Comparison

Safety Mobile vs Lowell311

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Safety Mobile

Manage your insurance policies and claims conveniently from your mobile device. Pay bills, report accidents, access insurance cards, and track claim history. Receive important alerts for payments and renewals.

Highlights
  • Pay bills
  • Report claims
  • View insurance card
  • Access claim history
  • Receive payment/renewal alerts
  • Find an agent
Features
Read full description

Safety Mobile by Safety Insurance Insurance just got a whole lot easier with Safety Mobile right at your fingertips. It gives you access to your Safety Insurance My Account to pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. View the history of your home and auto claims, including your adjuster's contact information, appraisals, and payments by selecting 'Claim History' under My Account. With the Alert Center, we will send you an email or text message when a payment is due, or your license, registration, or inspection expires. * Use Face/Touch ID or the 'Remember Me' switch on the login page to remember both your user name and password. Logging into My Account has never been easier! * Not a Safety Insurance policyholder? That’s OK - use the Find an Agent tool to locate an Independent Agent near you. About Safety Insurance: Safety Insurance is sold exclusively through a network of professional independent agents in Massachusetts, Maine, and New Hampshire. Safety Insurance offers insurance products for your Auto, Home, and Business.

About

Lowell311

Connect with the City of Lowell, MA through its official mobile application. Report city issues, manage bill payments, and receive important news updates conveniently.

Highlights
  • Report city issues
  • Pay bills
  • Receive news flashes
  • Stay updated with city information
  • Official city app
Features
Read full description

Stay connected with the City of Lowell, MA. As the official mobile app, Lowell311 lets you quickly report issues, pay your bills, and stay updated with our news flashes—all in one place

Screenshots

Safety Mobile4 screens
Lowell3112 screens

Verdict

The call

Safety Mobile and Lowell311 both sit at 1.9 stars, but that hides the real split: 25% of Safety Mobile's written reviews are positive against 0% of Lowell311's. Safety Mobile also leads on ratings volume (55 vs 6). Lowell311's advantage is update cadence (every 4 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 1.9 for Safety Mobile against 2.0 for Lowell311. That said, the two scores are not equally well evidenced: Safety Mobile has 55 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 25% of Safety Mobile's written reviews are positive against 0% of Lowell311's.

UpkeepUpdate frequency

Safety Mobile ships an update every 3 months, Lowell311 every 4 weeks. The most recent releases landed on August 8, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
Safety Mobile versus Lowell311: the parameters behind the verdict, then further details
ParameterSafety MobileLowell311
PriceFreeFree
Rating1.9 (55 ratings)2.0 (6 ratings) — better
Positive reviews24.6% of reviews — better0.0% of reviews
Number of ratings55 — better6
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16.0 — better16.6
Further details — not scored
Size10 MB31 MB
Age rating4+4+
DeveloperSafety Insurance CompanyCity of Lowell

Customer experience

Safety Mobile

All ratings51 ratings
Positive15.7%
Neutral7.8%
Negative76.5%
Written reviews69 reviews
Positive24.6%
Neutral8.7%
Negative66.7%

Lowell311

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Safety Mobile

Reported bugs

9 issues
  • System error on login
  • App freezes when reporting claims
  • App closes when uploading photos for claims
  • Login verification loop
  • App crashes on sign in
Show 4 more
  • App closes after login
  • App doesn't remember username
  • App sends incorrect payment due notifications
  • App doesn't display all covered individuals on insurance card

Requested features

11 requests
  • Add ability to view policy documents
  • Add ability to see policy information
  • Add bill payment scheduling
  • Add payment history view
  • Add pending payment view
Show 6 more
  • Add ability to view ID proof
  • Improve login process
  • Add Touch ID/biometric login
  • Add ability to report bugs/suggestions
  • Allow saving billing information
  • Add mobile payment option

Lowell311

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Safety Mobile

No in-app purchases

None

Lowell311

No in-app purchases

Questions

Is Safety Mobile free?
Safety Mobile is free to download, with no in-app purchases.
Is Lowell311 free?
Lowell311 is free to download, with no in-app purchases.
Which has better reviews, Safety Mobile or Lowell311?
Lowell311 is rated higher. Safety Mobile averages 1.9 out of 5 from 55 ratings, while Lowell311 averages 2.0 from 6 ratings.
Do Safety Mobile or Lowell311 have ads?
Neither Safety Mobile nor Lowell311 shows ads.
Which is updated more often, Safety Mobile or Lowell311?
Safety Mobile ships an update every 3 months, and Lowell311 every 4 weeks. Most recently, Safety Mobile was updated on August 8, 2026 and Lowell311 on September 9, 2026.

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