Safety Mobile vs Lumo Secure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Safety Mobile
Manage your insurance policies, pay bills, and report claims easily. Access your insurance card, agent information, and claim history. Receive timely alerts for payments and expirations.
- Pay bills
- Report claims
- View insurance card
- Access agent information
- View claim history
- Receive payment alerts
- Find an agent
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Safety Mobile by Safety Insurance Insurance just got a whole lot easier with Safety Mobile right at your fingertips. It gives you access to your Safety Insurance My Account to pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. View the history of your home and auto claims, including your adjuster's contact information, appraisals, and payments by selecting 'Claim History' under My Account. With the Alert Center, we will send you an email or text message when a payment is due, or your license, registration, or inspection expires. * Use Face/Touch ID or the 'Remember Me' switch on the login page to remember both your user name and password. Logging into My Account has never been easier! * Not a Safety Insurance policyholder? That’s OK - use the Find an Agent tool to locate an Independent Agent near you. About Safety Insurance: Safety Insurance is sold exclusively through a network of professional independent agents in Massachusetts, Maine, and New Hampshire. Safety Insurance offers insurance products for your Auto, Home, and Business.
Lumo Secure
Fortify your home with this app, connecting to smart devices for remote monitoring and alerts. View visitors, manage alarm systems, and access HD camera feeds from your smartphone. Enjoy peace of mind with secure cloud storage and motion detection.
- Smart doorbell integration
- Advanced alarm systems
- HD security cameras
- Motion detection & night vision
- Secure cloud storage
- Easy installation
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Welcome to Lumo Secure, the ultimate solution for fortifying your home security. With Lumo Secure, you can transform your house into a fortress of protection, all from the convenience of your smartphone. All you need to get started protecting your space is this app, your Lumo device and Wifi. - Smart Doorbell Integration: Seamlessly connect your smart doorbell to Lumo Secure, enabling you to see and speak to visitors from anywhere. Receive instant notifications when someone is at your door, even if you're miles away. - Advanced Alarm Systems: Customize and control powerful alarm systems tailored to your needs. Receive real-time alerts on your phone if any unusual activity is detected, deterring potential intruders and ensuring the safety of your home. - HD Security Cameras: Monitor your property in high definition with our state-of-the-art security cameras. Watch live feeds, review past recordings, and capture crucial moments, enhancing your vigilance day and night. - Motion Detection & Night Vision: Lumo Secure employs advanced motion detection technology and night vision capabilities, ensuring your home is protected 24/7. Receive instant alerts if motion is detected, even in low-light conditions. - Secure Cloud Storage: Enjoy peace of mind with our secure cloud storage, ensuring your footage is safely stored and accessible anytime, anywhere. Rest easy knowing your valuable data is protected against loss or damage. - Easy Installation & Integration: Our app is designed for effortless setup and seamless integration with a wide range of smart devices. Whether you're tech-savvy or a beginner, Lumo Secure ensures a hassle-free experience. Don't compromise on your family's safety. Choose Lumo Secure and invest in the future of home security. Download the app today and embrace a new era of protection. You can contact us here: support@lumosecure.com
Screenshots
Verdict
The clearest difference is rating: Lumo Secure at 2.5 against Safety Mobile's 1.9. Lumo Secure also leads on iOS requirement (14.0 vs 16.0). Safety Mobile's advantage is update cadence (every 3 months vs every 8 months) and ratings volume (60 vs 17). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lumo Secure holds the better App Store score, 2.5 against 1.9. Both are backed by a comparable volume of ratings — 60 and 17 respectively. Written reviews point the same way: 24% of Safety Mobile's written reviews are positive against 25% of Lumo Secure's.
Safety Mobile ships an update every 3 months, Lumo Secure every 8 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Safety Mobile | Lumo Secure |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (60 ratings) | 2.5 (17 ratings) — better |
| Positive reviews | 23.9% of reviews | 25.0% of reviews — better |
| Number of ratings | 60 — better | 17 |
| Update frequency | Every 3 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 212 MB |
| Age rating | 4+ | 12+ |
| Developer | Safety Insurance Company | AFH Industries Incorporated |
Customer experience
Safety Mobile
Lumo Secure
Bugs and requests
Safety Mobile
Reported bugs
9 issues- System error on login
- App freezes when reporting claims
- App closes when uploading photos for claims
- Login verification loop
- App crashes on sign in
Show 4 moreShow fewer
- App closes after login
- App doesn't remember username
- App sends incorrect payment due notifications
- App doesn't display all covered individuals on insurance card
Requested features
11 requests- Add ability to view policy documents
- Add ability to see policy information
- Add bill payment scheduling
- Add payment history view
- Add pending payment view
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- Add ability to view ID proof
- Improve login process
- Add Touch ID/biometric login
- Add ability to report bugs/suggestions
- Allow saving billing information
- Add mobile payment option
Lumo Secure
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Safety Mobile
No in-app purchases
Lumo Secure
No in-app purchases









