Comparison

Safety Mobile vs Lumo Secure

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Safety Mobile

Manage your insurance policies, pay bills, and report claims easily. Access your insurance card, agent information, and claim history. Receive timely alerts for payments and expirations.

Highlights
  • Pay bills
  • Report claims
  • View insurance card
  • Access agent information
  • View claim history
  • Receive payment alerts
  • Find an agent
Features
Read full description

Safety Mobile by Safety Insurance Insurance just got a whole lot easier with Safety Mobile right at your fingertips. It gives you access to your Safety Insurance My Account to pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. View the history of your home and auto claims, including your adjuster's contact information, appraisals, and payments by selecting 'Claim History' under My Account. With the Alert Center, we will send you an email or text message when a payment is due, or your license, registration, or inspection expires. * Use Face/Touch ID or the 'Remember Me' switch on the login page to remember both your user name and password. Logging into My Account has never been easier! * Not a Safety Insurance policyholder? That’s OK - use the Find an Agent tool to locate an Independent Agent near you. About Safety Insurance: Safety Insurance is sold exclusively through a network of professional independent agents in Massachusetts, Maine, and New Hampshire. Safety Insurance offers insurance products for your Auto, Home, and Business.

About

Lumo Secure

Fortify your home with this app, connecting to smart devices for remote monitoring and alerts. View visitors, manage alarm systems, and access HD camera feeds from your smartphone. Enjoy peace of mind with secure cloud storage and motion detection.

Highlights
  • Smart doorbell integration
  • Advanced alarm systems
  • HD security cameras
  • Motion detection & night vision
  • Secure cloud storage
  • Easy installation
Features
Read full description

Welcome to Lumo Secure, the ultimate solution for fortifying your home security. With Lumo Secure, you can transform your house into a fortress of protection, all from the convenience of your smartphone. All you need to get started protecting your space is this app, your Lumo device and Wifi. - Smart Doorbell Integration: Seamlessly connect your smart doorbell to Lumo Secure, enabling you to see and speak to visitors from anywhere. Receive instant notifications when someone is at your door, even if you're miles away. - Advanced Alarm Systems: Customize and control powerful alarm systems tailored to your needs. Receive real-time alerts on your phone if any unusual activity is detected, deterring potential intruders and ensuring the safety of your home. - HD Security Cameras: Monitor your property in high definition with our state-of-the-art security cameras. Watch live feeds, review past recordings, and capture crucial moments, enhancing your vigilance day and night. - Motion Detection & Night Vision: Lumo Secure employs advanced motion detection technology and night vision capabilities, ensuring your home is protected 24/7. Receive instant alerts if motion is detected, even in low-light conditions. - Secure Cloud Storage: Enjoy peace of mind with our secure cloud storage, ensuring your footage is safely stored and accessible anytime, anywhere. Rest easy knowing your valuable data is protected against loss or damage. - Easy Installation & Integration: Our app is designed for effortless setup and seamless integration with a wide range of smart devices. Whether you're tech-savvy or a beginner, Lumo Secure ensures a hassle-free experience. Don't compromise on your family's safety. Choose Lumo Secure and invest in the future of home security. Download the app today and embrace a new era of protection. You can contact us here: support@lumosecure.com

Screenshots

Safety Mobile4 screens
Lumo Secure4 screens

Verdict

The call

The clearest difference is rating: Lumo Secure at 2.5 against Safety Mobile's 1.9. Lumo Secure also leads on iOS requirement (14.0 vs 16.0). Safety Mobile's advantage is update cadence (every 3 months vs every 8 months) and ratings volume (60 vs 17). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lumo Secure holds the better App Store score, 2.5 against 1.9. Both are backed by a comparable volume of ratings — 60 and 17 respectively. Written reviews point the same way: 24% of Safety Mobile's written reviews are positive against 25% of Lumo Secure's.

UpkeepUpdate frequency

Safety Mobile ships an update every 3 months, Lumo Secure every 8 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Safety Mobile versus Lumo Secure: the parameters behind the verdict, then further details
ParameterSafety MobileLumo Secure
PriceFreeFree
Rating1.9 (60 ratings)2.5 (17 ratings) — better
Positive reviews23.9% of reviews25.0% of reviews — better
Number of ratings60 — better17
Update frequencyEvery 3 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0 — better
Further details — not scored
Size10 MB212 MB
Age rating4+12+
DeveloperSafety Insurance CompanyAFH Industries Incorporated

Customer experience

Safety Mobile

All ratings60 ratings
Positive16.7%
Neutral6.7%
Negative76.7%
Written reviews71 reviews
Positive23.9%
Neutral8.5%
Negative67.6%

Lumo Secure

All ratings17 ratings
Positive35.3%
Neutral0.0%
Negative64.7%
Written reviews8 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

Safety Mobile

Reported bugs

9 issues
  • System error on login
  • App freezes when reporting claims
  • App closes when uploading photos for claims
  • Login verification loop
  • App crashes on sign in
Show 4 more
  • App closes after login
  • App doesn't remember username
  • App sends incorrect payment due notifications
  • App doesn't display all covered individuals on insurance card

Requested features

11 requests
  • Add ability to view policy documents
  • Add ability to see policy information
  • Add bill payment scheduling
  • Add payment history view
  • Add pending payment view
Show 6 more
  • Add ability to view ID proof
  • Improve login process
  • Add Touch ID/biometric login
  • Add ability to report bugs/suggestions
  • Allow saving billing information
  • Add mobile payment option

Lumo Secure

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Safety Mobile

No in-app purchases

None

Lumo Secure

No in-app purchases

Questions

Is Safety Mobile free?
Safety Mobile is free to download, with no in-app purchases.
Is Lumo Secure free?
Lumo Secure is free to download, with no in-app purchases.
Which has better reviews, Safety Mobile or Lumo Secure?
Lumo Secure is rated higher. Safety Mobile averages 1.9 out of 5 from 60 ratings, while Lumo Secure averages 2.5 from 17 ratings.
Do Safety Mobile or Lumo Secure have ads?
Neither Safety Mobile nor Lumo Secure shows ads.
Which is updated more often, Safety Mobile or Lumo Secure?
Safety Mobile ships an update every 3 months, and Lumo Secure every 8 months. Most recently, Safety Mobile was updated on November 1, 2026 and Lumo Secure on November 3, 2026.

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