Comparison

ProPay Payments vs Pay for Stripe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ProPay Payments

Accept credit card payments securely on your mobile device. Process chip and swipe cards, manually enter payments, and store customer information for future transactions. Access funds via a prepaid debit card and monitor your business activity with transaction reviews and refunds.

Highlights
  • Accept chip and swipe credit cards
  • Manual card entry
  • Securely store customer payment info
  • Offline payment processing
  • Access funds via prepaid debit card
  • Monitor transactions and balances
  • Add sales tax and tips
Features
Read full description

Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Card Processing Solutions • Quickly process credit card payments at low rates with a mobile card reader • Accept chip cards (EMV) and swipe cards • Manually enter card numbers if you aren’t near your card reader • Securely store a customer’s payment information to be charged for future purchases • Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage • Even more processing options are available with your ProPay account online: http://www.propay.com/products-services/accept-payments/ Accessing Funds • Access your funds with a ProPay Prepaid debit MasterCard • Quickly transfer funds to your bank account within the mobile app Monitor Your Business • Check your available and pending account balances • Review pending, completed and declined transactions • Refund or cancel transactions • Manage transfers to your bank account. Additional Features: • Include sales tax and allow customers to add a tip to their order • Capture your customer’s signature and then e-mail them a receipt. The ProPay App allows you to access all these features from any compatible smartphone or tablet and is available for all ProPay Merchants. Compatibility and Requirements: - ProPay account required. If you do not have an account, sign up at www.ProPay.com - Certain features of the ProPay App require an active ProtectPay Online subscription. - The ProPay JAK is currently compatible with the majority of Apple smartphones and tablets. For a complete list of compatible devices, please visit the following website link: http://www.propay.com/products-services/accept-payments/jak-card-reader/androiddevices/ Learn more or sign up for an account today at www.propay.com

About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

Screenshots

ProPay Payments4 screens
Pay for Stripe4 screens

Verdict

The call

The clearest difference is rating: Pay for Stripe at 4.7 against ProPay Payments's 2.8. Pay for Stripe also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (1.5K vs 62). ProPay Payments's advantage is iOS requirement (12.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay for Stripe holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 62, so its average is the more settled of the two. Written reviews point the same way: 19% of ProPay Payments's written reviews are positive against 33% of Pay for Stripe's.

UpkeepUpdate frequency

ProPay Payments ships an update every 3 months, Pay for Stripe every 3 weeks. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
ProPay Payments versus Pay for Stripe: the parameters behind the verdict, then further details
ParameterProPay PaymentsPay for Stripe
PriceFreeFree
Rating2.8 (62 ratings)4.7 (1.5K ratings) — better
Positive reviews18.8% of reviews33.3% of reviews — better
Number of ratings621.5K — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.4
Further details — not scored
Size43 MB98 MB
Age rating4+4+
DeveloperTSYS Acquiring Solutions, L.L.C.ACCEPT PAYMENT COMPANY

Customer experience

ProPay Payments

All ratings60 ratings
Positive41.7%
Neutral8.3%
Negative50.0%
Written reviews80 reviews
Positive18.8%
Neutral8.8%
Negative72.5%

Pay for Stripe

All ratings1,505 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews39 reviews
Positive33.3%
Neutral5.1%
Negative61.5%

Bugs and requests

ProPay Payments

Not enough reviews yet to summarise bugs or requests.

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

In-app purchases

None

ProPay Payments

No in-app purchases

None

Pay for Stripe

No in-app purchases

Questions

Is ProPay Payments free?
ProPay Payments is free to download, with no in-app purchases.
Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Which has better reviews, ProPay Payments or Pay for Stripe?
Pay for Stripe is rated higher. ProPay Payments averages 2.8 out of 5 from 62 ratings, while Pay for Stripe averages 4.7 from 1.5K ratings.
Do ProPay Payments or Pay for Stripe have ads?
Neither ProPay Payments nor Pay for Stripe shows ads.
Which is updated more often, ProPay Payments or Pay for Stripe?
ProPay Payments ships an update every 3 months, and Pay for Stripe every 3 weeks. Most recently, ProPay Payments was updated on October 30, 2026 and Pay for Stripe on October 29, 2026.

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