extension of the Bank’s Online Banking service. When you login you will use the same security questions, PassMark, and phrases you are accustomed to in Online Banking. The FNB App uses SSL encryption to keep your information secure. Features: • View account balances on all accounts • View recent transactions • Transfer funds between your accounts • Find the nearest branch or surcharge free ATM using your mobile phone’s GPS • Call our 24-hour telephone (TeleBank) service for automated information First Northern Bank, an independent community bank headquartered in Solano County since 1910, serves Solano, Yolo, Sacramento, Placer, Contra Costa County and the west slope of El Dorado County. First Northern has nine full service branches located in Dixon, Davis, West Sacramento, Fairfield, Vacaville, Winters, Woodland, Roseville, and Auburn, and has a full service Trust Department in Sacramento. The Bank also offers 24/7 real estate mortgage loans, SBA loans, and non-FDIC insured Investment & Brokerage Services at each branch location. First Northern’s Real Estate Mortgage Loan office is located in Davis, and real estate loan representatives are available to meet customers at any of the Bank’s branches by appointment. The Bank specializes in relationship banking and employs experts in the area of small business, commercial, agribusiness, and real estate lending, as well as wealth management, and is rated as a “Superior” 5-Star Bank by BauerFinancial Inc. (www.bauerfinancial.com). The Bank can be found on the Web at www.thatsmybank.com.

About

FNCU Mobile

Manage your finances on the go with this secure mobile banking solution. Easily pay bills, transfer funds, deposit checks, and control your debit card. Access account balances and recent transactions anytime, anywhere.

Highlights
  • Bill and person payments
  • Debit card on/off toggle
  • Mobile check deposit
  • Account balance viewing
  • Transaction history
  • Fund transfers
  • Branch and ATM locator
Features
Read full description

With the First Northern Credit Union Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends • Turn your debit card on/off with the tap of a button • Deposit checks • View your account balances • View recent transactions • Transfer funds • Locate a branch or ATM • Contact our Member Service Team Security is our priority. Rest assured that your personal information is kept safe!

Screenshots

First Northern Mobile Banking4 screens
FNCU Mobile4 screens

Verdict

The call

First Northern Mobile Banking and FNCU Mobile both sit at 4.6 stars, but that hides the real split: 87% of First Northern Mobile Banking's written reviews are positive against 40% of FNCU Mobile's. FNCU Mobile's advantage is iOS requirement (14.7 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNCU Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 714 and 1.3K respectively. Written reviews complicate that: 87% of First Northern Mobile Banking's written reviews are positive against 40% of FNCU Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
First Northern Mobile Banking versus FNCU Mobile: the parameters behind the verdict, then further details
ParameterFirst Northern Mobile BankingFNCU Mobile
PriceFreeFree
Rating4.6 (714 ratings)4.8 (1.3K ratings) — better
Positive reviews86.5% of reviews — better40.0% of reviews
Number of ratings7141.3K — better
Update frequencyEvery 5 monthsEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.7 — better
Further details — not scored
Size32 MB104 MB
Age rating4+4+
DeveloperFirst Northern Bank of DixonFirst Northern Credit Union

Customer experience

First Northern Mobile Banking

All ratings628 ratings
Positive90.3%
Neutral3.2%
Negative6.5%
Written reviews215 reviews
Positive86.5%
Neutral4.2%
Negative9.3%

FNCU Mobile

All ratings1,163 ratings
Positive94.5%
Neutral2.2%
Negative3.3%
Written reviews25 reviews
Positive40.0%
Neutral4.0%
Negative56.0%

User reviews

First Northern Mobile Banking

From 714 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient features
  • 🔒 Secure banking
  • 🚀 Intuitive navigation
  • 👍 Reliable performance

Room to improve

  • 🐛 Issues with mobile deposit
  • 🐛 Occasional app crashes
  • 🐛 Slow balance updates
  • 🐛 Cumbersome interface

FNCU Mobile

From 1.3K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Convenient banking services
  • 👍 Helpful staff

Room to improve

  • 🐛 Buggy app with frequent crashes
  • 🔍 Limited functionality compared to other banking apps
  • 🔍 Outdated and rarely updated
  • 🔍 Frustrating navigation and user experience
  • 🐛 Face ID/login issues

Bugs and requests

First Northern Mobile Banking

Reported bugs

3 issues
  • Accounts mysteriously disappearing from app
  • Mobile deposit function crashing
  • Difficulty aligning checks for mobile deposit

Requested features

4 requests
  • Debit card on/off switch
  • Improved mobile deposit functionality
  • Faster balance updates
  • Simplified navigation

FNCU Mobile

Reported bugs

3 issues
  • Incorrect account balance updates
  • Frequent app timeouts and login issues
  • Mobile deposit functionality not working properly

Requested features

4 requests
  • Improved app navigation and user experience
  • Integration with popular payment apps (Venmo, Zelle)
  • Increased mobile deposit limits
  • Better account management and transaction visibility

In-app purchases

None

First Northern Mobile Banking

No in-app purchases

None

FNCU Mobile

No in-app purchases

Questions

Is First Northern Mobile Banking free?
First Northern Mobile Banking is free to download, with no in-app purchases.
Is FNCU Mobile free?
FNCU Mobile is free to download, with no in-app purchases.
Which has better reviews, First Northern Mobile Banking or FNCU Mobile?
FNCU Mobile is rated higher. First Northern Mobile Banking averages 4.6 out of 5 from 714 ratings, while FNCU Mobile averages 4.8 from 1.3K ratings.
Do First Northern Mobile Banking or FNCU Mobile have ads?
Neither First Northern Mobile Banking nor FNCU Mobile shows ads.
Which is updated more often, First Northern Mobile Banking or FNCU Mobile?
First Northern Mobile Banking ships an update every 5 months, and FNCU Mobile every 5 months. Most recently, First Northern Mobile Banking was updated on November 1, 2026 and FNCU Mobile on November 2, 2026.

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